Top Home Insurance Providers in Singapore

What is home insurance?

Home insurance is a type of property insurance that covers losses or damages to your home, along with other assets or furnishing in the house. 

In some instances, home insurance also provides liability coverage against accidents that occur in the house or on the property.

Do you need to insure your home in Singapore?

You may think that Singapore is relatively safe given its low crime rate as well as low chances of natural disasters. However, that does not mean that you should scrimp on your home insurance. 

In Singapore, it is not mandatory under the law to purchase home insurance for your property. However, if you own a HDB, it is compulsory for HDB owners with a HDB mortgage or loan to purchase fire insurance. 

Home insurance is typically purchased to supplement the fire insurance.

While it may seem redundant to then purchase home insurance, do bear in mind that both insurance options have different types of coverage.

Fire insurance for a residential property covers the following

• Fire
• Lightning
• Domestic Explosion
• Bursting or Overflowing of Water Tanks and Apparatus
• Road Vehicle Impact
• Aircraft Impact
• Malicious Intent
• Riot and Strike
• Earthquake, Windstorm and Flood

Home insurance for a property covers the following

• Appliances
• Furniture
• Ornaments
• Computers
• Kitchenware
• Books
• Personal Effects
• Fixtures & Fittings which do not form part of the building

Do you need to purchase home insurance as a landlord?

As a landlord, it is always recommended to purchase home insurance regardless of whether you furnish the property with your own items or not.

Even if you do not stay in the property, there is still the possibility for your property to catch fire and spread to your neighbour’s unit. This leaves you legally liable for the damage caused. At the same time, you will also need to pay for other costs such as debris clearance, even if none of the home contents belong to you.

If you purchase home insurance, this can help to provide some pay out attributed to loss of rental income as you will probably be unable to rent out your property for the next few months. 

Do you need to purchase home insurance as a tenant?

Absolutely! For the simple reason that the landlord’s home insurance does not cover you. This means that in the unlikely situation that a fire breaks out in the property and your laptop and clothes are destroyed, you are on your own. If you did not purchase any home insurance, you will have to replace all of your items by paying out of your own pocket.

Some of these home insurance policies come with personal accident plans, which helps to provide some coverage should you be admitted to the hospital. Some of these home insurance policies can also cover damages to essential items outside the house.

Purchasing home insurance as a tenant can also provide some pay out if you accidentally damage your landlord’s property. For example, if you accidentally leave the stove on and it ends up burning the kitchen, your purchased home insurance can help to cover the repair costs. In some instances, it can even provide you with allowances for emergency accommodation in the event of an accident. 

If you are looking to purchase home insurance for your property, check out these insurance providers that provide home insurance in Singapore

Insurance Provider	AIG
Speciality	One of the largest General Insurance companies in Singapore offering innovative solutions to the changing needs of individuals and corporate clients Covers HDB Flats, private houses and home contents
Pricing	Request for quotation directly from insurance provider
Website	https://www.aig.sg/personal/home-insurance
Address	AIG Building, 78 Shenton Way, Level 1, Singapore 079120
Telephone	Contact via enquire form here
Operating Hours	Contact for operating hours

 

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Insurance Provider	AXA
Speciality	Offers coverage for HDBs, landed properties, condominiums, and executive condominiums, for home-owners (occupier), landlords, and tenant Enjoy 10% no claim discount (NCD) on 4th year premium if no claim is made for 3 consecutive years Provides emergency home assistance coverage
Pricing	Request for quotation directly from insurance provider
Website	https://www.axa.com.sg/home-insurance
Address	#01-21/22 AXA Tower, 8 Shenton Way, Singapore 068811
Contact	Telephone: 1800 880 4888 Email: customer.care@axa.com.sg
Operating Hours	9am to 5.30pm (Monday – Friday)

 

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Insurance Provider	Aviva
Speciality	Household content coverage includes items like home appliances, AV equipment, personal electronics, and walk-in wardrobes Offers coverage for both home-owners and tenants, for HDB, condominiums, semi-detached and detached terraces, bungalow 24-hour emergency home assistance helpline Receive your claims payout via PayNow
Pricing	Request for quotation directly from insurance provider
Website	https://www.aviva.com.sg/en/insurance/home/
Address	4 Shenton Way, SGX Centre 2, #01-01, Singapore 068807
Telephone	65 6827 9966
Operating Hours	Mon – Fri: 8.45am – 5.30pm

 

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Insurance Provider	MSIG
Speciality	Free personal liability cover of up to S$1 million Offers coverage for both home-owners and tenants, for HDB, condominiums and landed properties Reimburses monetary loss due to fraud or dishonesty of domestic helpers living in your home
Pricing	Request for quotation directly from insurance provider
Website	https://www.msig.com.sg/insurance/personal-insurance#home-insurance
Address	4 Shenton Way #21‑01 SGX Centre 2, Singapore 068807
Telephone	65 6827 7602
Operating Hours	Monday ‑ Friday 8.45 am to 5.30 pm

 

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Insurance Provider	Etiqa
Speciality	Emergency cash allowance of up to S$5,000 within 24 hours if home becomes uninhabitable due to any of the insured perils Coverage for both home-owners and tenants, for HDB, condominiums and landed properties Emergency home assistance that covers up to S$200 for these events: plumbing, electricity, locksmith, and pest control Flexible coverage: Choose the tier of sum insured for building, renovation, and home contents, according to personal needs
Pricing	Request for quotation directly from insurance provider
Website	https://www.etiqa.com.sg/personal/general-insurance/property/
Address	16 Raffles Quay, Hong Leong Building, #01-04A, Singapore 048581
Contact	Telephone: 65 6887 8777 Email: customer.service@etiqa.com.sg
Operating Hours	Monday – Friday: 8.30am to 5.30pm

 

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Insurance Provider	Sompo Insurance
Speciality	Offers coverage for home-owners, landlords, and tenants, for HDBs, condominiums, and different types of landed properties Mobility enhancement expenses: Get up to S$5,000 to modify your home if you or your family members suffer permanent disability Pet dog cover: Get up to S$500 in the event of theft or accidental death of your pet dog within your home premises Home cleaning expenses: Get reimbursement of up to S$500 for expenses incurred to clean your home following an infectious disease outbreak 24-hour emergency home assistance helpline: Get up to S$100 reimbursement per event Enjoy a 10% loyalty discount when you renew your policy
Pricing	Request for quotation directly from insurance provider
Website	https://www.sompo.com.sg/products/homebliss
Address	50 Raffles Place, #05-01/06 Singapore Land Tower, Singapore 048623
Telephone	65 6461 6555
Operating Hours	Mondays to Fridays, 8.30am to 5.30pm

 

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Insurance Provider	FWD Insurance
Speciality	No home contents sub-limit for furniture, home appliances, and AV equipment. A sub-limit of S$1,000 applies to all other home contents. Offers coverage for both home-owners and tenants, for HDB, condominiums, and landed properties Zero excess: FWD will not charge any excess when you have a claim due to burst pipes or fire Workmanship guarantee: FWD guarantees any repairs or renovations done by its recommended contractors (up to 6 months from the date of completion) Flexible coverage: Choose the tier of sum insured for building, renovation, and home contents, according to personal needs
Pricing	Request for quotation directly from insurance provider
Website	https://www.fwd.com.sg/
Address	6 Temasek Blvd, #18-01 Suntec Tower, Four 038986
Telephone	65 6820 8888
Operating Hours	Monday to Friday: 9:00am – 10:00pm Saturday: 9:00am – 1:00pm

 

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Insurance Provider	HL Assurance
Speciality	Offers coverage for home-owners and tenants, for HDB, condominiums and landed properties 24-hour home concierge services: electrician, locksmith, plumber, pest control, and aircon repair Family personal accident cover (worldwide) of up to S$10,000/pax for adult members and S$3,000/pax for children Alternative accommodation and temporary storage for your belongings for up to 30 days if your home is deemed uninhabitable Flexibility to service insurance premiums either monthly or yearly
Pricing	Request for quotation directly from insurance provider
Website	https://www.hlas.com.sg/personalinsurance/homecontentsinsurance/
Address	11 Keppel Rd, #11-01 ABI plaza, Singapore 089057
Telephone	65 6702 0202
Operating Hours	Mondays – Fridays: 9 a.m – 6 p.m Closed on Saturdays, Sundays and Public Holidays.

 

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Insurance Provider	Allied World Insurance
Speciality	Offers coverage for both home-owners and tenants Receive up to S$3,500 coverage per item Get reimbursed with up to S$200 for personal portable electronics devices Enjoy 5% loyalty perk when you apply for a 2-year policy
Pricing	Request for quotation directly from insurance provider
Website	https://alliedworldinsurance.com/
Address	8th Floor 60 Anson Road #08-01 Mapletree Anson Singapore 079914
Contact	Telephone: 65 6423 0888 Email: sg.customerservice@awac.com
Operating Hours	8:30 am – 5:30pm (Mon-Fri)

 

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Insurance Provider	NTUC Income
Speciality	Coverage for both Home Owner and Tenants Coverage for HDBs, Condominiums and Landed Properties Additional benefits to cover homeowners and family Protect your home including the building, renovations and contents 24/7 hotline for assistance of home emergencies up to 4 times a year
Pricing	Request for quotation directly from insurance provider
Website	https://www.income.com.sg/enhanced-home-insurance
Address	View branch locations here
Contact	Contact via enquire form here
Operating Hours	Monday – Friday: 8.30am – 6.30pm

 

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Insurance Provider	Chubb Insurance
Speciality	Provides comprehensive coverage to cover the loss or damage of home furniture, renovation, personal belongings and more 24-hour Emergency Home Assistance Services
Pricing	Request for quotation directly from insurance provider
Website	https://www.chubb.com/sg-en/individuals-families/home-insurance.html
Address	138 Market Street, #11-01 CapitaGreen, Singapore 048946
Contact	Telephone: 65 6299 0988 Email: CustomerService.SG@chubb.com
Operating Hours	Mondays to Fridays, 9.00am – 5.00pm

 

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Insurance Provider	Great Eastern
Speciality	Affordable and provide great value for money, especially for affluent homeowners Option that lets homeowners add contents and renovation coverage at affordable rates to create a customised plan
Pricing	Request for quotation directly from insurance provider
Website	https://www.greateasternlife.com/sg/en/index.html
Address	1 Pickering Street #01-01, Great Eastern Centre, Singapore 048659
Contact	Telephone: 1800 248 2888 Email: wecare-sg@greateasternlife.com / gicare-sg@greateasterngeneral.com
Operating Hours	Moon to Fri: 9.00am to 5.30pm

 

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Insurance Provider	AIA
Speciality	Covers homeowners & landlords for damage to property’s fixtures, interior structures or decorations Provides coverage for home and contents of household and personal effects Worldwide liability protection 5-year premium waiver
Pricing	Request for quotation directly from insurance provider
Website	https://www.aia.com.sg/en/our-products/travel-lifestyle/aia-elite-homecare.html
Address	1 Finlayson Green, Singapore 049246
Telephone	1800 248 8000
Operating Hours	Mondays – Fridays, 8.45am to 5.30pm

 

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Insurance Provider	Liberty Insurance
Speciality	Combines various classes of insurance under one policy Competitive premium terms 15% off for 3 year plan
Pricing	Request for quotation directly from insurance provider
Website	https://www.libertyinsurance.com.sg/HomeCare
Address	51 Club Street #03-00 Liberty House Singapore 069428
Email	servicecenter@libertyinsurance.com.sg
Operating Hours	Monday to Friday: 8.30am – 5.30pm

 

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Insurance Provider	POSB
Speciality	Loss of or damage to Renovations & Loss of or damage to Contents Covers physical loss of or damage to the Renovations and Contents caused by various situations Includes Emergency Replacement of Personal Computer & locks and keys Provides coverage on accidental death of Domestic Pet (Cat or Dog)
Pricing	Request for quotation directly from insurance provider
Website	https://www.posb.com.sg/personal/insurance/home-car/home/myhome-protect
Address	View branch locations here
Telephone	1800 339 6666
Operating Hours	Varies by branch location

 

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Insurance Provider	HSBC
Speciality	Choice of three levels of comprehensive coverage each at an affordable premium Provides coverage on frozen food, locks & keys, household removal, money, and entire house contents
Pricing	Request for quotation directly from insurance provider
Website	https://www.hsbc.com.sg/insurance/products/home/content/?cid=SGH:ma:D1:IV::2006:001:protectyourhome
Address	View branch locations here
Telephone	Telephone: 65 6880 4070 Email: banca_hsbc@axa.com.sg.
Operating Hours	Varies by branch location

 

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Insurance Provider	Allianz
Speciality	Provides accommodation allowance, Alternative accommodation expenses, up to $400 per day Extensive Coverage for home valuables Additional coverage includes interior design, temporary storage of furniture & emergency cash allowance
Pricing	Request for quotation directly from insurance provider
Website	https://www.allianz-asiapacific.com/solutions-for-you/individual-solutions/home-protection.html
Address	12 Marina View, #14-01 Asia Square Tower 2, Singapore 018961
Telephone	65 6297 8802
Operating Hours	Mon – Fri: 9am – 6pm

 

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Insurance Provider	Tokio Marine
Speciality	Provides coverage on damages caused to homeowner’s property or by accident when in building Provides personal accident coverage to homeowners and immediate family
Pricing	Request for quotation directly from insurance provider
Website	https://www.tokiomarine.com/sg/en/personal/protect/protect-your-home-and-family/flexi-home.html
Address	20 McCallum Street, #09-01, Tokio Marine Centre, Singapore 069046
Contact	Telephone: 65 6221 6111 Email: feedback@tokiomarine.com.sg
Operating Hours	Mondays to Fridays: 8.45am to 5.45pm

 

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Insurance Provider	Kwiksure
Speciality	Coverage can be tailored to best meet the needs of homeowners’ apartment, condo, HDB, or house Free additional benefits, including conservancy charges, home quarantine allowance, loss of credit card, emergency cash allowance, robbery of amount withdrawn at ATM, and accidental death or theft of a pedigree pet 24 hours emergency home assistance Optional coverage for cyber protection, bicycle, worldwide family personal accident cover (including terrorism cover), and more.
Pricing	Request for quotation directly from insurance provider
Website	https://kwiksure.sg/insurance-plans/home-insurance
Address	Cross Street Exchange, #14-05, 18 Cross Street, Singapore 048423
Contact	Telephone: 65 6346 3781 Email: info@kwiksure.sg
Operating Hours	Contact insurer for operating hours

 

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Insurance Provider	QBE
Speciality	All-rounded protection for home contents and against liability and legal costs from the property Temporary accommodation, for occupier: up to 25% of sum insured, up to 6 months Covers loss/damage to fixtures, fittings and renovations
Pricing	Request for quotation directly from insurance provider
Website	https://www.qbe.com/
Address	1 Wallich Street, #35-01, Guoco Tower, Singapore 078881
Contact	Telephone: 65 6224 6633 Email: info.sing@qbe.com
Operating Hours	Mon – Fri: 8:30am to 5:30pm

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Types of home insurance available

There are typically two main types of home insurance plans offered by most insurance providers. They are the insured peril home insurance policy and all-risk home insurance policy.

Insured peril home insurance

Insured peril policies typically offer you protection against losses from specific incidents. This could include fires, thefts, burst pipes and natural disasters. 

This type of home insurance plan tends to be cheaper due to its highly specific nature of insurance coverage.

All-risk home insurance

All-risk policies, on the home hand, cover you for a wider range of scenarios. This plan tends to be more expensive but it does prepare you for every possibility. 

Factors that may affect your home insurance premiums

The premiums that you pay on your home insurance varies depending on the type of property that you own.

Depending on whether you own a HDB, condominium or land property, the range of premiums that you ens up paying differs widely.

Likewise, the amount of premiums that will affect your home insurance premiums also depend on the following factors:

Amount of coverage

The wider the coverage that you want for your home insurance, the more expensive your premiums are likely to be. 

Some homeowners may only want to cover their home appliances and furniture. Others may prefer to expand their insurance coverage to include their pedigree pets or any other personal items such as wine collection. 

Location of the property

If your property is in selected prime locations in Singapore, you may have to pay a higher premium for your home insurance.

In general, properties in areas such as Bukit Timah or Holland Village tend to command higher premiums simply because of the wider coverage needed.

Age of the property

Depending on the age of your property, it may significantly affect the premium of your home insurance. Very old properties, such at those that are older than 40 years, are typically more prone to fires or damages. As such, insurance premiums for older homes are typically higher as compared to newer homes.

Your personal background

Personal factors such as your age or even occupation may affect your insurance premiums. If you are a young homeowner, some insurers may quote you a higher insurance premium as opposed to an older homeowner in their late 40s or 50s.

Whether you are a homeowner or landlord

Is your property used for your personal residential purposes or for rental? If you are renting out your property as a landlord, you may face higher home insurance premiums given that you will not be staying in the place. This may result in higher risks of damages or accidents within the property.

Insurance provider

The coverage that each home insurance policy has differs depending on the insurance company that you sign up with. As such, the home insurance premium that you end up paying may be higher or lower even with the same coverage. Hence, it is crucial to do your due research and seek quotations from multiple insurance providers before signing on with one. 

Best Value Home Insurance for HDB Flats: FWD, Etiqa, Aviva

FWD

Take such plans were one seeking budget cover for all spanning pet coverage or home help.

Bonus: “BESTHOME”, get 20% deducted.

Premiums, Bonuses & Value

3rd Party Liability Coverage: S$500,000

Insured Accident Coverage: S$20,000 (added charge)

Sub-limit over Valuables: No sub-limit over furnishing, home electronics & home television, sound electronics; S$1,000 sublimit over all alternatives.

	3-Room	Mkt Avg.	4-Room	Mkt Avg	5-Room	Mkt Avg.
Annual Premium	S$41.76	S$93.00	S$65.04	S$160.00	S$92.69	S$226.00
Value Ratio	2,324	1,315	2,442	1,364	2,142	1,423
Renovation Coverage	S$40,000	S$64,928	S$60,000	S$122,222	S$80,000	S$181,000
Contents Coverage	S$20,000	S$31,203	S$40,000	S$53,561	S$60,000	S$80,280

 

Tiq

Take such plans in case you want the top value to cover over your HDB apartment.

Bonus: 15% off + up to S$55 cashback with promo code “VCHOME15”

Premiums, Pay-outs & Value

Third Party Liability: S$500,000

Insurance Accident Coverage: none

Sub-limit for Valuables: 30% over material cover

	3-Room	Mkt Avg.	4-Room	Mkt Avg.	5-Room	Mkt Avg.
Annual Premium	S$60.00	S$93.00	S$68.83	S$160.00	S$78.09	S$226.00
Value Ratio	1,397	1,315	1,602	1,364	1,808	1,423
Renovation Coverage	S$60,000	S$64,928	S$80,000	S$122,222	S$140,000	S$181,000
Contents Coverage	S$35,000	S$31,203	S$45,000	S$53,561	S$90,000	S$80,280

Price upon GST or taking 15% less.

Aviva

Bonus: “HOME20” over 20% less (fresh sign-ups) or “HOMERN5” 5% less to customers holding empty claims

Take such schemes were one seeking some top returns scheme giving some major contents or renovation cover.

Premiums, Pay-outs & Value.

3rd Party Liability: S$250,000

Insurance Accident Coverage: N/A

Sub-limit over Valuables: 15% over material cover.

 

	Home Lite (3-4 Room)	Mkt Avg.	Home (4-Room)	Mkt Avg.	Home Plus (5-Room)	Mkt Avg.
Yearly  Premium	S$52.97	S$160.00	S$88.28	S$160.00	S$160.50	S$226.00
Value Ratio	2,077	1,364	1,699	1,364	1,246	1,423
Renovation Coverage	S$75,000	S$122,222	S$100,000	S$122,222	S$100,000	S$181,000
Contents Coverage	S$35,000	S$53,561	S$50,000	S$53,561	S$100,000	S$80,280

 

Special Mention: AXA SmartHome Insurance

AXA Insurance

Take such plans were one seeking best cover over the valuables, or artwork.

Bonus: premium: 30% less and get up to S$10 cash over PayNow

Premiums, Pay-outs & Value.

Third Party Liability: S$500,000

Insurance Accident Coverage: S$20,000

Valuables Sub-limit: 1/3 of contents coverage; S$7,000 sub-limit per article

	3-Room	Mkt Avg.	4-Room	Mkt Avg.	5-Room	Mkt Avg.
Annual Premium	S$73.82	S$93.00	S$109.20	S$160.00	S$194.81	S$226.00
Value Ratio	2,292	1,315	3,632	1,364	3,803	1,423
Renovation Coverage	S$100,000	S$64,928	S$250,000	S$122,222	S$500,000	S$181,000
Contents Coverage	S$45,000	S$31,203	S$90,000	S$53,561	S$135,000	S$80,280

 

Lowest cost Home Insurance over HDB Flats: Income, Aviva

Aviva

Bonus: “HOME20” get 20% less (fresh sign-ups) or “HOMERN5” 5% less over customers having zero claims

Take the plan were one seeking the lowest cost plan over 4 or 5-room apartment.

Premiums, Pay-outs & Value

Third Party Liability: S$250,000

Insurance Accident Coverage: N/A

Sub-limit over Valuables: 15% over material cover.

	Home Lite (3-4 Room)	Mkt Avg.	Home (4-Room)	Mkt Avg.	Home Plus (5-Room)	Mkt Avg.
Annual Premium	S$52.97	S$160.00	S$88.28	S$160.00	S$160.50	S$226.00
Value Ratio	2,077	1,364	1,699	1,364	1,246	1,423
Renovation Coverage	S$75,000	S$122,222	S$100,000	S$122,222	S$100,000	S$181,000
Contents Coverage	S$35,000	S$53,561	S$50,000	S$53,561	S$100,000	S$80,280

 

NTUC Income

Take the plan were one seeking lowest cost home insurance over the compact HDB apartment.

Bonus: “HOME2020” over 20% less 3-year Enhanced home insurance plan or fully till S$40 CapitaVoucher or Google Home Mini

Premiums, Pay-outs & Value

3rd Party Liability: S$500,000

Insurance Accident Coverage: S$20,000

Sub-limit over Valuables: 5% over material cover.

	3-Room	Mkt Avg.	4-Room	Mkt Avg.	5-Room	Mkt Avg.
Annual Premium	S$38.82	S$93.00	S$72.75	S$160.00	S$106.69	S$226.00
Value Ratio	1,546	1,315	1,375	1,364	1,312	1,423
Renovation Coverage	S$40,000	S$64,928	S$60,000	S$122,222	S$80,000	S$181,000
Contents Coverage	S$20,000	S$31,203	S$40,000	S$53,561	S$60,000	S$80,280

 

Top Home Insurance to Private Homeowners

The usual private property takes more end limits over held home insurance plan to compare over resembling HDB flats. Here are 4 policies from the high-end sphere to fulfil the needs of private property holders or high-end homeowners.

Lowest cost Home Insurance to Private Property Owners: FWD

FWD

Take such plans were one seeking the lowest cost plan in full market to get best value.

Bonus: “BESTHOME” get 20% less.

Premiums, Benefits & Highlights

Third Party Liability Coverage: S$500,000

Insured Accident Coverage: S$20,000 (added charge)

Sub-limit over Valuables: Zero sub-limit over furniture, home gear & home television, sound electronics; S$1,000 sublimit to any more.

	S$60,000 Plan	S$100,000 Plan	S$140,000 Plan	Private Mkt Avg.
Annual Premium	S$37.84	S$74.75	S$102.44	S$195.00
Value ($Insured/$Premium)	2,565	2,125	1,938	1,269
Renovation Coverage	S$40,000	S$60,000	S$80,000	S$140,752
Content Coverage	S$20,000	S$40,000	S$60,000	S$59,942

 

Top Value Home Insurance for Private Property Owners: Aviva

Aviva

Take the plan were one seeking heavy building or renovation cover under average charges

Bonus: “HOME20” for 20% off (new customers) and “HOMERN5” 5% less for customers without claims

Premiums, Pay-outs & Value.

Third Party Liability: S$1,000,000

Insurance Accident Coverage: N/A

Sub-limit for Valuables: 30% of contents coverage

	Home Lite	Tier 1 Avg.	Home	Tier 2 Avg.	Home Plus	Tier 3 Avg.
Price	S$52.97	S$111.34	S$88.28	S$181.39	S$160.50	S$279.66
Value ($Insured/$Premium)	2,077	1,117	1,699	1,148	1,246	1,217
Renovation Coverage	S$75,000	S$69,630	S$100,000	S$127,685	S$100,000	S$187,121
Content Coverage	S$35,000	S$26,719	S$50,000	S$49,065	S$100,000	S$81,379

 

Top Cover Home Insurance over Private Property Owners: MSIG, Etiqa & More

MSIG

Take the plan were one seeking some full policy giving widespread pay-outs.

Bonus: 20% less

Premiums, Pay-outs & Value.

3rd Party Liability Coverage: S$1,000,000

Insured Accident Coverage: S$50,000-S$75,000

Valuables Sub-Limit: 1/3 of contents cover.

	Standard	Superior	Ultimate	Mkt Avg.
Annual Premium	S$95.02	S$141.24	S$186.61	S$195.00
Value (S$Insured/S$Premium)	1,169	1,227	1,286	1,269
Renovation Coverage	S$75,00	S$115,000	S$150,000	S$140,752
Contents Coverage	S$50,000	S$80,000	S$120,000	S$59,942

 

Tiq

Take the plan when seeking to get plans with heavy building / renovation cover.

Bonus: 15% less, up to S$55 cashback using promo code “VCHOME15”

Premiums, Pay-outs & Value

3rd Party Liability: S$500,000

Insurance Accident Coverage: N/A

Valuables Sub-Limit: 30% of contents coverage

	S$150,000 Plan	S$375,000 Plan	S$500,000 Plan	Private Mkt Avg.
Annual Premium	S$101.48	S$176.04	S$225.90	S$195.00
Value (S$Insured/S$Premium)	1,304	1,880	1,953	1,269
Renovation Coverage S$100,00	S$100,00	S$300,000	S$400,000	S$140,752
Contents Coverage S$50,000	S$50,000	S$75,000	S$100,000	S$59,942

 

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Editor’s Note:

While every precaution has been made to ensure the accuracy and fairness of this listing, we acknowledge that they may be inaccuracies. Therefore, we urge you to contact the service provider above for the correct information and/or contact us with the correct information.

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