Top Home Insurance Providers in Singapore

Top Home Insurance Providers in Singapore

What is home insurance?

Home insurance is a type of property insurance that covers losses or damages to your home, along with other assets or furnishing in the house. 

In some instances, home insurance also provides liability coverage against accidents that occur in the house or on the property.

Do you need to insure your home in Singapore?

You may think that Singapore is relatively safe given its low crime rate as well as low chances of natural disasters. However, that does not mean that you should scrimp on your home insurance. 

In Singapore, it is not mandatory under the law to purchase home insurance for your property. However, if you own a HDB, it is compulsory for HDB owners with a HDB mortgage or loan to purchase fire insurance. 

Home insurance is typically purchased to supplement the fire insurance.

While it may seem redundant to then purchase home insurance, do bear in mind that both insurance options have different types of coverage.

Fire insurance for a residential property covers the following

  • Fire
  • Lightning
  • Domestic Explosion
  • Bursting or Overflowing of Water Tanks and Apparatus
  • Road Vehicle Impact
  • Aircraft Impact
  • Malicious Intent
  • Riot and Strike
  • Earthquake, Windstorm and Flood

Home insurance for a property covers the following

  • Appliances
  • Furniture
  • Ornaments
  • Computers
  • Kitchenware
  • Books
  • Personal Effects
  • Fixtures & Fittings which do not form part of the building

Do you need to purchase home insurance as a landlord?

As a landlord, it is always recommended to purchase home insurance regardless of whether you furnish the property with your own items or not.

Even if you do not stay in the property, there is still the possibility for your property to catch fire and spread to your neighbour’s unit. This leaves you legally liable for the damage caused. At the same time, you will also need to pay for other costs such as debris clearance, even if none of the home contents belong to you.

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If you purchase home insurance, this can help to provide some pay out attributed to loss of rental income as you will probably be unable to rent out your property for the next few months. 

Do you need to purchase home insurance as a tenant?

Absolutely! For the simple reason that the landlord’s home insurance does not cover you. This means that in the unlikely situation that a fire breaks out in the property and your laptop and clothes are destroyed, you are on your own. If you did not purchase any home insurance, you will have to replace all of your items by paying out of your own pocket.

Some of these home insurance policies come with personal accident plans, which helps to provide some coverage should you be admitted to the hospital. Some of these home insurance policies can also cover damages to essential items outside the house.

Purchasing home insurance as a tenant can also provide some pay out if you accidentally damage your landlord’s property. For example, if you accidentally leave the stove on and it ends up burning the kitchen, your purchased home insurance can help to cover the repair costs. In some instances, it can even provide you with allowances for emergency accommodation in the event of an accident. 

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If you are looking to purchase home insurance for your property, check out these insurance providers that provide home insurance in Singapore

AIG Top Home Insurance Providers in Singapore

Insurance Provider

AIG

Speciality
  • One of the largest General Insurance companies in Singapore offering innovative solutions to the changing needs of individuals and corporate clients
  • Covers HDB Flats, private houses and home contents
Pricing Request for quotation directly from insurance provider
Website https://www.aig.sg/personal/home-insurance
Address AIG Building, 78 Shenton Way, Level 1, Singapore 079120
Telephone Contact via enquire form here
Operating Hours Contact for operating hours

 


AXA Top Home Insurance Providers in Singapore

Insurance Provider

AXA

Speciality
  • Offers coverage for HDBs, landed properties, condominiums, and executive condominiums, for home-owners (occupier), landlords, and tenant
  • Enjoy 10% no claim discount (NCD) on 4th year premium if no claim is made for 3 consecutive years
  • Provides emergency home assistance coverage
Pricing Request for quotation directly from insurance provider
Website https://www.axa.com.sg/home-insurance
Address #01-21/22 AXA Tower, 8 Shenton Way, Singapore 068811
Contact Telephone: 1800 880 4888

Email: [email protected]

Operating Hours 9am to 5.30pm
(Monday – Friday)

 


Aviva Top Home Insurance Providers in Singapore

Insurance Provider

Aviva

Speciality
  • Household content coverage includes items like home appliances, AV equipment, personal electronics, and walk-in wardrobes
  • Offers coverage for both home-owners and tenants, for HDB, condominiums, semi-detached and detached terraces, bungalow
  • 24-hour emergency home assistance helpline
  • Receive your claims payout via PayNow
Pricing Request for quotation directly from insurance provider
Website https://www.aviva.com.sg/en/insurance/home/
Address 4 Shenton Way, SGX Centre 2, #01-01, Singapore 068807
Telephone 65 6827 9966
Operating Hours Mon – Fri: 8.45am – 5.30pm

 


MSIG Top Home Insurance Providers in Singapore

Insurance Provider

MSIG

Speciality
  • Free personal liability cover of up to S$1 million
  • Offers coverage for both home-owners and tenants, for HDB, condominiums and landed properties
  • Reimburses monetary loss due to fraud or dishonesty of domestic helpers living in your home
Pricing Request for quotation directly from insurance provider
Website https://www.msig.com.sg/insurance/personal-insurance#home-insurance
Address 4 Shenton Way #21‑01 SGX Centre 2, Singapore 068807
Telephone 65 6827 7602
Operating Hours Monday ‑ Friday 8.45 am to 5.30 pm

 


Etiqa Top Home Insurance Providers in Singapore

Insurance Provider

Etiqa

Speciality
  • Emergency cash allowance of up to S$5,000 within 24 hours if home becomes uninhabitable due to any of the insured perils
  • Coverage for both home-owners and tenants, for HDB, condominiums and landed properties
  • Emergency home assistance that covers up to S$200 for these events: plumbing, electricity, locksmith, and pest control
  • Flexible coverage: Choose the tier of sum insured for building, renovation, and home contents, according to personal needs
Pricing Request for quotation directly from insurance provider
Website https://www.etiqa.com.sg/personal/general-insurance/property/
Address 16 Raffles Quay, Hong Leong Building, #01-04A, Singapore 048581
Contact Telephone: 65 6887 8777

Email: [email protected]

Operating Hours Monday – Friday: 8.30am to 5.30pm

 


Sompo Top Home Insurance Providers in Singapore

Insurance Provider

Sompo Insurance

Speciality
  • Offers coverage for home-owners, landlords, and tenants, for HDBs, condominiums, and different types of landed properties
  • Mobility enhancement expenses: Get up to S$5,000 to modify your home if you or your family members suffer permanent disability
  • Pet dog cover: Get up to S$500 in the event of theft or accidental death of your pet dog within your home premises
  • Home cleaning expenses: Get reimbursement of up to S$500 for expenses incurred to clean your home following an infectious disease outbreak
  • 24-hour emergency home assistance helpline: Get up to S$100 reimbursement per event
  • Enjoy a 10% loyalty discount when you renew your policy
Pricing Request for quotation directly from insurance provider
Website https://www.sompo.com.sg/products/homebliss
Address 50 Raffles Place, #05-01/06 Singapore Land Tower, Singapore 048623
Telephone
65 6461 6555
Operating Hours Mondays to Fridays, 8.30am to 5.30pm

 


FWD Insurance Top Home Insurance Providers in Singapore

Insurance Provider

FWD Insurance

Speciality
  • No home contents sub-limit for furniture, home appliances, and AV equipment. A sub-limit of S$1,000 applies to all other home contents.
  • Offers coverage for both home-owners and tenants, for HDB, condominiums, and landed properties
  • Zero excess: FWD will not charge any excess when you have a claim due to burst pipes or fire
  • Workmanship guarantee: FWD guarantees any repairs or renovations done by its recommended contractors (up to 6 months from the date of completion)
  • Flexible coverage: Choose the tier of sum insured for building, renovation, and home contents, according to personal needs
Pricing Request for quotation directly from insurance provider
Website https://www.fwd.com.sg/
Address 6 Temasek Blvd, #18-01 Suntec Tower, Four 038986
Telephone 65 6820 8888
Operating Hours Monday to Friday: 9:00am – 10:00pm
Saturday: 9:00am – 1:00pm

 


HL Assurance Top Home Insurance Providers in Singapore

Insurance Provider

HL Assurance

Speciality
  • Offers coverage for home-owners and tenants, for HDB, condominiums and landed properties
  • 24-hour home concierge services: electrician, locksmith, plumber, pest control, and aircon repair
  • Family personal accident cover (worldwide) of up to S$10,000/pax for adult members and S$3,000/pax for children
  • Alternative accommodation and temporary storage for your belongings for up to 30 days if your home is deemed uninhabitable
  • Flexibility to service insurance premiums either monthly or yearly
Pricing Request for quotation directly from insurance provider
Website https://www.hlas.com.sg/personalinsurance/homecontentsinsurance/
Address 11 Keppel Rd, #11-01 ABI plaza, Singapore 089057
Telephone 65 6702 0202
Operating Hours Mondays – Fridays: 9 a.m – 6 p.m
Closed on Saturdays, Sundays and Public Holidays.

 


Allied World Top Home Insurance Providers in Singapore

Insurance Provider

Allied World Insurance

Speciality
  • Offers coverage for both home-owners and tenants
  • Receive up to S$3,500 coverage per item
  • Get reimbursed with up to S$200 for personal portable electronics devices
  • Enjoy 5% loyalty perk when you apply for a 2-year policy
Pricing Request for quotation directly from insurance provider
Website https://alliedworldinsurance.com/
Address 8th Floor 60 Anson Road #08-01 Mapletree Anson Singapore 079914
Contact Telephone: 65 6423 0888

Email: [email protected]

Operating Hours 8:30 am – 5:30pm (Mon-Fri)

 


NUTC Top Home Insurance Providers in Singapore

Insurance Provider

NTUC Income

Speciality
  • Coverage for both Home Owner and Tenants
  • Coverage for HDBs, Condominiums and Landed Properties
  • Additional benefits to cover homeowners and family
  • Protect your home including the building, renovations and contents
  • 24/7 hotline for assistance of home emergencies up to 4 times a year
Pricing Request for quotation directly from insurance provider
Website https://www.income.com.sg/enhanced-home-insurance
Address View branch locations here
Contact Contact via enquire form here
Operating Hours Monday – Friday: 8.30am – 6.30pm

 


Chubb Top Home Insurance Providers in Singapore

Insurance Provider

Chubb Insurance

Speciality
  • Provides comprehensive coverage to cover the loss or damage of home furniture, renovation, personal belongings and more
  • 24-hour Emergency Home Assistance Services
Pricing Request for quotation directly from insurance provider
Website https://www.chubb.com/sg-en/individuals-families/home-insurance.html
Address 138 Market Street, #11-01 CapitaGreen, Singapore 048946
Contact Telephone: 65 6299 0988

Email: [email protected]

Operating Hours Mondays to Fridays, 9.00am – 5.00pm

 


Great Eastern Top Home Insurance Providers in Singapore

Insurance Provider

Great Eastern

Speciality
  • Affordable and provide great value for money, especially for affluent homeowners
  • Option that lets homeowners add contents and renovation coverage at affordable rates to create a customised plan
Pricing Request for quotation directly from insurance provider
Website https://www.greateasternlife.com/sg/en/index.html
Address 1 Pickering Street #01-01, Great Eastern Centre, Singapore 048659
Contact Telephone: 1800 248 2888

Email: [email protected] / [email protected]greateasterngeneral.com

Operating Hours Moon to Fri: 9.00am to 5.30pm

 


AIA Top Home Insurance Providers in Singapore

Insurance Provider

AIA

Speciality
  • Covers homeowners & landlords for damage to property’s fixtures, interior structures or decorations
  • Provides coverage for home and contents of household and personal effects
  • Worldwide liability protection
  • 5-year premium waiver
Pricing Request for quotation directly from insurance provider
Website https://www.aia.com.sg/en/our-products/travel-lifestyle/aia-elite-homecare.html
Address 1 Finlayson Green, Singapore 049246
Telephone 1800 248 8000
Operating Hours Mondays – Fridays, 8.45am to 5.30pm

 


Liberty Insurance Top Home Insurance Providers in Singapore

Insurance Provider

Liberty Insurance

Speciality
  • Combines various classes of insurance under one policy
  • Competitive premium terms
  • 15% off for 3 year plan
Pricing Request for quotation directly from insurance provider
Website https://www.libertyinsurance.com.sg/HomeCare
Address 51 Club Street #03-00 Liberty House Singapore 069428
Email [email protected]
Operating Hours Monday to Friday: 8.30am – 5.30pm

 


POSB Top Home Insurance Providers in Singapore

Insurance Provider

POSB

Speciality
  • Loss of or damage to Renovations & Loss of or damage to Contents
  • Covers physical loss of or damage to the Renovations and Contents caused by various situations
  • Includes Emergency Replacement of Personal Computer & locks and keys
  • Provides coverage on accidental death of Domestic Pet (Cat or Dog)
Pricing Request for quotation directly from insurance provider
Website https://www.posb.com.sg/personal/insurance/home-car/home/myhome-protect
Address View branch locations here
Telephone 1800 339 6666
Operating Hours Varies by branch location

 


HSBC Top Home Insurance Providers in Singapore

Insurance Provider

HSBC

Speciality
  • Choice of three levels of comprehensive coverage each at an affordable premium
  • Provides coverage on frozen food, locks & keys, household removal, money, and entire house contents
Pricing Request for quotation directly from insurance provider
Website https://www.hsbc.com.sg/insurance/products/home/content/?cid=SGH:ma:D1:IV::2006:001:protectyourhome
Address View branch locations here
Telephone Telephone: 65 6880 4070

Email: [email protected]

Operating Hours Varies by branch location

 


Allianz Top Home Insurance Providers in Singapore

Insurance Provider

Allianz

Speciality
  • Provides accommodation allowance, Alternative accommodation expenses, up to $400 per day
  • Extensive Coverage for home valuables
  • Additional coverage includes interior design, temporary storage of furniture & emergency cash allowance
Pricing Request for quotation directly from insurance provider
Website https://www.allianz-asiapacific.com/solutions-for-you/individual-solutions/home-protection.html
Address 12 Marina View, #14-01 Asia Square Tower 2, Singapore 018961
Telephone 65 6297 8802
Operating Hours Mon – Fri: 9am – 6pm

 


Tokio Marine Top Home Insurance Providers in Singapore

Insurance Provider

Tokio Marine

Speciality
  • Provides coverage on damages caused to homeowner’s property or by accident when in building
  • Provides personal accident coverage to homeowners and immediate family
Pricing Request for quotation directly from insurance provider
Website https://www.tokiomarine.com/sg/en/personal/protect/protect-your-home-and-family/flexi-home.html
Address 20 McCallum Street, #09-01, Tokio Marine Centre, Singapore 069046
Contact Telephone: 65 6221 6111

Email: [email protected]

Operating Hours Mondays to Fridays: 8.45am to 5.45pm

 


Kwiksure Top Home Insurance Providers in Singapore

Insurance Provider

Kwiksure

Speciality
  • Coverage can be tailored to best meet the needs of homeowners’ apartment, condo, HDB, or house
  • Free additional benefits, including conservancy charges, home quarantine allowance, loss of credit card, emergency cash allowance, robbery of amount withdrawn at ATM, and accidental death or theft of a pedigree pet
  • 24 hours emergency home assistance
  • Optional coverage for cyber protection, bicycle, worldwide family personal accident cover (including terrorism cover), and more.
Pricing Request for quotation directly from insurance provider
Website https://kwiksure.sg/insurance-plans/home-insurance
Address Cross Street Exchange, #14-05, 18 Cross Street, Singapore 048423
Contact Telephone: 65 6346 3781

Email: [email protected]

Operating Hours Contact insurer for operating hours

 


QBE Top Home Insurance Providers in Singapore

Insurance Provider

QBE

Speciality
  • All-rounded protection for home contents and against liability and legal costs from the property
  • Temporary accommodation, for occupier: up to 25% of sum insured, up to 6 months
  • Covers loss/damage to fixtures, fittings and renovations
Pricing Request for quotation directly from insurance provider
Website https://www.qbe.com/
Address 1 Wallich Street, #35-01, Guoco Tower, Singapore 078881
Contact Telephone: 65 6224 6633

Email: [email protected]

Operating Hours Mon – Fri: 8:30am to 5:30pm

Types of home insurance available

There are typically two main types of home insurance plans offered by most insurance providers. They are the insured peril home insurance policy and all-risk home insurance policy.

Insured peril home insurance

Insured peril policies typically offer you protection against losses from specific incidents. This could include fires, thefts, burst pipes and natural disasters. 

This type of home insurance plan tends to be cheaper due to its highly specific nature of insurance coverage.

All-risk home insurance

All-risk policies, on the home hand, cover you for a wider range of scenarios. This plan tends to be more expensive but it does prepare you for every possibility. 

Factors that may affect your home insurance premiums

The premiums that you pay on your home insurance varies depending on the type of property that you own.

Depending on whether you own a HDB, condominium or land property, the range of premiums that you ens up paying differs widely.

Likewise, the amount of premiums that will affect your home insurance premiums also depend on the following factors:

Amount of coverage

The wider the coverage that you want for your home insurance, the more expensive your premiums are likely to be. 

Some homeowners may only want to cover their home appliances and furniture. Others may prefer to expand their insurance coverage to include their pedigree pets or any other personal items such as wine collection. 

Location of the property

If your property is in selected prime locations in Singapore, you may have to pay a higher premium for your home insurance.

In general, properties in areas such as Bukit Timah or Holland Village tend to command higher premiums simply because of the wider coverage needed.

Age of the property

Depending on the age of your property, it may significantly affect the premium of your home insurance. Very old properties, such at those that are older than 40 years, are typically more prone to fires or damages. As such, insurance premiums for older homes are typically higher as compared to newer homes.

Your personal background

Personal factors such as your age or even occupation may affect your insurance premiums. If you are a young homeowner, some insurers may quote you a higher insurance premium as opposed to an older homeowner in their late 40s or 50s.

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Whether you are a homeowner or landlord

Is your property used for your personal residential purposes or for rental? If you are renting out your property as a landlord, you may face higher home insurance premiums given that you will not be staying in the place. This may result in higher risks of damages or accidents within the property.

Insurance provider

The coverage that each home insurance policy has differs depending on the insurance company that you sign up with. As such, the home insurance premium that you end up paying may be higher or lower even with the same coverage. Hence, it is crucial to do your due research and seek quotations from multiple insurance providers before signing on with one. 

Best Value Home Insurance for HDB Flats: FWD, Etiqa, Aviva

FWD

Take such plans were one seeking budget cover for all spanning pet coverage or home help.

Bonus: “BESTHOME”, get 20% deducted.

Premiums, Bonuses & Value

3rd Party Liability Coverage: S$500,000

Insured Accident Coverage: S$20,000 (added charge)

Sub-limit over Valuables: No sub-limit over furnishing, home electronics & home television, sound electronics; S$1,000 sublimit over all alternatives.

3-Room Mkt Avg. 4-Room Mkt Avg 5-Room Mkt Avg.
Annual Premium S$41.76 S$93.00 S$65.04 S$160.00 S$92.69 S$226.00
Value Ratio 2,324 1,315 2,442 1,364 2,142 1,423
Renovation Coverage S$40,000 S$64,928 S$60,000 S$122,222 S$80,000 S$181,000
Contents Coverage S$20,000 S$31,203 S$40,000 S$53,561 S$60,000 S$80,280

 

Tiq

Take such plans in case you want the top value to cover over your HDB apartment.

Bonus: 15% off + up to S$55 cashback with promo code “VCHOME15”

Premiums, Pay-outs & Value

Third Party Liability: S$500,000

Insurance Accident Coverage: none

Sub-limit for Valuables: 30% over material cover

3-Room Mkt Avg. 4-Room Mkt Avg. 5-Room Mkt Avg.
Annual Premium S$60.00 S$93.00 S$68.83 S$160.00 S$78.09 S$226.00
Value Ratio 1,397 1,315 1,602 1,364 1,808 1,423
Renovation Coverage S$60,000 S$64,928 S$80,000 S$122,222 S$140,000 S$181,000
Contents Coverage S$35,000 S$31,203 S$45,000 S$53,561 S$90,000 S$80,280

Price upon GST or taking 15% less.

Aviva

Bonus: “HOME20” over 20% less (fresh sign-ups) or “HOMERN5” 5% less to customers holding empty claims

Take such schemes were one seeking some top returns scheme giving some major contents or renovation cover.

Premiums, Pay-outs & Value.

3rd Party Liability: S$250,000

Insurance Accident Coverage: N/A

Sub-limit over Valuables: 15% over material cover.

 

Home Lite (3-4 Room) Mkt Avg. Home (4-Room) Mkt Avg. Home Plus (5-Room) Mkt Avg.
Yearly  Premium S$52.97 S$160.00 S$88.28 S$160.00 S$160.50 S$226.00
Value Ratio 2,077 1,364 1,699 1,364 1,246 1,423
Renovation Coverage S$75,000 S$122,222 S$100,000 S$122,222 S$100,000 S$181,000
Contents Coverage S$35,000 S$53,561 S$50,000 S$53,561 S$100,000 S$80,280

 

Special Mention: AXA SmartHome Insurance

AXA Insurance

Take such plans were one seeking best cover over the valuables, or artwork.

Bonus: premium: 30% less and get up to S$10 cash over PayNow

Premiums, Pay-outs & Value.

Third Party Liability: S$500,000

Insurance Accident Coverage: S$20,000

Valuables Sub-limit: 1/3 of contents coverage; S$7,000 sub-limit per article

3-Room Mkt Avg. 4-Room Mkt Avg. 5-Room Mkt Avg.
Annual Premium S$73.82 S$93.00 S$109.20 S$160.00 S$194.81 S$226.00
Value Ratio 2,292 1,315 3,632 1,364 3,803 1,423
Renovation Coverage S$100,000 S$64,928 S$250,000 S$122,222 S$500,000 S$181,000
Contents Coverage S$45,000 S$31,203 S$90,000 S$53,561 S$135,000 S$80,280

 

Lowest cost Home Insurance over HDB Flats: Income, Aviva

Aviva

Bonus: “HOME20” get 20% less (fresh sign-ups) or “HOMERN5” 5% less over customers having zero claims

Take the plan were one seeking the lowest cost plan over 4 or 5-room apartment.

Premiums, Pay-outs & Value

Third Party Liability: S$250,000

Insurance Accident Coverage: N/A

Sub-limit over Valuables: 15% over material cover.

Home Lite (3-4 Room) Mkt Avg. Home (4-Room) Mkt Avg. Home Plus (5-Room) Mkt Avg.
Annual Premium S$52.97 S$160.00 S$88.28 S$160.00 S$160.50 S$226.00
Value Ratio 2,077 1,364 1,699 1,364 1,246 1,423
Renovation Coverage S$75,000 S$122,222 S$100,000 S$122,222 S$100,000 S$181,000
Contents Coverage S$35,000 S$53,561 S$50,000 S$53,561 S$100,000 S$80,280

 

NTUC Income

Take the plan were one seeking lowest cost home insurance over the compact HDB apartment.

Bonus: “HOME2020” over 20% less 3-year Enhanced home insurance plan or fully till S$40 CapitaVoucher or Google Home Mini

Premiums, Pay-outs & Value

3rd Party Liability: S$500,000

Insurance Accident Coverage: S$20,000

Sub-limit over Valuables: 5% over material cover.

3-Room Mkt Avg. 4-Room Mkt Avg. 5-Room Mkt Avg.
Annual Premium S$38.82 S$93.00 S$72.75 S$160.00 S$106.69 S$226.00
Value Ratio 1,546 1,315 1,375 1,364 1,312 1,423
Renovation Coverage S$40,000 S$64,928 S$60,000 S$122,222 S$80,000 S$181,000
Contents Coverage S$20,000 S$31,203 S$40,000 S$53,561 S$60,000 S$80,280

 

Top Home Insurance to Private Homeowners

The usual private property takes more end limits over held home insurance plan to compare over resembling HDB flats. Here are 4 policies from the high-end sphere to fulfil the needs of private property holders or high-end homeowners.

Lowest cost Home Insurance to Private Property Owners: FWD

FWD

Take such plans were one seeking the lowest cost plan in full market to get best value.

Bonus: “BESTHOME” get 20% less.

Premiums, Benefits & Highlights

Third Party Liability Coverage: S$500,000

Insured Accident Coverage: S$20,000 (added charge)

Sub-limit over Valuables: Zero sub-limit over furniture, home gear & home television, sound electronics; S$1,000 sublimit to any more.

S$60,000 Plan S$100,000 Plan S$140,000 Plan Private Mkt Avg.
Annual Premium S$37.84 S$74.75 S$102.44 S$195.00
Value ($Insured/$Premium) 2,565 2,125 1,938 1,269
Renovation Coverage S$40,000 S$60,000 S$80,000 S$140,752
Content Coverage S$20,000 S$40,000 S$60,000 S$59,942

 

Top Value Home Insurance for Private Property Owners: Aviva

Aviva

Take the plan were one seeking heavy building or renovation cover under average charges

Bonus: “HOME20” for 20% off (new customers) and “HOMERN5” 5% less for customers without claims

Premiums, Pay-outs & Value.

Third Party Liability: S$1,000,000

Insurance Accident Coverage: N/A

Sub-limit for Valuables: 30% of contents coverage

Home Lite Tier 1 Avg. Home  Tier 2 Avg. Home Plus Tier 3 Avg.
Price S$52.97 S$111.34 S$88.28 S$181.39 S$160.50 S$279.66
Value ($Insured/$Premium) 2,077 1,117 1,699 1,148 1,246 1,217
Renovation Coverage S$75,000 S$69,630 S$100,000 S$127,685 S$100,000 S$187,121
Content Coverage S$35,000 S$26,719 S$50,000 S$49,065 S$100,000 S$81,379

 

Top Cover Home Insurance over Private Property Owners: MSIG, Etiqa & More

MSIG

Take the plan were one seeking some full policy giving widespread pay-outs.

Bonus: 20% less

Premiums, Pay-outs & Value.

3rd Party Liability Coverage: S$1,000,000

Insured Accident Coverage: S$50,000-S$75,000

Valuables Sub-Limit: 1/3 of contents cover.

Standard Superior Ultimate Mkt Avg.
Annual Premium S$95.02 S$141.24 S$186.61 S$195.00
Value (S$Insured/S$Premium) 1,169 1,227 1,286 1,269
Renovation Coverage S$75,00 S$115,000 S$150,000 S$140,752
Contents Coverage S$50,000 S$80,000 S$120,000 S$59,942

 

Tiq

Take the plan when seeking to get plans with heavy building / renovation cover.

Bonus: 15% less, up to S$55 cashback using promo code “VCHOME15”

Premiums, Pay-outs & Value

3rd Party Liability: S$500,000

Insurance Accident Coverage: N/A

Valuables Sub-Limit: 30% of contents coverage

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S$150,000 Plan S$375,000 Plan S$500,000 Plan Private Mkt Avg.
Annual Premium S$101.48 S$176.04 S$225.90 S$195.00
Value (S$Insured/S$Premium) 1,304 1,880 1,953 1,269
Renovation Coverage S$100,00 S$100,00 S$300,000 S$400,000 S$140,752
Contents Coverage S$50,000 S$50,000 S$75,000 S$100,000 S$59,942

 


Editor’s Note:

While every precaution has been made to ensure the accuracy and fairness of this listing, we acknowledge that they may be inaccuracies. Therefore, we urge you to contact the service provider above for the correct information and/or contact us with the correct information.

If you are a service provider and wish to be featured in this listing (MediaOne reviews are read by hundreds of thousands of Singaporeans), please contact us at [email protected]. There is no charge! Please allow us up to 3 working days to review before adjusting the information or including your entry.

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