Top Personal Life Insurance Providers in Singapore (Updated 2024)

Top Personal Life Insurance Providers in Singapore

Personal accident insurance acts as a financial safety net, covering medical costs, compensation for accident-induced disabilities, or death. It’s adaptable, covering a range of medical treatments—from surgeries to traditional Chinese medicine (TCM)—on a reimbursement basis. Beyond medical expenses, this insurance may also support costs for mobility aids, prosthetics, home modifications, and provide hospital income and child support benefits in the wake of an accident.

Despite meticulous safety precautions, accidents remain unpredictable, potentially leading to injuries that could halt your income flow temporarily. Coupled with medical bills, the financial strain can be overwhelming. Personal accident insurance steps in to alleviate these financial burdens, offering a buffer during unforeseen events, especially critical when facing sudden income loss.

Personal accident plans vary, offering different levels of protection. Common coverages include:

website design banner

  • Medical and Hospitalisation Expenses: While not as exhaustive as health insurance, these plans allow claims for both inpatient and outpatient treatments.
  • Temporary Disability: Filling a gap not covered by life insurance, these plans offer support for less severe disabilities, providing financial relief during recovery.
  • Permanent or Partial Disability: For severe, income-impacting disabilities, these plans offer substantial payouts to cover medical and daily expenses.
  • Death Benefit: Offering a lump sum to beneficiaries in the tragic event of an accident-induced death, ensuring temporary financial security for your family.

Choosing the Right Personal Accident Insurance

Selection criteria vary based on individual needs and circumstances. Considerations include existing insurance coverage, income sources, premium discounts, especially for families, and the insurer’s customer service reputation. High-risk occupations, lifestyle activities, and frequent travel can also heighten the need for personal accident insurance.

 

Top Personal Life Insurance Providers in Singapore for 2024

Singapore’s insurance landscape offers a plethora of personal accident plans, each with unique benefits. This guide shines a spotlight on the leading providers, ensuring you’re well-informed to make the best choice for comprehensive coverage.

 

AVIVA Top Personal Accident Insurance Providers in Singapore

Insurance Provider

Aviva

About Aviva stands as a steadfast supporter for individuals navigating through the unforeseen events of life, offering a shield against financial distress following accidents. With a rich heritage and a commitment to innovation, this organization ensures clients receive unwavering support and financial security.
  • Heritage and Innovation: With decades of experience, Aviva combines tradition with cutting-edge technology to offer reliable accident coverage.
  • Client Support: Dedicated to providing comprehensive assistance, Aviva ensures that clients are supported at every step, from inquiry to claim processing.
  • Financial Security: Focused on minimizing the financial impact of accidents, Aviva’s plans are designed to offer peace of mind in times of need.
  • Inclusive Coverage: Catering to individuals and families, Aviva offers plans that ensure everyone can find a suitable safety net.
Speciality
  • Accidental Death Insurance: Financial backing for families facing the loss of a loved one due to an unexpected accident, ensuring they have the support needed during difficult times.
  • Accidental Permanent Injury Insurance: Offers financial assistance for individuals suffering from permanent injuries caused by accidents, aiding in their journey towards recovery and adaptation.
  • Hospital Cash Plan: Provides a daily fixed payment for hospital stays due to accidents, extending coverage to include partners and children for comprehensive family protection.
Website https://www.aviva.com.sg/en/
Address 4 Shenton Way, SGX Centre 2, #01-01, Singapore 068807
Telephone 6827 7988
Operating Hours Weekdays 8.45am – 5.30pm
Review 1 “After a minor accident left me hospitalized, Aviva’s Hospital Cash Plan was a financial lifeline. The daily payments helped cover my expenses without any hassle.”
Review 2 “Losing a family member in an accident was devastating. Aviva’s Accidental Death Insurance provided the financial support we needed to navigate through the toughest time of our lives.”
Review 3 “Suffering a permanent injury was a significant setback, but Aviva’s coverage gave me the financial support to adapt to my new circumstances. Their team was incredibly supportive throughout the process.”

 


Income Top Personal Accident Insurance Providers in Singapore

Insurance Provider

NTUC Income

About Income Insurance has established itself as a steadfast ally for Singaporeans, providing robust protection against the financial implications of injuries, accidents, and infectious diseases. With a forward-thinking approach and a deep commitment to community welfare, Income ensures its clients have access to comprehensive and affordable coverage.
  • Community Commitment: A strong dedication to societal welfare through initiatives like Income OrangeAid.
  • Innovative Solutions: Embracing technology to enhance customer experience and streamline claims processes.
  • Diverse Coverage: Offering a broad array of accident insurance plans tailored to meet the unique needs of different demographics.
Speciality
  • PA Fitness Protect: Tailored coverage for sports enthusiasts, including protection for sports equipment and third-party liability.
  • i50 Insurance: A combination of personal accident and home content coverage, designed to fortify family protection.
  • SilverCare Insurance: Specialized insurance for seniors, covering medical, home-care services, and caregiver training expenses due to accidents.
  • SpecialCare Insurance: Unique offerings for individuals with autism and Down Syndrome, providing coverage for medical expenses due to accidents and infectious diseases.
Website https://www.income.com.sg/
Address Visit website for list of branches
Telephone 
For Life Insurance: 6788 1122
Operating Hours Weekdays 8.30pm – 6.30pm
Review 1 “Income’s PA Fitness Protect was a game-changer for me, covering both my gym equipment and personal injury. It’s the peace of mind every fitness enthusiast needs.”
Review 2 “After my parents entered their silver years, Income’s SilverCare Insurance gave us the security of knowing their medical and caregiving needs are covered. Truly a comprehensive plan.”
Review 3 “The SpecialCare (Autism) Insurance plan has been a blessing, covering medical expenses for my child with autism. It’s comforting to know we have support in times of need.”

 


AXA Top Personal Accident Insurance Providers in Singapore

Insurance Provider

AXA

About AXA stands as a committed provider of personal accident insurance, offering a safety net against the financial strains that can arise from unexpected injuries and accidents. This institution is dedicated to delivering tailored solutions that meet the diverse needs of its clientele, backed by a global reputation for reliability and customer support.
  • Global Expertise: Leverages international experience to offer superior accident insurance solutions.
  • Customer-Centric Services: Prioritizes the individual needs of clients through personalized insurance plans.
  • Comprehensive Support: Ensures robust support systems for claims and inquiries, simplifying the process for policyholders.
  • Innovative Coverage Options: Continuously evolves its offerings to address the changing needs of its insured, including unique situations and conditions.
Speciality
  • Accidental Death Coverage: Provides financial support to beneficiaries with a principal sum payment following the accidental death of the insured.
  • Permanent Disablement Benefits: Offers compensatory payments for various levels of permanent disablement post-accident, acknowledging the long-term impact on the insured’s life.
  • Flexible Registration: Allows policyholders to easily manage their coverage with options to register up to two cards, ensuring adaptability to individual circumstances.
Website https://www.axa.com.sg/
Address #01-21/22 AXA Tower, 8 Shenton Way, Singapore 068811
Telephone 1800 880 4888
Operating Hours Weekdays 9am – 5.30pm
Review 1 “The financial support I received from AXA after my accident was a major relief during a difficult time. Their process was straightforward and compassionate.”
Review 2 “AXA’s accidental death coverage gave me peace of mind, knowing my family would be financially secure. Their caring approach made all the difference.”
Review 3 “After experiencing a permanent injury, AXA’s coverage and support helped me through my recovery journey. They were truly a pillar of strength.”

 


FWD Top Personal Accident Insurance Providers in Singapore

Insurance Provider

FWD Insurance

About FWD Insurance is at the forefront of providing personal accident insurance, ensuring comprehensive financial protection for individuals and their families against the unforeseen consequences of accidents. This organization distinguishes itself through innovative insurance solutions that cater to the modern lifestyle needs of its clients, backed by a commitment to ease and accessibility.
  • Innovative Coverage: Tailors insurance solutions with features that meet contemporary needs, including unique benefits for overseas medical evacuations.
  • Accessibility: Ensures easy access to policy information and claims submission, underscored by 24/7 support for emergency assistance.
  • Flexibility: Offers a range of plans with varying coverage limits to suit diverse needs and budgets, ensuring that clients can find a fitting protection plan.
  • Optional Benefits: Provides an array of optional benefits, allowing policyholders to customize their coverage for a truly personalized insurance experience.
Speciality
  • Accidental Death and Disability Benefits: Provides substantial financial protection in cases of accidental death or disability, with coverage options up to S$1,000,000.
  • Medical Expenses Coverage: Includes reimbursement for both inpatient and outpatient medical expenses resulting from accidents, enhancing peace of mind for policyholders.
  • Lifestyle Benefits: Features unique lifestyle benefits such as daily taxi allowance and ticketed event cancellation coverage, addressing the broader impact of accidents on daily life.
  • Optional Benefits: Offers additional coverage options for enhanced protection, including damage of personal electronic devices and medical expenses overseas.
Website https://www.fwd.com.sg/
Address 6 Temasek Boulevard, #18-01 Suntec Tower Four, Singapore 038986
Telephone

6820 8888

Operating Hours Weekdays 9am – 6pm
Review 1 “FWD’s personal accident insurance was a lifesaver after my injury. The claim process was straightforward, and the support I received was outstanding.”
Review 2 “The comprehensive coverage and flexible options from FWD allowed me to tailor my policy exactly to my needs. It’s reassuring to know I’m protected against life’s uncertainties.”
Review 3 “I was impressed with the optional benefits FWD offers, like coverage for my electronic devices. It’s clear they understand the needs of today’s policyholders.”

 


Sompo Top Personal Accident Insurance Providers in Singapore

get low cost monthly seo packages

Insurance Provider

Sompo Insurance

About Sompo Insurance offers PAStar, a personal accident insurance plan that provides extensive coverage against accidents and 17 infectious diseases, ensuring policyholders can pursue an active lifestyle with confidence. This plan underscores Sompo’s commitment to offering tailored insurance solutions that cater to the evolving needs and concerns of its clients in Singapore.
  • Comprehensive Protection: Covers medical expenses for accidents and specified infectious diseases, including Dengue Fever and Zika virus, ensuring broad health security.
  • Special Allowances: Features unique benefits like Marriage Bonus and Baby Bonus Allowances, acknowledging significant life events.
  • Flexible Coverage: Offers Weekly Income Benefit and Full Terrorism Coverage, providing financial support in diverse circumstances.
  • Extended Coverage: Includes free extension for food poisoning, accidental miscarriage, and insect or animal bites, highlighting Sompo’s attention to detailed care.
Speciality
  • PAStar Plan: Tailored to shield individuals with coverage against accidents and a wide range of infectious diseases, reflecting Sompo’s adaptability to modern health concerns.
  • Marriage and Baby Bonus Allowances: Recognizes and rewards major life milestones with financial benefits, adding a personal touch to insurance coverage.
  • Staycation Cancellation Coverage: Offers compensation for the cancellation of staycations or covered events due to hospitalization, ensuring peace of mind during leisure activities.
Website https://www.sompo.com.sg/
Address 50 Raffles Place, #03-03 Singapore Land Tower, Singapore 048623
Telephone 6461 6555
Operating Hours Weekdays 9am – 5pm
Review 1 “Sompo’s PAStar plan was a game-changer for me, covering not just accidents but also infectious diseases. It’s exactly what I needed for my active lifestyle.”
Review 2 “The Marriage Bonus was a pleasant surprise! It’s great to see an insurance company that recognizes and celebrates life’s happy moments with its policyholders.”
Review 3 “I had to cancel a much-anticipated staycation due to hospitalization, and Sompo’s coverage made the process less disappointing by compensating for the loss. Truly appreciative of this thoughtful feature.”
ALSO READ
Instagramming Your Way to Success: Tips for Effective Social Media Marketing in the Travel Industry

 


MSIG Top Personal Accident Insurance Providers in Singapore

Insurance Provider

MSIG Holdings (Asia) Pte. Ltd.

About MSIG Holdings is dedicated to safeguarding individuals and their families against unforeseen accidents by providing comprehensive personal accident plans. These plans are designed to offer financial security, covering medical expenses, loss of income, and ensuring support for loved ones during challenging times.
  • Wide-ranging Coverage: Ensures financial security by covering medical expenses and loss of income due to accidents.
  • Support for Families: Provides support to loved ones in the aftermath of an accident, highlighting a commitment to comprehensive care.
  • Innovative Offerings: Introduces PA RecoveryPlus, a plan offering 360 protection including essential, recovery, and lifestyle support benefits.
  • Multi-Generational Protection: Unique in its approach to allow up to three generations under one policy, emphasizing family-centric insurance solutions.
Speciality
  • PA RecoveryPlus: This plan stands out for its comprehensive coverage, spanning essential medical expenses, recovery support, and lifestyle support benefits. It’s uniquely designed to insure up to three generations under a single policy, providing a safeguard for the whole family.
  • ProtectionPlus: Tailored to protect individuals from the financial repercussions of accidents, this plan specifically addresses the loss of income, enabling policyholders to maintain their financial stability during recovery periods.
  • Family-centric Coverage: MSIG Holdings introduces an innovative approach to personal accident insurance by offering policies that cater to the entire family. This specialty emphasizes the insurer’s understanding of the importance of inclusive protection, ensuring that from children to grandparents, every family member can receive coverage under one comprehensive plan.
Website https://www.msig.com.sg/
Address 4 Shenton Way #27‑01 SGX Centre 2, Singapore 068807
Telephone
6827 2828
Operating Hours Weekdays 8.45am – 5.30pm
Review 1 “MSIG’s PA RecoveryPlus was a lifeline for my family and me after a serious accident. It not only covered our medical expenses but also provided income support, which was crucial during my recovery period.”
Review 2 “The option to include my parents and children under the PA RecoveryPlus plan gives me immense peace of mind, knowing that my entire family is protected.”
Review 3 “After an unexpected accident, the financial and emotional support from MSIG’s ProtectionPlus plan was invaluable. It helped me focus on recovery without worrying about my family’s financial wellbeing.”

 


Tokio Marine Top Personal Accident Insurance Providers in Singapore

Insurance Provider

Tokio Marine Life Insurance

About Tokio Marine Life Insurance Singapore Ltd. introduces TM PA (Personal Accident), a comprehensive personal accident plan that extends financial support for expenses stemming from unexpected incidents. This plan is emblematic of Tokio Marine’s commitment to providing robust financial protection and peace of mind to individuals up to age 75.
  • Comprehensive Protection: Offers broad coverage against accidental death, dismemberment, burns, and medical expenses.
  • Family Coverage: Includes complimentary coverage for up to four children, ensuring family-wide protection under a single plan.
  • Flexible Options: Features four plan types with varying sums assured, allowing customization based on individual needs and budgets.
  • Guaranteed Renewal: Promises guaranteed policy renewal up to age 75, offering long-term security.
Speciality
  • Accidental Death and Dismemberment: Provides a lump sum for accidental death and a scale of benefits for dismemberment and burns, ensuring substantial financial aid in the wake of an accident.
  • Medical Reimbursement: Offers up to S$10,000 for medical expenses incurred due to accidents, covering traditional and preferred medical treatments.
  • Double Indemnity Benefit: Delivers double the benefit amount for accidental death occurring under specific conditions, such as travelling on public transport, heightening the level of protection.
  • Lifestyle and Hospital Care Benefits: Introduces additional riders like Lifestyle Care for mobility aids and home modifications, and Hospital Care for ambulance services and daily hospital confinement, enhancing the coverage spectrum.
Website https://www.tokiomarine.com/sg/en/personal/discover.html
Address 20 McCallum Street #04-02, Tokio Marine Centre, Singapore 069046
Telephone 6592 6100
Operating Hours Weekdays 8.45am – 5.45pm
Review 1 “The TM PA plan was a lifeline after my accident. The medical reimbursement covered my expenses without hassle, and the support I received was outstanding.”
Review 2 “Including my children in the policy without additional charges gave me immense peace of mind. Tokio Marine really understands family needs.”
Review 3 “After a minor accident, the seamless claim process and the financial support provided by the Double Indemnity Benefit were truly a relief. I’m glad I chose Tokio Marine.”

 


Etiqa Top Personal Accident Insurance Providers in Singapore

Insurance Provider

Etiqa Insurance Singapore

About Etiqa Insurance Pte. Ltd. offers comprehensive personal accident plans tailored to protect individuals against unforeseen accidents and events. Their focus on affordable and customizable coverage ensures that their clients can live their lives with confidence, knowing they have a reliable safety net in place.
  • Customizable Plans: Etiqa offers a range of personal accident plans, allowing clients to select coverage that best suits their needs and priorities.
  • Comprehensive Coverage: From accidental death due to COVID-19 to medical expenses reimbursement, Etiqa’s plans are designed to offer peace of mind during unforeseen circumstances.
  • Innovative Solutions: The introduction of ePROTECT personal mobility and Tiq Personal Accident plans showcases Etiqa’s commitment to covering modern lifestyles and emerging health concerns.
  • Digital Accessibility: Etiqa makes insurance management convenient through its Tiq mobile app, enabling easy access and management of insurance policies.
Speciality
  • Etiqa Solitaire Protect: Provides credit relief up to S$30,000 and a lump sum for accidental death due to COVID-19, emphasizing Etiqa’s response to contemporary health challenges.
  • ePROTECT Personal Mobility: Tailored for users of personal mobility devices, this plan covers accidental bodily injuries and includes personal liability protection, highlighting Etiqa’s adaptability to new modes of transportation.
  • Tiq Personal Accident: Offers broad coverage against accidents, COVID-19, and other infectious diseases, with significant accidental death and permanent disablement coverage, reflecting Etiqa’s comprehensive approach to personal safety.
Website https://www.etiqa.com.sg/
Address 16 Raffles Quay, Hong Leong Building, #01-04A, Singapore 048581
Telephone 6887 8777
Operating Hours Weekdays 8.30am – 5.30pm
Review 1 “Etiqa’s Tiq Personal Accident plan was a game-changer for me, offering extensive coverage that put my mind at ease during the pandemic.”
Review 2 “After a minor accident on my e-scooter, Etiqa’s ePROTECT personal mobility plan covered my medical expenses seamlessly. Their digital claims process is incredibly user-friendly.”
Review 3 “The lump sum payment I received under the Etiqa Solitaire Protect plan after an unexpected incident was crucial in helping my family navigate through a difficult time.”

 


Manulife Top Personal Accident Insurance Providers in Singapore

Insurance Provider

Manulife

About Manulife Singapore introduces a suite of personal accident insurance plans designed to provide comprehensive financial protection for individuals and their families against accidental mishaps. Their offerings are tailored to cover accidental death, dismemberment, injuries, and infectious diseases, ensuring peace of mind in the face of unforeseen events.
  • Broad Coverage: Covers a wide range of incidents, from accidental death and dismemberment to injuries and infectious diseases.
  • Family Protection: Offers plans that extend protection to family members, ensuring their well-being is safeguarded.
  • Affordable Options: ReadyProtect plans start from as low as S$2 a week, making comprehensive coverage accessible to everyone.
  • Consultative Approach: Provides potential policyholders the opportunity to discuss their insurance needs with a consultant, ensuring they find the perfect fit for their requirements.
Speciality
  • ReadyProtect: A standout plan that offers extensive coverage for individuals and families against accidental mishaps, starting from a very affordable weekly rate.
  • Infectious Disease Coverage: Recognizes the modern need for protection against infectious diseases, including but not limited to critical illnesses, offering a layer of financial security.
  • Personalized Consultations: Emphasizes the importance of tailored advice, offering consultations to help individuals choose the right personal accident plan that aligns with their life goals and family needs.
Website https://www.manulife.com.sg/
Address 8 Cross Street #01-01A, Manulife Tower, Singapore 048424
Telephone 6833 8188
Operating Hours Weekdays 9am – 6pm
Review 1 “Manulife’s ReadyProtect plan was a blessing for my family, offering us the comprehensive coverage we needed at an affordable price. Highly recommend.”
Review 2 “After contracting dengue fever, I was relieved to find that my Manulife personal accident plan covered infectious diseases. The financial support made a significant difference.”
Review 3 “The personalized consultation service from Manulife helped me understand exactly what coverage I needed. It was refreshing to find an insurance company that actually listens to its customers.”

 


Great Eastern Life Top Personal Accident Insurance Providers in Singapore

Insurance Provider

Great Eastern

About Great Eastern Life Assurance is a leading insurer that provides an extensive array of personal accident insurance plans, designed to offer robust financial protection against accidents, fractures, burns, and various infectious diseases including COVID-19 and dengue. Their commitment to empowering individuals and families with financial freedom and security in the face of life’s uncertainties is evident in their comprehensive coverage options.
  • Comprehensive Coverage: Tailored to safeguard against a wide range of incidents from common accidents to infectious diseases, ensuring thorough protection.
  • Innovative Solutions: Offers specialized plans like GREAT Maternity Care 2, reflecting their dedication to covering all life stages and specific needs.
  • Flexible Plans: Provides various personal accident insurance plans catering to different priorities and budgets, making financial protection accessible to everyone.
  • Digital Convenience: Facilitates easy management and access to insurance policies through the Great Eastern App, enhancing customer experience.
  • Promotions and Rewards: Customers enjoy up to 20% off on premiums and a chance to win a 100% rebate when purchasing through the Great Eastern App, adding value beyond protection.
Speciality
  • Personal Accident Coverage: Focuses on delivering financial support for medical reimbursement, accidental death, and specific injuries such as fractures and burns, ensuring comprehensive care.
  • Covid-19 and Dengue Coverage: Proactively includes coverage for prevalent infectious diseases, offering peace of mind in unpredictable health landscapes.
  • GREAT Maternity Care 2: A testament to their innovative approach, providing expectant mothers with peace of mind through tailored coverage.
  • Lifestyle Protection: Extends beyond traditional personal accident insurance to include travel, car, home, and maid insurance, illustrating their holistic view on personal protection.
Website https://www.greateasternlife.com/sg/en/index.html
Address
1 Pickering Street #01-01, Great Eastern Centre, Singapore 048659
Telephone 6248 2211
Operating Hours Weekdays 9am – 5.30pm
Review 1 “Great Eastern’s personal accident plan was a lifesaver when I encountered an unexpected accident. The claim process was seamless, and the support I received was exceptional.”
Review 2 “I was impressed with the Covid-19 coverage included in my plan. It’s comforting to know that my insurer is keeping up with the times and covering relevant health concerns.”
Review 3 “The GREAT Maternity Care 2 plan gave me and my baby the protection we needed during my pregnancy. Great Eastern truly understands the needs of their customers.”

 


China Life Top Personal Accident Insurance Providers in Singapore

engaging the top social media agency in singapore

Insurance Provider

China Life Insurance

About China Life Insurance (Singapore) Pte. Ltd. introduces the Personal Accident Cashback Plan, a distinctive 5-year renewable plan designed to provide comprehensive financial protection against accidental death and disability. This plan stands out for its inclusion of a Daily Hospital Cash benefit for hospitalization due to accident-related injuries and offers a guaranteed cashback on premiums every five years, emphasizing its commitment to rewarding policyholders.
  • Comprehensive Protection: Offers coverage for accidental death and disability, ensuring financial security for policyholders and their families.
  • Daily Hospital Cash Benefit: Provides a daily cash allowance for hospital stays due to accidents, helping to alleviate financial burdens during recovery.
  • Guaranteed Cashback: Unique feature that returns a portion of premiums paid at the end of every 5-year policy term, adding value to the policyholder’s investment.
  • Automatic Renewal: Ensures continuous protection with an automatic renewal feature, up to a specified age, without the need for a new application.
  • Simplified Application Process: Hassle-free application procedure with no medical examination required for enrollment.
Speciality
  • Personal Accident Cashback Plan: Tailored to provide dual benefits of accident protection and financial return, making it a unique offering in the personal accident insurance market.
  • Flexible Plan Options: Two plan types available, allowing policyholders to choose the level of coverage that best suits their needs and financial situation.
  • Accidental Death and Disability Coverage: Ensures peace of mind with substantial coverage amounts, up to S$150,000, for both accidental death and disability.
  • Agency and Adviser Channels: Supported by a trusted and experienced agency team and financial advisers partners, offering personalized financial solutions to meet holistic financial needs.
Website https://www.chinalife.com.sg/
Address 1 Raffles Place #46-00, One Raffles Place Tower 1, Singapore 048616
Telephone
6727 4800
Operating Hours Weekdays 9am – 5.30pm
Review 1 “The cashback feature of China Life’s Personal Accident plan is truly a game-changer. It’s reassuring to know that part of my premiums will be returned.”
Review 2 “I appreciate the simplicity of the application process. Getting covered was straightforward and hassle-free.”
Review 3 “The Daily Hospital Cash benefit was a lifesaver during my hospitalization. It relieved so much stress knowing that those extra expenses were covered.”
ALSO READ
Pet Cafe Success: Effective Digital Marketing Strategies

 


Prudential Top Personal Accident Insurance Providers in Singapore

Insurance Provider

Prudential

About Prudential Assurance Company Singapore (Pte) Ltd. offers PRUPersonal Accident, a policy designed to provide 24-hour global protection against accidents, accidental death, and infectious diseases. Tailored to complement existing medical or hospitalization insurance, it ensures policyholders and their loved ones have financial support and peace of mind in the event of unforeseen accidents.
  • Global Coverage: Provides 24-hour protection worldwide against accidental death and accidents, including up to 21 infectious diseases.
  • Flexible Benefits: Features a triple payout for accidental injuries sustained while on public transport, enhancing the policy’s value.
  • No-Claims Bonus: Offers up to 25% additional coverage for the first five years without claims, rewarding prudent policyholders.
  • Supplementary Benefits: Available as an add-on to selected main plans, offering customizable protection tailored to individual needs.
  • Comprehensive Support: Includes Accident Assist and Recovery Aid, offering daily cash payouts for hospitalization and reimbursements for mobility aids and transportation expenses.
Speciality
  • PRUPersonal Accident: A comprehensive plan that covers a wide range of needs from accidental death and disability to infectious diseases, ensuring broad protection.
  • Fracture Care PA: Specialized coverage for additional medical expenses resulting from burns, fractures, and required post-accident home modifications, highlighting Prudential’s attention to detail.
  • Recovery Aid: Provides financial support during the recovery process, including daily cash payouts for hospital stays and intensive care unit admissions, emphasizing the insurer’s commitment to policyholder well-being.
Website https://www.prudential.com.sg/
Address 5 Straits View #01-18/19, Marina One The Heart, Singapore 018935
Telephone 1800 333 0333
Operating Hours Weekdays 9am – 4pm (By appointment only)
Review 1 “Prudential’s PRUPersonal Accident plan gave me the assurance I needed to travel the world without worry. The coverage is truly comprehensive.”
Review 2 “After an unfortunate accident, the triple payout feature was a financial lifeline for my family. I’m grateful for Prudential’s thoughtful policy structure.”
Review 3 “The Recovery Aid benefit was immensely helpful during my hospitalization. It eased my financial stress, allowing me to focus on getting better.”

 


Uoi Top Personal Accident Insurance Providers in Singapore

Insurance Provider

United Overseas Insurance

About United Overseas Bank Limited, in partnership with United Overseas Insurance Limited, offers InsureCare, a personal accident insurance plan designed to safeguard individuals and families against unforeseen accidents, including coverage for dengue fever and more. This plan highlights UOB’s dedication to providing comprehensive insurance solutions that complement existing medical or hospitalization coverage, ensuring holistic protection across all major age groups.
  • Worldwide Coverage: InsureCare provides 24/7 global protection against accidental death or injuries, ensuring policyholders are covered everywhere they go.
  • Infectious Disease Protection: Expands its coverage to include dengue fever, hand-foot-mouth disease, and other infectious diseases, addressing contemporary health concerns.
  • Simplified Application Process: Offers a hassle-free online application, making it easy for individuals to secure coverage swiftly without the need for a medical check-up.
  • Complimentary Child Cover: Features complimentary protection for children when both parents sign up for an Adult plan, reinforcing the plan’s family-centric approach.
Speciality
  • InsureCare Personal Accident Plan: Tailored to offer robust protection against accidents and infectious diseases with added benefits such as free extension coverage for specific conditions.
  • Flexible Coverage Options: Provides essential and deluxe plans with varying levels of coverage, allowing policyholders to select the option that best suits their needs and budget.
  • Comprehensive Adult and Senior Coverage: Caters to a wide age range, offering adult coverage from 18 to 60 years old and senior coverage from 55 to 70 years old, ensuring inclusivity.
  • Accidental Death and Disability Coverage: Delivers significant financial support in the event of accidental death or permanent disability, with a focus on enhancing policyholder’s peace of mind.
Website https://www.uoi.com.sg/uoi/index.html
Address 3  Anson Road, #28-01 Springleaf Tower, Singapore 079909
Telephone 6222 7733
Operating Hours Monday – Thursday: 8.45am – 5.45pm

Friday: 8.45am – 4.45pm

Review 1 “The global coverage of InsureCare gave me peace of mind during my travels. Knowing I was covered for any accidents abroad was reassuring.”
Review 2 “I was pleasantly surprised by the infectious disease coverage included in my plan. It’s a thoughtful addition, especially considering the current health landscape.”
Review 3 “Signing up for InsureCare was incredibly straightforward, and the complimentary child cover for my kids made it an excellent choice for my family.”

 


AIG Top Personal Accident Insurance Providers in Singapore

Insurance Provider

AIG

About AIG Asia Pacific Insurance Pte. Ltd. offers a diverse range of personal accident and health insurance plans tailored to support individuals and families through various life stages. Their commitment to easing the disruption caused by accidents and illnesses is reflected in their carefully designed coverages that provide peace of mind and convenience to policyholders.
  • Wide Range of Plans: Catering to singles, couples, young families, and those over 50, ensuring tailored protection for every life stage.
  • Focus on Wellness: Offers specialized plans for holistic wellness enthusiasts, demonstrating AIG’s commitment to health and well-being.
  • Education Support: Features a specific plan for students studying overseas, highlighting their understanding of diverse insurance needs.
  • Domestic Helper Coverage: Recognizes domestic helpers as family members by offering dedicated protection plans, emphasizing inclusivity.
  • Critical Illness Coverage for Women: Provides targeted protection against common female cancers, underscoring AIG’s attention to gender-specific health concerns.
Speciality
  • Personal Accident Plans: AIG’s suite of personal accident plans are designed to provide comprehensive coverage for singles, families, and seniors, addressing unique needs and preferences.
  • Critical Illness Plan for Women: Tailored to offer financial protection against common female cancers, reflecting AIG’s focus on critical health issues affecting women.
  • Overseas Education Protection: Dedicated insurance coverage for students studying abroad, ensuring peace of mind for both students and their families.
  • Holistic Wellness Plans: Specialized insurance solutions for individuals prioritizing holistic health, showcasing AIG’s commitment to supporting diverse wellness journeys.
Website https://www.aig.sg/
Address AIG Building, 78 Shenton Way, Level 1, Singapore 079120
Telephone 6419 3000
Review 1 “I love everything about AIG. I would highly recommend AIG to anyone who wishes to purchase insurance.”
Review 2 “AIG’s personal accident plan for my family gave us the assurance we needed to enjoy our lives without worry.”
Review 3 “The critical illness plan for women is a thoughtful product, providing me with the specific coverage I was looking for.”

 


HL Assurance Top Personal Accident Insurance Providers in Singapore

Insurance Provider

HL Assurance

About Hong Leong Assurance Singapore offers Family Protect360, a comprehensive personal accident insurance plan designed to safeguard individuals and their families against a wide array of accidents and infectious diseases. This plan underscores Hong Leong Assurance’s commitment to providing holistic protection that caters to the evolving needs of Singaporean families, ensuring both safety and peace of mind.
  • Holistic Family Protection: Offers extensive coverage for the entire family, including free coverage for children, highlighting the plan’s family-centric approach.
  • Infectious Disease Coverage: Protects against 20 infectious diseases such as Avian Influenza, Dengue, and Zika, emphasizing the importance of comprehensive health protection.
  • Outpatient Medical & Dental Benefit: Members enjoy discounted rates at GP and Dental clinics island-wide, ensuring affordable healthcare access.
  • No Claims CashBack: Rewards policyholders with a 15% cashback on premiums for years without claims, promoting a culture of safety and prevention.
  • Children Education Grant: Ensures the future of your family is protected with education grants, safeguarding against the financial impact of unforeseen accidents.
Speciality
  • Family Protect360 Plan: A unique offering that provides accident and illness protection, coupled with additional benefits like outpatient medical and dental discounts and free child coverage.
  • Comprehensive Infectious Disease Protection: Apart from accident coverage, it includes an important focus on infectious diseases, offering a timely solution to current health concerns.
  • Financial Incentives for Safety: The 15% No Claims CashBack and Children Education Grants not only offer financial relief but also incentivize maintaining a safe environment for families.
  • Ease of Access and Support: Ensures policyholders have convenient access to support and claims processing, coupled with the reassurance of being under the Policy Owners’ Protection Scheme administered by SDIC.
Website https://www.hlas.com.sg/
Address 11 Keppel Road, #11-01 ABI Plaza, Singapore 089057
Telephone 6702 0202
Operating Hours Weekdays 9am – 6pm
Review 1 “Hong Leong Assurance’s Family Protect360 has given us the peace of mind we needed. Knowing our children are also covered for free made all the difference.”
Review 2 “The infectious disease coverage is incredibly relevant and has added a layer of protection for my family that I hadn’t found elsewhere.”
Review 3 “Receiving a 15% cashback on our premiums for no claims was a pleasant surprise. It feels good to be rewarded for keeping my family safe.”

 


Editor’s Note:

While every precaution has been made to ensure the accuracy and fairness of this listing, we acknowledge that they may be inaccuracies. Therefore, we urge you to contact the service provider above for the correct information and/or contact us with the correct information.

If you are a service provider and wish to be featured in this listing (MediaOne reviews are read by hundreds of thousands of Singaporeans), please contact us at enquiry@mm.com.sg. There is no charge! Please allow us up to 3 working days to review before adjusting the information or including your entry.

About the Author

Tom Koh

Tom is the CEO and Principal Consultant of MediaOne, a leading digital marketing agency. He has consulted for MNCs like Canon, Maybank, Capitaland, SingTel, ST Engineering, WWF, Cambridge University, as well as Government organisations like Enterprise Singapore, Ministry of Law, National Galleries, NTUC, e2i, SingHealth. His articles are published and referenced in CNA, Straits Times, MoneyFM, Financial Times, Yahoo! Finance, Hubspot, Zendesk, CIO Advisor.

Share:

Search Engine Optimisation (SEO)

Search Engine Marketing (SEM)

Proven Ecommerce Sales Strategies

Navigating ecommerce sales in 2024 requires agility and informed strategy. This guide cuts through the clutter to give you the straightforward, no-nonsense advice you need

Social Media

Using Instagram To Improve Ecommerce Sales

Boosting ecommerce sales through using Instagram to improve ecommerce sales is simpler than you might think. This article provides straight-to-the-point insights on how to harness

Technology

Top Social Media Platforms In Singapore

Seeking the pulse of Singapore’s digital realm? Find out which social media platforms are capturing attention and driving engagement in 2024. This article zeroes in

Branding

Business

Using Instagram To Improve Ecommerce Sales

Boosting ecommerce sales through using Instagram to improve ecommerce sales is simpler than you might think. This article provides straight-to-the-point insights on how to harness

Most viewed Articles

The Art of Asking Open-Ended Questions

Hey there, lovely readers! Today, we’re diving into the wonderful world of open-ended questions, where curiosity reigns supreme and conversation knows no bounds. So, grab

Other Similar Articles