Top Travel Insurance in Singapore

top travel insurance in singapore

What Is Travel Insurance?

Travel insurance is a term that hardly crossed our minds when travelling. However, it’s a pretty significant insurance that protects and covers unforeseen losses incurred while travelling to other countries. The most recent example is based on a survey conducted by NerdWallet with 2,000 Americans. From the statistics, we can infer that only one in five Americans bought travel insurance for travelling prior to COVID-19. Little did they know that the global pandemic has increased the awareness and importance of travel insurance. Most will likely purchase travel insurance for future leisure trips after the sudden outbreak of COVID-19 disease.

What Travel Insurance Covers

Many insurance or flight companies sell tickets or travel packages, providing consumers the option to purchase travel insurance. The basic travel insurance covers damage to personal property, rented equipment such as rental cars, or even the cost of paying a ransom. The main travel insurance covers trip cancellation or interruption, baggage and personal effects, medical expenses, and accidental death or flight accident. Undoubtedly, no one wishes to experience such crises; but it’s better to buy it for guaranteed safety and security. 

Other coverage includes 24/7 emergency services, such as replacing lost passports, cash wire assistance, and re-booking canceled flights. Moreover, some travel insurance packages may duplicate existing coverage from other providers or provide protection for costs that are refundable by other methods. It’s better to check if you have any existing insurance that also covers travelling risks before heading to buy a new travel insurance.

Top Travel Insurance in Singapore

Travel Insurance Company

Allianz Travel

Speciality

By applying your travel insurance through Allianz Travel, you and your family will be protected on your vacation from unforeseen situations.

In case you were to incur medical expenses, Allianz Travel will cover sudden sickness, accident, hospitalization and evacuation, travel inconvenience such as luggage delay, trip cancellation or theft. 

Pricing

Click here to enquire 

Website

https://www.allianztravel.com.sg/travel-insurance.html

Address
12 Marina View, #14-01, Asia Square Tower, 2, 018961

Telephone

6327 2215
Operating Hours

24/7 daily 

Review 1

Eileen See – Bought the annual Gold plan online for my mum. She had to cancel her air tickets to Australia and Vancouver due to the covid-19 lockdown around the world. The airlines refunded the air tickets but charged a cancellation fee which we proceeded to claim with Allianz, and the claims were processed and approved quickly. Money was received within 2 weeks. Would highly recommend Allianz!

Review 2

Lynda – I got my luggage delayed during my trip in Thailand in 2018, Allianz travel insurance have been helpful when I inquiry before buying the insurance, during the luggage delayed happen, and afterwards to claim.
Response have been very fast and accurate.
Claim is also very fast.
I would give 5 stars plus plus plus if possible.

Review 3

Carmen Lim – Allianz is so customer centric! I incurred expenses 3 months claiming period is over so I called up Allianz and explained my situation to them and provided reasons why it was not included in claim form previously. Allianz accepted my explanation and processed my claim once more! Kudos to Allianz for providing great customer experience! Will continue to support Allianz Global Travel packages.

Travel Insurance Company

Hong Leong Assurance

Speciality

Hong Leong Assurance is a leading online insurance company that offers a wide range of insurance, including travelling coverage. The most popular one is Travel Protect360, which is the only travel insurance that provides a No Claim Discount and Immediate Medical Claims.

Pricing

Click here to enquire 

Website

https://www.hlas.com.sg/personalinsurance/travelinsurance/

Address
11 Keppel Rd, #11-01 ABI plaza, Singapore 089057

Telephone 

6702 0202

Operating Hours

Monday to Friday: 9am – 6pm

Review 1

D C – The experience with Rajni was a superb one. She was professional, attentive and patience to answer my queries. More importantly, HL Assurance offers the best value for money for the comprehensive motor insurance.

Review 2

Jason Lim – Proactive in following up with customer on renewal. Very pleasant & meticulous representative who took the time to explain all the details. Good value product offering. Thank you.

Review 3

Jimmy Wan – The relationship officer who called me is very professional. Despite my request to call back 3 times, she performed her job professionally without showing any emotional displeasure. Glad that HL had such qualify relationship officer.

Travel Insurance Company

MSIG

Speciality

MSIG goes above and beyond their limit to protect your lives. The insurance company provides comprehensive general insurance plans for all your travel, motor, health, life and so on. 

Pricing

Click here to enquire 

Website

https://www.msig.com.sg
Address
4 Shenton Way, SGX Centre, Singapore 068807

Telephone

6827 7602

Operating Hours

Monday to Friday: 845am – 530pm

Review 1

Tony Lim – I was paid $20 by MSIG to repair the wheel of a damaged (one year old) luggage bag after more than 2 weeks of claim submission.

Tried appealing to MSIG that there is high risk that the wheel may be damaged again (after repairs) and it will be extremely inconvenient if I were overseas.

MSIG came back to state that this is under their T&Cs. Please read carefully before you buy.

Review 2

KJ Ong – Filed a claim for travel disruption with legit reasons, even called CSO beforehand who said it can be claimed. But they refused to honor it in the end with a copy n paste reply. Their TnC is also very broad and is meant to confuse the hell out of u so u won’t be able to fight back. Avoid at all cost.

Review 3

Shana Ng – Convenient location. Friendly and helpful staffs

Travel Insurance Company

FWD Insurance

Speciality

FWD Insurance is one of the top online insurance companies in Singapore. The company offers a wide range of insurance solutions from car, travel, maid and life with a definite focus on providing customers a differentiated experience using remarkable medical network and excellent service levels.

Pricing

Click here to enquire 

Website

https://www.fwd.com.sg
Address
6 Temasek Blvd, #18-01 Suntec Tower, Four 038986

Telephone

6820 8888

Operating Hours

Monday to Friday: 9am – 6pm

Review 1

Amanda Lim – I recently just made a travel claim for my overseas trip under FWD and I am impressed by the efficiency of their service and claim refund to me!
The claim process has been seamless and easy, and the price of the insurance is affordable and competitive.

Sincere appreciation to the team for their efficient service and hardwork during this COVID-19 period!

Review 2

Heidi Woon – Had to make travel claims due to covid-19 and my claim in-charge, Jie Yang, was super patient in listening to my case and explaining to me the claim procedures. Though the claims took some time, he followed up well and my claims were approved! This is my 3rd time purchasing their insurance and the payouts after approval have been quite fast. Do read their contract carefully though as some categories can only be claimed once.

Review 3

Amanda Neo – Customer Service is excellent! Especially Grace Chong from customer engagement team, she is very patient to help with the error I’m facing while doing the online purchase. Have bought multiple policies from FWD and will definitely engage their service again.


Travel Insurance Company

Aviva 

Speciality

At Aviva, they help to look after their customers, with a forward-looking mindset with full confidence.

Aviva is a huge group insurance company that caters to customers, large enterprises, multinational corporation (MNC) regarding life, travel, health and accident coverage. 

Pricing

Click here to enquire 

Website

https://www.aviva.com.sg/

Address
4 Shenton Way, #01-01 SGX Centre, Singapore 068807

Telephone

6827 7988

Operating Hours

Monday to Friday: 845am – 630pm

Review 1

Yvonne Yeo – So far so good! Happy with the 2 savings policies I have with Aviva as I feel the returns are competitive. Out of convenience, I also tend to use Aviva for travel insurance whenever I travel – purchase process is very simple and straightforward.

Review 2

Sapna – Had a great claims experience under Group Insurance policy I have with Aviva. Customer Service Exec was extremely helpful and helped with letter of guarantee which resulted in cashless hospitalisation. All in all, they did what they suppose to do – paid my claim!

Review 3

Susan – So many poor reciews here. No wonder. My grandson also has problems with claims under Aviva, not willing to pay and have to jump through hoops to keep trying to claim. Till date still not claimed in full and dragging of feet all round.


Travel Insurance Company

NTUC Income

Speciality

NTUC Income is one of Singapore’s most trusted leading providers for life, health, travel and car insurance as well as savings, investment and retirement plans.
Pricing

Click here to enquire 

Website

https://www.income.com.sg
Address

Outlets 

Telephone

Depending on outlets 

Operating Hours

Monday to Friday: 9am – 530pm

Review 1

Ryaziz – Probably because it’s 1730hrs on a weekday, there wasn’t much crowd hence the wait wasn’t that long.

Review 2

Hafidz – At the entrance I was greeted by a lady who asked what I’m there for. She helped me press for a queue number and asked me to wait for it to be called. When the number came up and went to the counter, the service staff saw me holding on to cash and said the counter only accept Nets. The staff then help me get a queue number to the only counter that can do cash transaction. Everything went smoothly. Didn’t have to wait long for the whole process. Overall a pleasant experience. Keep up the good work.

Review 3

Umarani – Good service. 

Travel Insurance Company

American Express 

Speciality

American Express is a global leading service company, offering customers with exceptional access to products, insights and experiences that improve lives and build business success. Part of the services they offer include travel insurance that is exceptional amongst travellers. 

Pricing

Click here to enquire 

Website

https://www.americanexpress.com/sg/

Address
11 Marina Boulevard, Financial Centre Tower 1, 018940

Telephone

6396 6000

Operating Hours

Monday to Friday: 9am – 5pm 

Review 1

Jong soo – The staff is very professional and helpful especially the customer service. They are so nice and understanding of what customer wants. Highly recommended as they are the best bank around in Singapore.

Review 2

Shing Yenn Tan – I just canceled my American Express Card today and the customer service was excellent; it was smooth and painless as compared to previous experience of canceling other credit cards.

Review 3

Teikchuan – Their customer service is unparalleled. 

Travel Insurance Company

ERGO

Speciality

ERGO is an insurance company that provides many comprehensive insurance packages that offers an array of benefits including the mandatory coverage for travel.

If you are a frequent traveller, you will find ERGO’s TravelProtect insurance is the best overseas travel policy that suits you. Travellers can enjoy superior cover for worry-free holidays or business trips at some of the most affordable prices in the local market.

 

Pricing

Click here to enquire 

Website

https://www.ergo.com.sg
Address
5 Temasek Blvd, Singapore 038985

Telephone

6829 9199

Operating Hours

Monday to Friday: 830am – 530pm

Review 1

Edwin – I did my Travel delay claim by just filling the form up and also forward a copy to the claim department thru email within 2 weeks they get back to me the claim is successful. Also customer officer was helpful when I call in to enquiry to me how to fill the claim.

Review 2

Zhixiong – Totally nonsense company that want your money but make it hard to pay out claims. My maid cut her finger while preparing for food, the cut was so bad that I need to bring her to A&E. Her maid insurance claim was rejected because they say it was not “accident”. If that is not consider accident I wonder what is their definition of accident.

Review 3

Josip – Professionalism 5 stars.

Travel Insurance Company

Sompo

Speciality

Sompo is equipped with comprehensive insurance coverage. As a travel insurance company, they offer plans for customers to rely on for an enjoyable, worry-free trip. 

Pricing

Click here to enquire

Website

https://www.sompo.com.sg/

Address
05-01/06 Land Tower, Raffles Place, Singapore Land Tower, 048623

Telephone

6461 6555

Operating Hours

Monday to Friday: 830am – 530pm

Review 1

Siang Tay – Called the 24/7 Emergency Hotline to seek assistance for a faulty Wall Switch that was emitting black smoke on a Sunday night. The male operator was extremely helpful and had called back to check on the status of the summoned electrician. The Electrician was on time and very professional with his trade. He even shared a lot of trade knowledge with me so as to ensure safety with the various electrical switches. I truly appreciate both their professional and timely services on this Sunday night. Thank you Sompo.

Review 2

Jacent Ong – Our preferred Travel Insurance company and accident plan. Tenet had being great in service with innovative plans. Have being recommending Sompo (tenet) since 2015.

Review 3

Sin T L – In the same year, I had my handphone pickpocketed twice, once in Italy and recently in Portugal. I thought I would have problems with the second claim but was surprised that the claim was approved in less than 2 weeks.

Good job, Sompo!


Travel Insurance Company

Tokio Marine Insurance

Speciality

Tokio Marine Life Insurance Singapore is an insurance company registered in Singapore, authorised by Monetary Authority of Singapore. As a global insurance company in Asia, the company offers consumer and business with Property , Casualty, Life, Travel and Health insurance coverage.
 
Pricing

Click here to enquire

Website

https://www.tokiomarine.com/sg/
Address
663 Buffalo Rd, Singapore 210663

Telephone

6221 6111

Operating Hours

Mondays to Friday: 8.45am – 5.45pm

Review 1

Chee tiong tan – no more.

Review 2

Shareen Teo – I have not claimed with tokio marine. But their price is competitive and they have loyalty discount. Still with tokio marine for my family travel insurance. My friend feedback that she was able to claim her luggage damage. Application process is fuss free. I applied for Annual plan with 20percent discount. I bought the policy the night before I flew. Got it done within 5mins.

Review 3

Wengie – Broke my camera during my holiday. It was a devastating accident for any photographer. My holiday almost ruined until i remembered i bought travel insurance and I got my camera repair covered!

Travel Insurance Company

AIA

Speciality

AIA is one of the top-notch insurance companies in Singapore, offering the best packages for consumers. AIA’s Around the World Plus package is a travel coverage planning to provide overseas health insurance that protects travellers from trip cancellation, loss of baggage and other unforeseen circumstances. 

Pricing

Click here to enquire 

Website

https://www.aia.com.sg/
Address
1 Robinson Rd, AIA Tower, Singapore 048542

Telephone

1800 248 8000

Operating Hours

Monday to Friday: 845am–530pm

Review 1

Brian Cheung – Insurance is a necessary evil, you can’t live without it but what is the point if you cannot make a claim when the need arises.

Considering how expensive it can be to visit the Pediatrician, I bought the AIA Star Protector Plus for my 2 kids. It has been 4 years.

The claim process has been smooth, if it is a claimable illness, I will request for a doctor’s memo, attach the bill with which AIA will do its due diligence on the medications dispensed before making reimbursement.

Review 2

Tan weiwei – It’s already annoying to wait a long while to speak to someone when you call the hotline, don’t make it worse by going through the motion of verifying identity for general enquiries that doesn’t require client details! CSO should be discerning to know the difference than to go thru the motions.

Review 3

Jody Tan – On 31Aug2018 late noon, i went to submit my hospitalization claim documents by hand instead of by post so as to ensure all documents were correct and timely received by them. To my surprise, it was handled very fast and in an efficiently manner where I was led to 2nd level served with a small bottle of AIA mineral water by a smiley lady. I was promptly attended by Wesley Tan, a customer service representative who was warm and polite to attend to my needs within minutes. It was noted that the recent expansion of 2nd level was specially catered to premium clients and it was well served and deserved a 5-star like !

Travel Insurance Company

Great Eastern

Speciality

Great Eastern is one of the top insurance agencies in Singapore. They provide a broad range of online insurance solutions tailored to give customers the best assurance. Great Eastern provides the complete cover for travel trips wherever one goes with TravelSmart Premier. 
PricingClick here to enquire

Website

https://www.greateasternlife.com/sg/en/index.html
Address
1, Pickering St, #01-01 Great Eastern Centre, 048659

Telephone

6248 2000

Operating Hours

Monday to Friday: 9am – 530pm

Review 1

Chris Lim – Nothing much here unless you are a customer of great eastern and are here to make claims or make enquiries for insurance. Even so, parking is a problem as they only got drop off point.

Review 2

Johnado – Excellent service!

Review 3

Leslie Loo – 2 policies with GE since 1993 & 1995, wanted to change the beneficiary but need the previous beneficiary to give consent….end up I decided to cancel both policies. A nice lady by the name of Ms Chow May Fern is serving me after a very short wait, she noted one of the policy is 24 years old and on the 25th year will be getting a special bonus. Glad that with her advise I’ll gain an extra 10k and if I wait even longer to the 30th years I’ll gain extra 20k. So I decided to cancel just 1 policy and hold on to the one other for another 6 more years. Special thanks to Miss Chow may Fern for her professionalisms.

Travel Insurance Company

DirectAsia Insurance

Speciality

DirectAsia opened in Singapore in 2010 with a definite goal of altering the face of insurance in Asia. Since 2014, DirectAsia became wholly owned while providing the best services and coverage for customers.
PricingClick here to enquire

Website

https://www.directasia.com/
Address
20 Anson Rd, #08-01, Singapore 079912

Telephone

6665 5555

Operating Hours

Monday to Friday: 8am – 8pm

Review 1

Martin – Apart from very competitive rates, their service is excellent _ even during COVID lock down. Subsequent to selling my first vehicle they transferred the NCD quickly and efficiently and sent my rebate. I highly recommend this firm for vehicle insurance.

Review 2

Patrick Foo – yeah its cheap and quick, but claims are another matter. Many fine print and exclusions – so beware.

Review 3

Andrew C – I’ve been purchasing my travel policies with Direct Asia for quite some time now, but never needed to claim. During my last trip however, i had to make some medical claims. Having had previous bad experience with large insurers, i was worried and skeptical that the claim won’t go through. Lo & Behold, was i wrong! Besides some slight delay in getting back to me (because its peak period), they processed the claim so quickly and without giving me much hassle. Which is very unlike my previous experiences with other insurers where they simply try to make it so difficult for you to make a claim. Kudos to Direct Asia for being an honest, and reliable insurer!

Travel Insurance Company

AA International Insurance Agency

Speciality

AA Insurance Insurance Agency has implemented a freeze on premium increases, and introduced insurance coverage such as travel, accident and so on.
Pricing

Click here to enquire 

Website

https://aas-insurance.com.sg/
Address
351, Jurong East Street 31, #01-79, 600351

Telephone

9386 8147

Operating Hours

Monday to Friday: 9am – 6pm 

Saturday: 9am – 1pm

Review 1

Competitive Prices and Knowledgable Staffs, had my road tax and company cars insurance done up instantly! Thumbs up!

Review 2

Jaydon Tan – Cheap Rates for Car Renewals this year! – Recommended as they compare a few insurers for your selections, Look for Ms. Ann!

Review 3

5 stars – Shu Min 

Travel Insurance Company

AXA Singapore

Speciality

AXA Singapore offers remarkable travel insurance coverage for consumers to travel the world with a peace of mind. The SmartTraveller Travel Insurance coverage is provided for all aspects of unforeseen circumstances – when you’re traveling for leisure or for work, studying or visiting friends and family abroad. 
PricingClick here to enquire

Website

https://www.axa.com.sg/
Address
8 Shenton Way, #24-01 AXA Tower, 068811

Telephone

6880 4888

Operating Hours

Monday to Friday: 9am–530pm

Review 1

Anjin Sang – My one experience of the place was chilling at the Starbucks. It still serves great coffee and has great customer service.

Review 2

G E Ng – Paid for car insurance via credit card more than one month ago and receive no follow up. Couldn’t renew road tax. Ended up calling the customer service and asked for this to be expedited.

Review 3

John – Taking too long to investigate cases, been almost half a year. Be very careful when you buy from agents who provide misleading information & illegally sign off on your behalf.

Travel Insurance Company

UEX

Speciality

UEX offers the best health insurance amongst other providers for expats and SME. The company develops a fair, human-centric and personalized solution for customers.
PricingClick here to enquire

Website

https://www.uexglobal.com/
Address
787A North Bridge Rd, Singapore 198755

Telephone

9852 4378

Operating Hours

Monday to Friday: 8am – 7pm

Review 1

Bouthelier clément – Great experience, Greate service.


Travel Insurance Company

Now Health International

Speciality

Now Health International provides award-winning international health insurance services for expatriates and locals. Their insurance coverage can be a suitable match for consumers who need a broad scope of coverage including travel and life insurance. 
PricingClick here to enquire

Website

https://www.now-health.com/en/
Address
4 Robinson Rd, The House Of Eden, Singapore 048543

Telephone

6880 2300

Operating Hours

Monday to Friday: 9am – 6pm

Review 1

James – Now Health have been excellent since the beginning, with clear communication channels and supportive staff.

They offered coverage for my partner even with a pre-existing condition (albeit at a higher premium), when many other insurance companies would not even consider us.

They have a modern web interface, with easy claim submission and clinic locators. I also have been able to contact a member at the company at any point during the night/day – which is a big plus.

I would thoroughly recommend them to anyone seeking international health insurance.

Review 2

Laura Nicholson – I would highly rate the communication and service I have received through Now Health International so far. I have (luckily) only had to claim once but the process was smooth and very easy. I received my compensation within days. 

Review 3

Roman Henry – I’m really happy with my insurance policy from Now Health. I’d been searching for a global health plan for a while, as I travel regularly. But most policies seemed to have a million different benefits that I wouldn’t use. I basically just wanted emergency cover. I stumbled across the WorldCare Essential plan and it is exactly what I’d been looking for.

Travel Insurance Company

Pacific Prime

Speciality

Pacific Prime Singapore offers many insurance solutions for expatriates & local customers. They are able to consistently provide their customers the best coverage including travel insurance. 
PricingClick here to enquire

Website

https://www.pacificprime.com/
Address
Cross Street Exchange #14-05, Cross St, 18, Singapore 048423

Telephone

6346 3781

Operating Hours

Monday to Friday: 8am – 7pm

Review 1

Anuj Kumar – Mr Jarret Mathew from Pacific prime was very professional and helpful in selecting the right insurance service. He patiently answered all queries and always responded within 24hrs.Highly recommended.

Review 2

Kadi Baeur – Had a very good experience with their staff. First, with Michael B. and then with Celestino P. The customer service is very good and staff available and very patient.
I recommend.

Review 3

Chiew Pat – Highly knowledgeable in his products. Bolster that with strong customer focus, empathy and a good listening ear to understand the unique needs of his customers is godsend. Jarett Mathew exhibits both and more! Contrary to my selected plan, he proposed a more superior one which meets my immediate needs (at no extra costs)! Responsive even during the weekend when I had enquiries. Truly an insurance professional made in Heaven!

Travel Insurance Company

Expat Insurance

Speciality

As the leading insurance broker company of the year, Expat Insurance provides reliable insurance plans and recommendations for expats in Singapore. Local consumers can safeguard their interests and get in touch with the company for insurance package such as travel coverage.
PricingClick here to enquire

Website

https://expatinsurance.com.sg/
Address
20 Upper Circular Rd, Singapore 058416

Telephone

6401 9201

Operating Hours

Monday to Friday: 9am – 6pm

Review 1

Bernadette Ferreira-Jorge – My husband and I have had the help of Expat Insurance since moving here to Singapore. We are extremely pleased with their prompt, helpful and professional customer service, the wide range of offers they provided us and would recommend them to anyone who needs assistance in finding the right insurance here. Patricia has been especially helpful with specific queries and has efficiently answered all of our questions over the last year.

Review 2

Suyash – I have been using Expat Insurance for the last two years to get insurance for my wife. They have been very helpful and have guided me through all the questions. I would like to call out Melissa specially as she helped us quite a bit from getting the quotes to helping us with doubts/concerns. If you are looking for insurance in Singapore, I would highly recommend Expat Insurance.

Review 3

Antonio – My original insurance was just costing too much. I asked Sharon from Expat Insurance to provide me with some options based on what I needed and what was available on the market.
Not only did I get a cheaper rate (save over $2000 per year) but I was also able to get much better cover for my needs over and above what I had before. All in all, an excellent outcome.
To top it off, Sharon from Expat Insurance made the process so simple and understandable so I was able to make my decision based on clear facts.

Travel Insurance Company

QBE Insurance 

Speciality

QBE Singapore is part of the QBE Insurance Group, one of the world’s top 20 general insurance and reinsurance companies. Consumers can find out more about their personal travel insurance via the website.

PricingClick here to enquire

Website

https://www.qbe.com/sg
Address
1, #29-10 Raffles Quay, South Tower, 048583

Telephone

6224 6633

Operating Hours

Monday to Friday: 830am – 530pm

Review 1

Alex Q – Called 4 times. Twice automated Cisco operator, kept saying you cannot leave mess ge because mailbox full. Twice I got thru to operator, Left a message for agent to call back. Nothing happened. 3 days later still waiting for callback.

Review 2

Man soon chua – Cant claim any although i have letter from airline that showed flight had been cancelled and my travel have delayed.

Review 3

Immanuel – Was there to receive my claim cheque. Service from staff is awesome.

How Travel Insurance Works

The process for applying a travel insurance is same as applying for a car or home insurance. If you experience a car accident or have a crack in your bathroom, you file a claim to the insurance company. This applies to travel insurance as well. 

If something unfortunate happens during your trip, you’ll need to file a claim to your travel insurance company to be reimbursed. For example, if your baggage is delayed or lost during the trip, you’ll need to submit a claim to seek reimbursement. Travel insurance is certainly useful in unpredictable scenarios like this.

When you’re ready to buy a travel insurance package, you can purchase directly from the travel insurance company online. Sometimes, a pop-up browser will appear when you’re booking for a flight online. Often, travel insurance is offered on the spot when travelling. It is best recommended for customers to print out the document for proof and bring it along with you during travel. This helps you and foreign personnel in giving the right instructions to proceed and follow. 

digital marketing for different business niches

Benefits of Travel Insurance

If you’re still pondering about the purchase of travel insurance, here’s some benefits of buying it. 

Overseas emergency medical assistance 

Travel insurance helps to provide overseas energy assistance for 24 hours coverage. This  covers medical evacuations, ambulances and funeral arrangements during emergency situations.

Overseas emergency medical and hospital costs

If there is a sudden emergency situation (such as injury or illness that needs hospital stays or surgery) that requires the need to go to hospital suddenly, travel insurance is good enough for coverage. 

Accommodation and travel expenses

If you’re sick or injured and can’t travel home, travel insurance will cover your unforeseen additional accommodation and travel expenses. 

Family emergency

Travel insurance covers for unexpected travel expenses if a close relative or the person travelling with you dies, becomes disabled or gets injured; thus requiring the need to be hospitalised. 

Travel insurance coverage for travelling companion

As a friend, if your travelling companion is unable to continue with their holiday due to unforeseen injury or illness, the expenses can be reimbursed by travel insurance.

Unforeseen situation at home 

If you need to return home due to an unforeseen situation (illness, accident, injury death) at home, the flights will be covered bu travel insurance to get you home as soon as possible.

Hospital cash allowance

Cash allowance will be provided by the travel insurance coverage if you were to hospitalised for more than 2 days overseas. 

Accidental death

In unforeseen circumstances of accidental death, a death payment will be provided within 12 months of travelling trip. 

Permanent disability

If you were to suffer from permanent disability such as loss of sight or limbs during the trip, a disability payment will be paid for at least 12 months after you return home.

Loss of income

If you’re injured during your trip and can no longer work, you’ll be paid a sum for loss of income for a good period of time.

Unlike car insurance, many would think that it is not compulsory to purchase travel insurance. However, if you are traveling away from home, especially away from your home country, travel insurance can be extremely important. In unforeseen circumstances, a sum of coverage is ready for you.

For instance, it would be extremely difficult for most travellers to pay $50,000 for emergency medical expenses – during unforeseen crises. And even if travellers have that sum of money on hand, it would still be difficult to make the arrangement for evacuation. The travel insurance companies would handle the situations properly in such unfortunate events so travellers have nothing to worry about. 

Many people assume that their usual health insurance would take care of everything and anything; making a misconception that they don’t need additional travel insurance. Thus, it is important for all travellers to make sure that their existing insurance cover travelling risks and they are adequately covered. 

get google ranking ad

get google ranking ad

Travelling is more enjoyable when you’re insured against the unexpected circumstances. Therefore, we present to you the top 20 travel insurance in Singapore – with best coverage, security and assurance. 


Editor’s Note:

While every precaution has been made to ensure the accuracy and fairness of this listing, we acknowledge that they may be inaccuracies. Therefore, we urge you to contact the service provider above for the correct information and/or contact us with the correct information.

get google ranking ad

If you are a service provider and wish to be featured in this listing (MediaOne reviews are read by hundreds of thousands of Singaporeans), please contact us at [email protected]. There is no charge! Please allow us up to 3 working days to review before adjusting the information or including your entry.

Author Bio

Tom Koh is widely recognised as a leading SEO consultant in Asia who has worked to transform the online visibility of the leading organisations such as SingTel, Capitaland, Maybank, P&G, WWF, etc. Recently he was instrumental in consulting for a New York-based US$30B fund in an US$4Bn acquisition. Tom is a Computational Science graduate of the National University of Singapore. In his free time he performs pro-bono community work and traveling.
Google+

Leave a Reply

Your email address will not be published. Required fields are marked *

Get FREE Website & Digital Marketing Quote Today!

Go top
close-link
close-link