Top Savings Accounts in Singapore (Updated 2024)

Top Savings Accounts in Singapore

In 2024, Singapore offers a broad array of savings accounts that cater to various financial needs, blending competitive interest rates with practical features. Whether you’re seeking to maximize your savings with accounts that offer higher interest rates for more significant deposits and transactions, or you’re looking for a straightforward option suited to students, young professionals, or retirees, there’s something for everyone.

Banks across Singapore have fine-tuned their offerings, ensuring that customers can enjoy benefits like low fees, online banking ease, and additional perks tailored to modern lifestyles. This means finding a savings account that not only helps your money grow but also aligns with your financial habits and life stage is more straightforward than ever.

It’s a great time to explore your options and choose an account that best supports your saving goals. But first, what should you look for in a savings account? We give you a few tips on factors to consider, helping you make an informed decision you won’t regret.

What to Look Out for in a Savings Account

When exploring options for a savings account, it’s crucial to focus on features that align with your financial goals and lifestyle needs. Here are three essential aspects to keep in mind:

When selecting a savings account, consider the following key factors:

  • Interest Rates: Look for accounts with competitive interest rates to maximize the growth of your savings over time. Higher rates can significantly impact your earnings, especially with long-term saving plans.
  • Fees and Charges: Assess any monthly maintenance fees, transaction fees, or penalties for not maintaining a minimum balance. Choosing an account with minimal fees will help preserve your savings.
  • Accessibility and Features: Consider how easily you can access your funds and manage your account. Online banking, mobile apps, and customer service options are crucial for convenient account management. Also, look out for additional features that might benefit you, such as automatic savings plans or rewards programs.

 

When choosing a savings account in Singapore, make sure it ticks all the boxes when it comes to your needs. Ask yourself why you want to open a savings account in the first place and let your answers guide you in choosing the best that meets your needs first.

 

Top Savings Accounts in Singapore for 2024

Are you ready to discover the best savings accounts in Singapore for 2024? We’ve gathered a list of the top-rated and most popular savings accounts to help you make the best decision for your hard-earned money.

Discover the top 15 savings accounts in Singapore for 2024, each designed to cater to diverse financial goals and preferences. From high-yield options for savvy savers to accounts with unique benefits for every life stage, Singapore’s banking scene offers something for everyone.

Here are the top savings accounts in Singapore for 2024:

Top Savings Accounts in Singapore (Updated 2024) 1

 

 

Savings Account 

UOB One Savings Account 

About UOB (United Overseas Bank) has established itself as a stalwart in Singapore’s financial sector, providing a comprehensive suite of banking products and services tailored to meet the needs of individuals and businesses alike. With a rich history and a commitment to innovation, UOB combines tradition with forward-thinking to offer solutions that enhance customer financial well-being.

 

  • Rich Heritage: UOB has a long-standing presence in the financial industry, offering stability and reliability to its customers.
  • Innovative Solutions: Emphasizing digital innovation, UOB provides convenient banking solutions that cater to the modern consumer’s lifestyle.
  • Customer-Centric Approach: The bank prioritizes customer satisfaction with tailored products and attentive service.
  • Sustainability Commitment: UOB is dedicated to sustainable practices and initiatives that contribute to the community and environment.
  • Global Reach: With a wide network spanning across Asia, UOB offers global banking services with local expertise.
Speciality
  • Interest Earning: Earn competitive interest rates on your savings by meeting certain criteria, such as credit card spend and salary crediting.
  • Flexibility: The account offers flexibility in managing your funds, with no lock-in period and easy access to your money.
  • Digital Banking: Enjoy seamless online and mobile banking experiences, allowing you to manage your finances anytime, anywhere.
  • Lifestyle Benefits: Account holders can enjoy a range of lifestyle benefits, including discounts and privileges across various merchants and services.
  • Financial Integration: Easily integrate your savings account with other UOB products for a holistic banking experience.
Website https://www.uob.com.sg/personal/save/chequeing/one-account.page
Review 1 “Switching to the UOB One Account was a game-changer for me. The higher interest rates incentivized me to save more, and the online banking features are incredibly user-friendly.”
Review 2 “I’ve been using the UOB One Account for over a year now, and the convenience it offers is unmatched. Being able to manage my finances on the go has made a significant difference in my daily life.”
Review 3 “The customer service I’ve received with my UOB One Account has been outstanding. Any queries or issues I’ve had were addressed promptly and efficiently, making my banking experience smooth and hassle-free.”

 


Top Savings Accounts in Singapore (Updated 2024) 2

Savings Account 

DBS Multiplier Account 

About DBS stands at the forefront of banking innovation in Singapore, offering a broad spectrum of financial products that cater to the evolving needs of modern consumers. The DBS Multiplier Account exemplifies this by encouraging savings and rewarding customers for their total banking relationship across multiple product categories.

 

  • Commitment to Innovation: DBS integrates the latest technology to provide secure, convenient banking experiences.
  • Customer Focus: Tailoring services to individual needs, DBS ensures a personal touch in its banking solutions.
  • Sustainable Banking: Advocating for responsible banking, DBS incorporates sustainable practices in its operations and services.
  • Award-Winning Excellence: Recognition in the industry underscores DBS’s commitment to quality and service.
Speciality
  • Flexible Transactions: Rewards on a wide array of transactions.
  • Incremental Interest: Higher interest rates with increased transaction categories.
  • No Minimum Balance: Accessibility for a broader customer base.
  • Comprehensive Banking: A one-stop solution for saving, spending, and investment needs.
Website https://www.dbs.com.sg/personal/deposits/bank-earn/multiplier
Review 1 “The DBS Multiplier Account has truly transformed how I view and manage my finances. The more I use DBS’s services, the more I save, making it incredibly rewarding.”
Review 2 “DBS’s online banking app is a breeze to use, and it makes tracking my Multiplier Account benefits easy and hassle-free. It’s clear why DBS is a leader in digital banking.”
Review 3 “I appreciate how DBS Multiplier incentivizes not just saving but also investing and spending wisely. It’s motivated me to be more financially savvy.”

 


Top Savings Accounts in Singapore (Updated 2024) 3

Savings Account 

OCBC 360 Savings Account 

About OCBC Bank, a key player in Singapore’s financial services sector, offers the 360 Savings Account, designed to reward customers for their banking activity with tiered interest rates. This account is a testament to OCBC’s commitment to providing innovative financial solutions that support customers’ savings goals while encouraging a holistic banking relationship.

 

  • Innovation and Customer Focus: OCBC combines cutting-edge technology with a customer-centric approach to banking, offering convenient and personalized banking experiences.
  • Rewards for Banking Activities: The account rewards customers for various banking activities, including salary crediting, bill payments, and credit card spending.
  • Sustainability Initiatives: OCBC is dedicated to incorporating sustainable and responsible banking practices into its operations.
  • Holistic Financial Solutions: OCBC offers a wide range of products and services, making it easy for customers to manage their finances comprehensively under one roof.
Speciality
  • Tiered Interest Rates: Customers enjoy higher interest rates by engaging in different banking activities, such as depositing a salary, paying bills, or investing.
  • Flexibility with No Minimum Balance: The account provides flexibility and accessibility to all customers, without the need for maintaining a minimum balance.
  • Integrated Financial Management: Seamlessly manage your finances with OCBC’s integrated banking solutions, including investments, loans, and insurance products.
  • Digital Banking Excellence: Access your account and manage your finances with ease using OCBC’s robust online and mobile banking platforms.
  • Lifestyle Perks: Account holders benefit from a range of exclusive perks and offers, enhancing their lifestyle beyond traditional banking.
Website https://www.ocbc.com/personal-banking/deposits/360-savings-account
Review 1 “With the OCBC 360 account, I’ve seen my savings grow faster than ever. It’s rewarding to see how my daily banking activities contribute to higher interest earnings.”
Review 2 “OCBC’s online banking platform is a standout, offering intuitive navigation and security. Managing my 360 account online has been a smooth experience.”
Review 3 “The flexibility and rewards of the OCBC 360 Savings Account have encouraged me to consolidate my financial activities with OCBC, simplifying my financial life.”

 


Top Savings Accounts in Singapore (Updated 2024) 4

Savings Account 

Standard Chartered Bonus$aver Account 

About Standard Chartered’s BonusSaver account stands out in Singapore’s banking scene, offering an innovative way for customers to amplify their savings through a combination of base and bonus interest rates. This account is designed for those who seek to make the most out of their everyday banking transactions.

 

  • Innovative Savings Solution: Standard Chartered introduces a distinctive approach to saving, where customers can earn attractive interest rates by fulfilling certain criteria.
  • Customer Engagement: The BonusSaver account is structured to reward customers for regular banking activities, promoting a more engaged banking relationship.
  • Digital Banking Excellence: Standard Chartered places a strong emphasis on digital innovation, providing a seamless online and mobile banking experience.
  • Comprehensive Financial Services: Beyond savings, Standard Chartered offers a wide array of financial products and services, allowing customers to manage their finances effectively and conveniently.
Speciality
  • Bonus Interest Rates: Earn competitive bonus interest on top of base rates by engaging in everyday banking activities, such as credit card spending, bill payments, and salary crediting.
  • Flexible Account Management: The account offers flexibility in managing finances, with no minimum balance requirement and easy access to funds.
  • Integrated Financial Solutions: Leverage Standard Chartered’s broad range of financial services, including loans, investments, and insurance, for a holistic banking experience.
  • Lifestyle Benefits: Enjoy exclusive deals and promotions across a variety of lifestyle categories, adding value beyond traditional banking.
Website https://www.sc.com/sg/save/current-accounts/bonussaver/
Review 1 “The BonusSaver account has truly changed how I save, turning my everyday transactions into opportunities to earn more interest. It’s a smart way to save.”
Review 2 “Managing my finances through Standard Chartered’s online banking has been hassle-free and efficient. The BonusSaver account perfectly fits my active lifestyle.”
Review 3 “I appreciate the bonus interest I earn with my BonusSaver account. It motivates me to use my Standard Chartered credit card more and to manage all my finances with the bank.”

 

 

 

Top Savings Accounts in Singapore (Updated 2024) 5

Savings Account 

Maybank Save Up Programme 

About Maybank’s SaveUp Account is a unique savings option that rewards customers for their financial prudence and loyalty, offering an innovative way to increase savings through a multifaceted interest rate structure. This account is designed for those looking to maximize their earnings on savings by leveraging various banking products and services.

 

  • Rewarding Savings Mechanism: Maybank introduces a tiered interest rate system that rewards customers based on their account activity and use of multiple Maybank products.
  • Engagement and Loyalty: Encouraging a deeper banking relationship, the SaveUp Account rewards customers for utilizing a range of Maybank’s services.
  • Convenience Through Digital Banking: Maybank offers robust online and mobile banking solutions, ensuring account management is straightforward and secure.
  • Diverse Financial Products: With the SaveUp Account, customers gain access to Maybank’s extensive suite of financial services, allowing for comprehensive financial management in one place.
Speciality
  • Enhanced Interest Potential: Customers can enjoy significantly higher interest rates by engaging with different Maybank products, such as loans, insurance, and investments.
  • No Minimum Balance Required: The account offers great flexibility, with no minimum balance requirement, making it accessible to a broad audience.
  • Comprehensive Banking Experience: Maybank’s SaveUp Account is part of a larger ecosystem of financial services designed to meet all customer needs, from savings and investments to insurance and loan products.
  • Exclusive Perks and Offers: Account holders benefit from exclusive access to promotions and offers, enhancing their banking experience and providing value beyond savings.
Website https://www.maybank2u.com.sg/en/personal/accounts/savings/SaveUp-Account.page?
Review 1 “The SaveUp Account has been a game-changer for my savings strategy, allowing me to earn much more interest than I expected. It’s great how it ties together different financial services for better rewards.”
Review 2 “I’ve been incredibly pleased with the convenience and benefits of the SaveUp Account, especially the higher interest rates. Managing my account online is effortless.”
Review 3 “Maybank’s customer service has made my experience with the SaveUp Account very positive. The additional perks and the ability to earn more through my everyday banking have been standout features.”
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BOC Top Savings Accounts in Singapore

Savings Account 

Bank of China (BOC) SmartSaver Account 

About Bank of China offers a comprehensive savings account in Singapore, designed to meet the financial needs of a diverse clientele with a focus on flexibility, security, and growth. These accounts are tailored to provide customers with a secure platform for their savings, along with competitive interest rates to help grow their wealth over time.

 

  • Security and Trust: Bank of China brings decades of banking expertise to Singapore, offering a secure and reliable savings option for individuals looking for peace of mind.
  • Competitive Interest Rates: Customers benefit from competitive interest rates, enhancing the growth potential of their savings with the bank.
  • Digital Banking Solutions: With a focus on convenience, Bank of China provides state-of-the-art digital banking services, allowing customers to manage their accounts easily from anywhere.
  • Access to a Range of Services: Opening a savings account with Bank of China offers customers access to a wide array of financial products and services, enabling comprehensive financial management under one roof.

 

Speciality
  • Flexible Account Options: Catering to a wide range of customer needs, Bank of China offers various savings account options, each with unique features and benefits.
  • Multi-Currency Savings: For customers looking to manage savings in different currencies, Bank of China provides multi-currency account options, facilitating global financial flexibility.
  • Wealth Management Services: Account holders have the opportunity to explore wealth management services, including investment options and financial planning advice, to maximize their financial growth.
  • Exclusive Customer Benefits: Bank of China savings account holders enjoy exclusive benefits, promotions, and access to special banking services, enhancing their overall banking experience.

 

Website https://www.bankofchina.com/sg/pbservice/pb1/202007/t20200731_18212078.html
Review 1 – “The variety of savings accounts at Bank of China made it easy for me to find one that perfectly suits my needs. Their staff guided me through choosing the right account, making the process seamless and personalized.”
Review 2 “As someone who travels frequently and deals with multiple currencies, the multi-currency savings account from Bank of China has been a game-changer. It’s simplified how I manage my finances across different countries, offering convenience and peace of mind.”
Review 3 “Taking advantage of the wealth management services at Bank of China has significantly impacted my financial planning. Their expert advice and wide range of investment options have helped me grow my savings beyond what I thought possible.”

 

POSB Top Savings Accounts in Singapore

Savings Account 

POSB SAYE Account 

About POSB’s SAYE Account is designed to encourage consistent savings with attractive interest rates, making it simpler for individuals to reach their financial goals. This account stands out for its commitment to helping customers save effortlessly through a disciplined saving plan.

 

  • Established Trust: POSB is a well-respected institution with a strong heritage in Singapore, offering reliable financial solutions to its customers.
  • Customer-Centric Solutions: The bank focuses on providing accounts and services that meet the varied needs of its diverse customer base.
  • Innovative Banking Technology: POSB leverages the latest technology to ensure secure, convenient, and user-friendly banking experiences.
  • Community Commitment: POSB prides itself on its commitment to the community, participating in various initiatives that benefit society.
Speciality
  • Competitive Interest Rates: Offers higher interest rates for regular monthly savings, encouraging consistent saving habits.Flexible Saving Plans: Customers can choose their saving amount and period, tailoring the account to their personal financial goals.
  • Direct Debit Arrangements: Allows for automatic transfers from another account to the SAYE account, simplifying the saving process.
  • Bonus Interest: Earn bonus interest when no withdrawals are made, further incentivizing savers to keep their funds intact.
Website https://www.posb.com.sg/personal/deposits/savings-accounts/saye
Review 1 “The SAYE account has made it so much easier for me to save a portion of my salary every month. Seeing my savings grow with the competitive interest rates is incredibly satisfying.”
Review 2 “I love the flexibility of the SAYE account. Being able to set my own saving goals and adjust them as needed has been a game-changer for my financial planning.”
Review 3 “Thanks to the SAYE account, I’ve finally been able to stick to a saving plan. The automatic transfers mean I don’t even have to think about it, and the bonus interest is a great motivator.”

 

 

 

 

Top Savings Accounts in Singapore (Updated 2024) 6

Savings Account 

HSBC eFlexi Account 

About HSBC’s eFlexi Savings Account offers a flexible and convenient way to save, combining competitive interest rates with the ease of online account management. This account is tailored for those who value both the growth of their savings and the flexibility to access their funds anytime.

 

  • Global Banking Expertise: HSBC brings international banking knowledge and expertise, offering world-class financial solutions to its customers.
  • Innovative Online Tools: The bank prioritizes digital innovation, providing state-of-the-art online banking services for easy account management.
  • Customer-Centric Products: HSBC designs its banking products, like the eFlexi Savings Account, with the customer’s needs and goals in mind.
  • Sustainable Banking Practices: Committed to responsible banking, HSBC incorporates sustainability into its operations and services.

 

Speciality
  • Attractive Interest Rates: Earn competitive interest on your savings, with rates designed to reward saving more.
  • No Minimum Balance Requirement: Offers the freedom to save without worrying about maintaining a minimum balance, making it accessible to a wider range of customers.
  • Easy Online Access: Manage your savings easily with HSBC’s online banking platform, allowing for convenient transactions and account monitoring.
  • Seamless Transactions: Enjoy the ease of making deposits and withdrawals, ensuring your funds are accessible when you need them.
Website https://www.hsbc.com.sg/accounts/products/eflexi/
Review 1 “Using the eFlexi Savings Account has streamlined my banking experience. HSBC’s commitment to digital innovation is evident, and their customer service has been outstanding.”
Review 2 “I’m really impressed with the interest rates on the eFlexi Savings Account. It’s great to see my savings grow, and the lack of a minimum balance requirement is a big plus.”
Review 3 “HSBC’s eFlexi Savings Account gives me the flexibility I need with my savings. The online banking platform is incredibly user-friendly, making it easy to manage my finances.”

 


Frank OCBC Top Savings Accounts in Singapore

Savings Account 

OCBC Frank Account 

About The OCBC Frank Account is crafted for digitally-savvy individuals seeking a straightforward and flexible banking experience. It merges the convenience of online banking with attractive interest rates and low fees, making it an ideal choice for young adults and those new to managing their personal finances.

 

  • Digital-First Banking: Emphasizes ease of use and accessibility, offering a seamless online banking experience tailored for mobile users.
  • Customized Financial Solutions: Designed to meet the unique needs of younger customers, combining flexibility with financial growth opportunities.
  • Innovative Features: Includes tools and features that encourage savings and smart spending, aligning with a modern lifestyle.
  • Sustainable Practices: Reflects OCBC’s commitment to sustainability, with eco-friendly initiatives and digital statements.
Speciality
  • Competitive Interest Rates: Offers higher interest rates compared to standard savings accounts, rewarding customers for saving more.
  • No Minimum Deposit: Ensures accessibility to all, with no minimum deposit required to open the account, promoting financial inclusivity.
  • Customizable Debit Cards: Provides an array of card designs, allowing customers to personalize their banking experience.
  • Exclusive Deals and Discounts: Account holders enjoy access to exclusive promotions, discounts, and offers, enhancing their lifestyle and spending experience.
Website https://www.frankbyocbc.com/products/accounts/frank-account
Review 1 “I love how user-friendly the OCBC Frank Account is. Managing my money has never been easier, and the custom debit card designs are a cool bonus.”
Review 2 “The Frank Account has helped me save more than any other account I’ve had. The interest rates are great, and I really appreciate the lack of a minimum deposit requirement.”
Review 3 “OCBC has nailed it with the Frank Account for someone like me who’s always on my phone. The exclusive deals are just the cherry on top.”

 


Top Savings Accounts in Singapore (Updated 2024) 7

Savings Account 

UOB Stash Account 

About The UOB Stash Account is designed to reward savers with a tiered interest rate structure, encouraging customers to save more by offering higher interest rates for higher account balances. This account is ideal for individuals looking to grow their savings steadily while maintaining access to their funds.

 

  • Tiered Interest Rates: Motivates saving by offering increased interest rates at higher balance tiers, maximizing the growth potential of your savings.
  • Ease of Access: Provides convenient access to funds through UOB’s extensive online banking services and ATM network, ensuring your money is always within reach.
  • Financial Growth: Designed for savers who aim for financial growth, the Stash Account offers a straightforward way to accumulate wealth over time.
  • Trusted Banking Partner: UOB’s reputation as a reliable and customer-focused bank provides assurance and security for your savings journey.

 

 

Speciality
  • Competitive Savings Growth: The account’s tiered interest rate system rewards customers for maintaining and growing their balances, enhancing the value of their savings.
  • No Monthly Fees: With no monthly service fees, your savings have the opportunity to grow unimpeded by regular charges.
  • Flexibility: Offers the flexibility to deposit and withdraw funds without affecting the base interest rate, providing both liquidity and growth potential.
  • Online and Mobile Banking: Easy management of your account through UOB’s digital banking platforms, allowing for seamless transactions and account monitoring.
Website https://www.uob.com.sg/personal/save/savings-accounts/stash-account.page
Review 1 “The UOB Stash Account has been a great choice for me. I’ve seen my savings grow thanks to the tiered interest rates, and I really appreciate the flexibility and easy access to my funds.”
Review 2 “I chose the UOB Stash Account because of its competitive interest rates. It’s rewarding to see my balance grow, and the lack of monthly fees means I can save even more.”
Review 3 “Managing my Stash Account through UOB’s online banking has been a breeze. It’s easy to keep track of my savings, and I can access my money whenever I need it.”

 


Top Savings Accounts in Singapore (Updated 2024) 8

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Savings Account 

Maybank iSAVvy Savings Plus Account 

About The Maybank iSAVvy Savings Plus Account is tailored for individuals who seek to maximize their savings with competitive interest rates through an online-first banking experience. This account appeals to tech-savvy savers looking for flexibility and growth in their savings strategy.

 

  • Attractive Interest Rates: Features competitive tiered interest rates, rewarding customers for growing their savings.
  • Online Convenience: Designed with a digital-first approach, offering easy management of funds through Maybank’s online and mobile banking platforms.
  • Bonus Interest: Provides bonus interest on top of regular interest for maintaining or increasing account balances, encouraging consistent saving habits.
  • Accessibility: Ensures easy access to funds without compromising on the interest earning potential, offering a blend of liquidity and growth.
Speciality
  • Tiered Interest Structure: The more you save, the higher the interest rate you earn, making it an ideal account for long-term savers.
  • No Minimum Balance: Offers the convenience of no minimum balance requirement, making it accessible to a wide range of customers.
  • Seamless Online Transactions: Facilitates all banking transactions online, from fund transfers to bill payments, providing a hassle-free banking experience.
  • Exclusive Online Promotions: Account holders can enjoy exclusive online deals and promotions, adding value beyond traditional savings.
Website https://www.maybank2u.com.sg/en/personal/accounts/savings/iSAVvy-savings-plus-account 
Review 1 “I’ve been really impressed with the iSAVvy Savings Plus Account’s interest rates. It’s great to know that my savings are growing every day, and the online banking experience is top-notch.”
Review 2 “The flexibility of the iSAVvy Savings Plus Account suits my lifestyle perfectly. I can manage my savings entirely online, and the no minimum balance requirement is a huge plus for me.”
Review 3 “Maybank’s iSAVvy account has made saving money so much easier and more rewarding. The bonus interest feature is fantastic, and accessing my funds anytime through the app is incredibly convenient.”

 


Citibank Top Savings Accounts in Singapore

Savings Account 

Citibank Step-Up Account 

About Citibank Singapore provides a streamlined and secure process for setting up a new bank account, catering to both local and international clients. This service is designed for those seeking convenience and efficiency in starting their banking journey with Citibank, leveraging digital tools for a seamless experience.

 

  • Ease of Application: Citibank offers an easy-to-navigate online application process that can be completed in minutes, designed with user convenience in mind.
  • Comprehensive Product Range: Applicants can choose from a wide variety of banking products, including savings accounts, checking accounts, and investment accounts, to meet their financial needs.
  • Digital Banking Solutions: Enjoy immediate access to Citibank’s online and mobile banking platforms upon account setup, enabling efficient management of finances anywhere, anytime.
  • Global Banking Expertise: Benefit from Citibank’s international banking experience, offering valuable insights and services for a global clientele.
Speciality
  • Choose the Right Account Type: Review the different types of accounts offered by Citibank to find one that best suits your financial goals and needs.
  • Online Application: Complete the application process online by providing necessary personal and financial information, as required by the bank.
  • Document Submission: Upload or provide any required documents digitally, as specified in the application process, to verify your identity and other details.
  • Account Activation: Once your application is approved, your account will be activated, and you’ll receive details on how to access online banking, along with your debit card and cheque book if applicable.
Website https://www.citibank.com.sg/gcb/deposits/set-up-account.htm
Review 1 “Setting up my account with Citibank was incredibly straightforward. The online process was quick, and I could start using my account right away.”
Review 2 “I appreciated the variety of account options Citibank offered. Finding one that fit my needs was easy, and the customer service team was very helpful throughout the process.”
Review 3 “The convenience of Citibank’s digital banking solutions was a major plus for me. Managing my new account has been hassle-free, thanks to their user-friendly online and mobile platforms.”

 

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CIMB Top Savings Accounts in Singapore

Savings Account 

CIMB FastSaver Savings Account 

About The CIMB FastSaver Account is an online savings account designed to offer customers a straightforward and rewarding savings experience, featuring competitive interest rates with no complicated conditions. Ideal for savers who prefer managing their finances online, this account simplifies the saving process while maximizing returns.

 

  • Competitive Interest Rates: Offers one of the market’s most competitive interest rates for savings accounts, enabling customers to grow their savings efficiently.
  • No Monthly Fees: The account comes with the advantage of no monthly fees, allowing savers to keep more of their money.
  • Easy Online Management: With a focus on digital banking, the FastSaver account can be easily managed online, providing convenience and flexibility to customers.
  • Minimal Initial Deposit: Features a low initial deposit requirement, making it accessible to a wide range of savers, from students to retirees.
Speciality
  • High Yield on Savings: The FastSaver account distinguishes itself by offering a competitive interest rate structure that rewards savers without requiring them to meet complex conditions such as minimum monthly deposits or credit card spending. This straightforward approach to earning interest makes it an attractive choice for savers looking to grow their funds efficiently.
  • Simplified Banking Experience: Designed with a digital-first mindset, the FastSaver account provides a seamless online banking experience. Customers can easily open an account, manage their finances, and perform transactions all from the convenience of their digital devices, making banking accessible anytime and anywhere.
  • Accessibility and Inclusivity: With a minimal initial deposit requirement, the FastSaver account is accessible to a broad audience, including young adults starting their savings journey, professionals looking to maximize their savings, and retirees seeking a hassle-free way to earn interest. This inclusivity ensures that a wide range of customers can take advantage of the benefits offered by the FastSaver account.
Website https://www.cimb.com.sg/en/personal/banking-with-us/accounts/savings-accounts/cimb-fastsaver-account.html
Review 1 “The CIMB FastSaver account was just what I was looking for. The interest rates are fantastic, and I love that there are no monthly fees eating into my savings.”
Review 2 “Opening my FastSaver account online was a breeze. I could do everything from the comfort of my home and started managing my savings immediately.”
Review 3 “I’ve been really impressed with how easy it is to keep track of my FastSaver account through CIMB’s online banking. The low initial deposit was also a big plus for me.”

 


Top Savings Accounts in Singapore (Updated 2024) 9

Savings Account 

Standard Chartered e$aver Savings Account 

About The Standard Chartered eSaver account in Singapore is a high-yield savings account designed to maximize your savings with competitive interest rates, all within a digital-first banking experience. Tailored for both the savvy saver and the everyday customer, it combines flexibility with rewarding returns on your deposits.

 

  • Decades of Expertise: Backed by Standard Chartered’s long history of banking excellence, offering stability and trust.
  • Innovative Banking Solutions: Utilizes cutting-edge technology to provide a seamless online banking experience.
  • Global Network, Local Insight: Leverages a vast international network to deliver personalized financial solutions with a local understanding.
  • Sustainable Practices: Committed to sustainability, integrating eco-friendly initiatives into its banking operations.
Speciality
  • Tiered Interest Rates: Enjoy higher interest rates as your account balance grows, encouraging and rewarding saving.
  • Online Convenience: Manage your savings effortlessly through Standard Chartered’s online banking platform, available 24/7.
  • Accessibility: No minimum balance requirement, making it easy for anyone to start saving.
  • Unlimited Withdrawals: Freedom to access your funds whenever needed without losing interest accumulation.
  • Bonus Interest Opportunities: Earn bonus interest by increasing your account balance, further maximizing your savings potential.
Website https://www.sc.com/sg/save/savings-accounts/esaver/
Review 1 “I’ve finally found a savings account that suits my needs. The eSaver account’s interest rates are impressive, and managing my account online has never been easier.”
Review 2 “What I value most about the eSaver account is its flexibility. Being able to withdraw my money anytime without penalty is a game changer for me.”
Review 3 “Standard Chartered’s eSaver account has changed how I save. The no minimum balance feature allowed me to start small, and now I’m seeing my savings grow thanks to the tiered interest rates.”

Top Savings Accounts in Singapore (Updated 2024) 10

Savings Account 

Citi Wealth First Account 

About Citibank Singapore presents a unique savings account designed to enhance your wealth journey. This account rewards customers for their comprehensive banking relationship with Citibank, including spending, investing, insuring, borrowing, and saving activities.

 

  • Comprehensive Financial Growth: Offers a unique opportunity to grow your savings through everyday banking activities.
  • Diverse Bonus Interest: Earn bonus interest through various activities like spending, investing, insuring, borrowing, and saving.
  • Flexible Banking Solutions: Includes mobile and online banking, complimentary ATM withdrawals, and multi-currency access with the Citibank Debit Mastercard.
  • Eligibility and Accessibility: Available to individuals aged 18 and above, enhancing banking convenience and financial management.
Speciality
  • Savings Reward Program: Earn up to 7.51% p.a. interest through a combination of base and bonus interest rates.
  • Investment and Insurance Benefits: Receive bonus interest for investing in new lump sum investments or purchasing new single premium insurance policies.
  • Loan and Savings Incentives: Benefit from taking up new home loans or increasing your account’s average daily balance.
  • Comprehensive Banking Relationship: Leverage your entire banking relationship with Citibank to maximize your savings potential.
Website https://www.citibank.com.sg/personal-banking/deposits/citi-wealth-first-saving-account/
Review 1 “A year into using the Citi Wealth First Account, the personalized wealth management advice and diversified investment options have significantly boosted my financial portfolio.”
Review 2 “The Citi Wealth First Account transformed how I view banking, turning everyday transactions into opportunities for growth. Its seamless integration of spending and saving with bonus interest rewards truly stands out.”
Review 3 “Living abroad, the global banking perks of the Citi Wealth First Account, like no foreign transaction fees and global ATM access, have made financial management a breeze.”

 


OCBC Bonus Top Savings Accounts in Singapore

Savings Account 

OCBC Bonus+ Savings Account 

About The OCBC Bonus+ Savings Account stands out for offering savers an exceptional combination of flexibility and rewarding interest rates, making it simpler for individuals to grow their savings. It is uniquely designed to benefit those who make fewer withdrawals, incentivizing savers with bonus interest for their financial discipline.

 

  • Trusted Banking Partner: Rooted in OCBC’s legacy of reliable and customer-centric banking services.
  • Innovative Savings Rewards: Focuses on maximizing savers’ returns with attractive bonus interest rates.
  • Digital Banking Ease: Offers easy account management through OCBC’s state-of-the-art digital banking platforms.
  • Eco-friendly Initiatives: Committed to sustainable banking practices, encouraging paperless transactions and online statements.

 

 

Speciality
  • Competitive Base and Bonus Interest: Earn competitive base interest rates with the potential to significantly increase your earnings through bonus interest, rewarding minimal withdrawals.
  • No Minimum Balance Requirement: Provides the freedom to save without the worry of maintaining a minimum balance, making it accessible and convenient for everyone.
  • Unlimited Withdrawals: While the account rewards fewer withdrawals with bonus interest, customers enjoy the flexibility of making unlimited withdrawals without penalty, offering the perfect balance between accessibility and savings growth.
  • Seamless Online Banking Experience: Manage your savings efficiently with OCBC’s user-friendly online and mobile banking services, enabling 24/7 access to your account from anywhere.
Website https://www.ocbc.com/personal-banking/deposits/bonus-plus-savings-account
Review 1 “The Bonus+ Savings Account from OCBC has been a game-changer for my savings strategy. The more I save and the less I withdraw, the more I earn. It’s motivating to see my savings grow faster than with other accounts.”
Review 2 “OCBC’s commitment to rewarding savers like me has made a real difference. The bonus interest feature is fantastic, and managing my account online could not be easier. It’s exactly what I was looking for in a savings account.”
Review 3 “I appreciate the flexibility the OCBC Bonus+ account offers. There’s no stress about meeting a minimum balance, and I can still access my money when needed. Plus, the online banking app is incredibly convenient.”

 


 

Editor’s Note:

While every precaution has been made to ensure the accuracy and fairness of this listing, we acknowledge that they may be inaccuracies. Therefore, we urge you to contact the service provider above for the correct information and/or contact us with the correct information.

If you are a service provider and wish to be featured in this listing (MediaOne reviews are read by hundreds of thousands of Singaporeans), please contact us at enquiry@mm.com.sg. There is no charge! Please allow us up to 3 working days to review before adjusting the information or including your entry.

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About the Author

Tom Koh

Tom is the CEO and Principal Consultant of MediaOne, a leading digital marketing agency. He has consulted for MNCs like Canon, Maybank, Capitaland, SingTel, ST Engineering, WWF, Cambridge University, as well as Government organisations like Enterprise Singapore, Ministry of Law, National Galleries, NTUC, e2i, SingHealth. His articles are published and referenced in CNA, Straits Times, MoneyFM, Financial Times, Yahoo! Finance, Hubspot, Zendesk, CIO Advisor.

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