Cost of Elder Care providers in Singapore
The cost of Eldercare service providers with initial assessments could vary, or might be high, but depending on your family circumstances, geriatric care managers might offer a useful service to help family members keep in contact.
Eldercare managers charge by the hour. Most insurance plans do not cover these costs, and Medisave does not pay for this service. You will probably have to pay for this service.
Functional abilities, independence, and quality of life issues are of great concern to geriatricians and their patients. Elderly people generally want to live independently if possible, which requires them to be able to engage in self-care and other activities of daily living.
Frail elderly people may choose to decline some kinds of medical care because the risk-benefit ratio is different.
Things you need to check when engaging Elder Care Service providers.
Available machine facility, at times decisions, must be made about the use of emergency treatments to keep you alive. Doctors can use several artificial or mechanical ways to try to do this.
Decisions that might come up at this time relate to:
CPR (cardiopulmonary resuscitation) — Cardiopulmonary resuscitation might restore your heartbeat if your heart stops or is in a life-threatening abnormal rhythm. It involves repeatedly pushing on the chest with force while putting air into the lungs.
This force must be quite strong, and sometimes ribs are broken or a lung collapse. Electric shocks, known as defibrillation, and medicines might also be used as part of the process.
Ventilator use — Using a ventilator as an emergency treatment: Ventilators are machines that help you breathe.
A tube connected to the ventilator is put through the throat into the trachea (windpipe) so the machine can force air into the lungs. Putting the tube down the throat is called intubation.
Because the tube is uncomfortable, medicines are often used to keep you sedated while on a ventilator. If you are expected to remain on a ventilator for a long time, a doctor may perform a tracheotomy or “trach”.
During this bedside surgery, the tube is inserted directly into the trachea through a hole in the neck.
Artificial nutrition (tube feeding) and artificial hydration (IV, or intravenous, fluids) — Using artificial nutrition and hydration near the end of life. If you are not able to eat, you may be fed through a feeding tube that is threaded through the nose down to your stomach. Artificial nutrition and hydration can be helpful if you are recovering from an illness.
If tube feeding is still needed for an extended period, a feeding tube may be surgically inserted directly into your stomach. Hand-feeding (sometimes called assisted oral feeding) is an alternative to tube feeding. This approach may have fewer risks, especially for people with dementia.
If you are not able to drink, you may be provided with IV fluids. These are delivered through a thin plastic tube inserted into a vein.
About Elder Care in Singapore:
According to the Ministry of Health, Singapore is facing a rapidly aging population. The number of elderly in Singapore has increased to 13% in 2015 and is forecasted to reach 24% in 2030.
In riding the silver tsunami, there is an increased importance placed on eldercare in Singapore.
The government is hence actively pumping more funds and creating more Eldercare grants and subsidies such as Eldershield and Seniors mobility and enabling fund (SMF) to help make healthcare more accessible and affordable for the growing elderly population.
Typical Cost of Elder Care Services in Singapore:
NTUC Health Nursing Home, ECON Nursing Home, and Orange Valley. — On average they cost $1,200 to $3,500/month.
St. Bernadette Lifestyle Village is high-end, residents live independently, to participate in outings, activities, and games while having easy access to medical care via the 24-hour medical concierge. —It costs $3,650/month.
A live-in helper generally costs $600 to $850/month before subsidies and grants. —A part-time caregiver costs $20 to $25/hour.
Here are some elder needs:
- Activities of daily living, including showering and meal preparation
- Nursing procedures
- Medical care
- Rehabilitation therapy, including physiotherapy, occupational therapy, and speech therapy
- Medical escort and transportation services
- Medication delivery
- Home modification
- The cost of elder care depends on your care arrangement.
Before subsidies, nursing homes and old folks’ homes cost approximately $1,200 to $3,500 a month, daycare centers may cost about $900 to $1,500 a month and home care services can range from $20 to $25 an hour.
In addition to the cost of elder care services, you should also factor in the cost of doctor visits, transportation, and more. These costs often add up to a sizeable amount.
Benefits for using Elder Care Services in Singapore
The elderly who become frail, sick, and bedridden may need residential healthcare facilities when they are unable to care for themselves or be cared for within their own homes.
These facilities include:
- Community Hospitals
- Chronic Sick Hospitals
- Nursing Homes
- Inpatient Hospice Care
- Respite Care
- Many elderlies prefer to live in a familiar environment with their family members and friends.
However, if the elderly or the family is unable to provide care to the elderly, community healthcare services may be required to help the elderly remain at home.
These community healthcare services may be provided at home or at a center.
Home-based: Healthcare services are provided within the homes of older persons. They include medical, nursing, and palliative care services.
Home Medical and Home Nursing
Home Hospice Care Services
Center-based: Healthcare services are provided within a center.
The elderly will attend these centers during the day, usually on a regular basis, but will go back to their own homes for the night.
These centers include Day Rehabilitation Centres, Dementia Day Care Centres, Psychiatric Day Care Centres, and Rehabilitation Homes.
Elder Care Provider | NTUC Health Eldercare |
| Specialty | NTUC Health is an NTUC social enterprise that provides a comprehensive and integrated suite of eldercare and health services to meet the growing needs of families and their dependents. Building on more than four decades of experience and expertise, NTUC Health is among the largest senior daycare, nursing home, and home personal care providers in Singapore. It also offers other services for seniors such as active aging hubs, senior activity centers, community support for vulnerable seniors, and a sheltered / senior group home. In addition, it runs a chain of dental clinics, and a family medicine clinic. NTUC Health continues to live out its social mission through community outreach such as free health and dental checks for vulnerable groups in our society, as well as public education on healthcare and eldercare issues. |
| Address | 55 Ubi Avenue 1 #08-01 Singapore 408935 |
| Website | https://ntuchealth.sg/elderly-care/ |
| Contact | +65 6590 4300 Email: [email protected] |
Elder Care Provider | Hovi Care |
| Specialty | Hovi Care is an independent, family-run chain of elderly care services. They have six nursing homes in Finland and a senior daycare center, Hovi Club, in Singapore. Hovi Care was from Finland, where the first nursing home was founded. Hovi Care elderly services are from a family to a family. Services: Physical care, home care, stroke nursing, physiotherapy, music therapy |
| Pricing | Request a quotation: [email protected] |
| Website | https://hovicare.com/ |
| Address | 100 Turf Club Road Horsecity, #01-02K Singapore 287992 |
| Telephone | +65 8838 4330 |
| Operating Hours | 9 am to 5.30 pm |
Elder Care Provider | Homage |
| Specialty | With over 2000 certified local caregivers and nurses available, be matched with the most suitable Care Professional to help with you and your loved one’s care needs and nursing procedures, in the place you call home. Caregivers assist with daily living activities, assist with simple nursing procedures, injections, wound care. Services: Personal care, nursing care, home therapy, check-in visit, home medical |
| Pricing | Request a quotation: [email protected] |
| Website | https://www.homage.sg/ |
| Address | 157B Rochor Rd Singapore 188432 |
| Telephone | +65 6100 0055 |
| Operating Hours | 9 am to 9 pm |
Elder Care Provider | United Medicare Centre |
| Specialty | United Medicare Centre (UMC), Toa Payoh opened in 2003. Initiated by the Ministry of Health to cater to Singapore’s demand for quality nursing care, UMC was established as Singapore’s first purpose-built private nursing home. The 241-bedded facility at Toa Payoh comes with fully customized facilities. They provide top healthcare for residents. Services: Long term care, exercise, mental health, activities, Respite care |
| Pricing | Request a quotation: [email protected] |
| Website | https://unitedmedicare.com.sg/ |
| Address | 170 Lor 6 Toa Payoh, Singapore 319400 |
| Telephone | +65-66907619 |
| Operating Hours | 8:30am – 8:30pm |
Elder Care Provider | Ninkatec |
| Specialty | Giving patients “peace of mind to live meaningfully” – is the purpose at Ninkatec. Most elderly patients wish to receive care at home. This is not easy without proper guidance and expertise. At Ninkatec, they help patients to “live meaningfully” at home by supporting their care with clinical expertise and technology. Services: Transitional care, Palliative care, Chronic care, Dementia care, Psychiatry |
| Pricing | Request a quotation: [email protected] |
| Website | https://ninkatec.com/ |
| Address | 380 Jln Besar, Singapore 209000 |
| Telephone | +65- 6247 9247 |
| Operating Hours | 9 am to 5.30 pm |
Elder Care Provider | Caregiver Asia |
| Specialty | Caregiver Asia’s home care services include short-term and long-term home care, home nursing, specialized, rehabilitative, and palliative care. As they know how important it is for their caregivers to be able to communicate with their loved ones, all their experienced caregivers are locals. They administer Personal Care – Showering, toileting, feeding. Services: Medication feeding, transportation to the hospital, companionship, home nursing, home personal care |
| Pricing | $21/h to $25/h |
| Website | https://info.caregiverasia.com/ |
| Address | 51 Goldhill Plaza, #08-08, Singapore 308900 |
| Telephone | +65-6258 6683 |
| Operating Hours | 24/7 |
Elder Care Provider | Orange Valley Home |
| Specialty | Starting with a 108-bed nursing home in 1993, Orange Valley has grown to be one of Singapore’s leading nursing home operators, offering comprehensive one-stop access to eldercare services. They now run 5 nursing homes across Singapore. They offer home care, dietetics, and rehabilitation services, and supply eldercare equipment and products. Services: Nursing care, Daycare, Homecare, Caregiver training, Medical supplies |
| Pricing | Request a quotation: [email protected] |
| Website | https://orangevalley.sg/ |
| Address | 2 International Business Park The Strategy Tower 1, #10-11 Singapore 609930 |
| Telephone | +65- 6499 4699 / +65-6266 3053 |
| Operating Hours | 24/7 |
Elder Care Provider | Allium Healthcare |
| Specialty | They understand the decision to move into residential care is considerable. It is important to choose the best fit for your care needs. Whilst all nursing homes in Singapore are regulated to ensure a good standard of medical care, facilities vary. At Allium Care Suites, they extend empathy, understanding, care. Services: Nursing care, Daycare, Dementia care, Rehabilitation, functional care |
| Pricing | Request a quotation: [email protected] |
| Website | https://www.alliumhealthcare.com/ |
| Address | 71 Venus Drive Singapore 573859 |
| Telephone | +65 8733 8099 |
| Operating Hours | 9 am to 5.30pm |
Elder Care Provider | St Luke’s Elder Care |
| Specialty | Delivering a full range of integrated services and programs for our elders including maintenance daycare, day rehabilitation programs such as physiotherapy and occupational therapy, dementia care, nursing care, respite care, wellness programs, and transportation, services benefit elders who have suffered physical disabilities as a result of stroke, falls, accidents. Services: Daycare, Nursing, Therapy, Rehabilitation, Dietetics |
| Pricing | Request a quotation: [email protected] |
| Website | https://www.slec.org.sg/ |
| Address | Jurong East Street 31, #01-174 Block 327, Singapore 600327 |
| Telephone | +65-65690415 |
| Operating Hours | 7.30 am to 6.30 pm |
Elder Care Provider | Comfort Keepers |
| Specialty | Comfort Keepers Singapore has been a pioneer in-home care service in Singapore since 2006. They provide in-home care to seniors and others who need help with activities of daily living. They have also gained a reputation for providing excellent, affordable, in-home, customized, client-oriented nursing services for the elderly in Singapore. Services: Grooming, Mobility assistance, Toileting assistance, Feeding, Transportation |
| Pricing | Request a quotation: (+65) 9138 0668 |
| Website | https://www.sgelderlycare.com/ |
| Address | 318 Tanglin Road, #01-27, Singapore 247979 |
| Telephone | (+65) 6734 5160 |
| Operating Hours | 9 am to 6 pm |
Elder Care Provider | Pacific Healthcare Nursing Homes |
| Specialty | On average, Singaporeans are expected to live until 80. They see the need to collectively build a more sustainable system of care for the elderly. Pacific Healthcare Nursing Homes, as a vital part of this mission and duty, are built to provide well-equipped facilities, trained staff, and the best possible care. Services: Nursing, Rehabilitation, Dementia care, Respite nursing, palliative care |
| Pricing | Request a quotation: [email protected] |
| Website | https://www.pacificnursinghomes.com/ |
| Address | 6 Lengkok Bahru, Singapore 159051 |
| Telephone | + 65- 6272 3133 |
| Operating Hours | 24/7 |
Elder Care Provider | Anglo Caregivers |
| Specialty | Live-in care is a home care alternative where you hire a foreign nurse aide or caregiver on a Foreign Domestic Worker work pass. The live-in caregiver lives in with your elders to provide them with assistance in their day-to-day care. Helpers are from the Philippines, Indonesia, and converse in English, Mandarin, Cantonese. Services: Nursing, Toileting care, dementia care, night-time care, Feeding |
| Pricing | Request a quotation: [email protected] |
| Website | https://www.anglocaregivers.com/ |
| Address | 1 Lower Kent Ridge Road #02-14 Singapore 119082 |
| Telephone | +65- 6646 0000 |
| Operating Hours | 12pm to 6pm |
Elder Care Provider | Carer |
| Specialty | Engage their qualified Carers for medical escort and home care services. Their Carers are registered local nurses and trained care aides who have the relevant skill certifications and eldercare experience. They have also passed stringent background checks. Carers assist the elderly with their daily activities, enforce care and nursing procedures. Services: Medical escort, home care, Nursing, home visit, toileting care |
| Pricing | Request a quotation: [email protected] |
| Website | https://www.carer.com.sg/ |
| Address | 100 Amoy St, Singapore 069920 |
| Telephone | +65 8769 1685 |
| Operating Hours | 24/7 |
Elder Care Provider | Active Global Specialized Caregivers |
| Specialty | Their Caregivers can take care of patients with Dementia, Stroke, Cancer, and many other conditions. Duties mainly focus on assistance with Activities of Daily Living (hygiene, feeding, mobilization, exercise), and maintaining the patient’s emotional and social well-being. Live-In Caregivers also support the patient with specific household tasks, excluding major chores. Services: Dementia care, toileting care, feeding, stroke care, cancer care |
| Pricing | Request a quotation: [email protected] |
| Website | https://www.activeglobalcaregiver.sg/ |
| Address | 51 Goldhill Plaza, #12-11, Singapore 308900 |
| Telephone | +65 6536 0086 |
| Operating Hours | 9 am to 6.30pm |
Elder Care Provider | Marigold Caregivers |
| Specialty | Marigold Caregivers is a leading provider of professional caregivers and nurses for the elderly in Singapore. They are a dedicated team whose main aim is to provide you with the best match for your elderly loved one at the most affordable rates. Their services cater to in-home care for clients. Services: Medical care, home care, nursing, exercise, feeding |
| Pricing | Request a quotation: [email protected] |
| Website | https://www.marigoldcaregivers.com/ |
| Address | 188 Race Course Rd, #05-05, Singapore 218612 |
| Telephone | +65-6650 8684 |
| Operating Hours | 11 am to 7 pm |
Elder Care Provider | All Saints Home |
| Specialty | Residential Care: where their care plan for each resident is individualized and reviewed periodically according to his or her latest condition and needs. Customized physiotherapy, occupational therapy, continence management, and other healthcare activities are carried out daily according to the resident’s dependency status. Recreational programs are also performed for socializing. Services: Respite care, daycare, home care, exercise, toileting care |
| Pricing | Request a quotation: http://allsaintshome.org.sg/contact-us/ |
| Website | http://allsaintshome.org.sg/ |
| Address | 11 Tampines Street 44 Singapore 529123 |
| Telephone | +65-6788 2345 |
| Operating Hours | 8.30 am to 5.30 pm |
Elder Care Provider | Tetsuyu Home Care |
| Specialty | They have created a home care model that they would rely on for their parents and loved ones. This means high quality and coordinated care outcomes for patients that wish to be treated in the comfort of homes. They offer to Care through their integrated home healthcare system and quality nurses. Services: Nursing, Dementia care, feeding, mobility assistance, toileting care |
| Pricing | Request a quotation: [email protected] |
| Website | https://tetsuyuhomecare.com/ |
| Address | 60 Paya Lebar Road #05-44 Paya Lebar Square Singapore 409051 |
| Telephone | +65 6694 2677 |
| Operating Hours | 8.30 am to 6 pm |
Elder Care Provider | Woodlands Care Home |
| Specialty | At Woodlands Care Home, their multi-disciplinary care team works closely with residents and their family members, as well as the community, to improve their residents’ state of health and enrich their quality of life so that they can age gracefully and with dignity. Besides nursing, they provide physiotherapy, occupational therapy. Services: Physiotherapy, speech therapy, medical care, dental care, dietary services, occupational therapy |
| Pricing | Request a quotation: [email protected] |
| Website | https://www.carehome.com.sg/woodlands/ |
| Address | 2 Woodlands Rise Singapore 737749 |
| Telephone | +65 6540 9200 |
| Operating Hours | 24/7 |
Elder Care Provider | Eden Grace Maid |
| Specialty | Eden Grace Maids Agency ensures that your loved ones are provided with all the care they need by hiring a trained, qualified residential nurse and a certified caregiver. Eden Grace Maids Agency is one of the trusted agencies for elder care, they strive in helping clients find a dependable caregiver. Services:
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| Pricing | Request a quotation: [email protected] |
| Website | https://www.edengracemaids.com/ |
| Address | Blk 18 Sin Ming Lane, #07-38 Midview City, Singapore 573960 |
| Telephone | +65 6262 5562 |
| Operating Hours | 9 am to 6 pm |
Elder Care Provider | My Family Clinic |
| Specialty | Their geriatric care caters to the health needs of our senior and elderly patients. Some of the geriatric syndromes we manage include dementia, difficulties in walking, frequent falls, memory loss, incontinence, and others. Their geriatric care services include but are not limited to: Chronic disease management, Dementia, Incontinence, Joint care Services: Dementia care, bone care, joint care, chronic illness treatment, psychiatry |
| Pricing | Request a quotation: https://www.myfamilyclinic.com.sg/contact/ |
| Website | https://www.myfamilyclinic.com.sg/ |
| Address | Blk 46-2 Commonwealth Drive #01-372, Singapore 140462 |
| Telephone | +65 6473 8920 |
| Operating Hours | 8:00am to 2:00pm 6:30pm to 9:00pm |
Elder Care Provider | Red Crowns Senior Living |
| Services |
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| Pricing | Request a quotation: [email protected] |
| Website | https://www.redcrowns.co/ |
| Address | 144 Robinson Road #19-01, Robinson Square, 068908 |
| Contact | Tel: (+65) 90589512 Email: [email protected] |
| Clients |
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Singapore’s population ages fast. Currently, Singapore features #82 in world rankings for holding the greatest median maturity globally, which gradually rose between 29.8 within 1990, reaching 39.3 within 2014. A consequence that this brings is that the aged population leads to greater demand for geriatric nursing more at present urgently. Geriatric homes are a major factor in meeting such demands, however, most Singaporeans possibly are not aware of the charges that accompany many of such lodgings.
Commonly practiced, nursing home charges in Singapore range between $1,200 to $3,500 each month, rooted in varied modes of residence and if the care is delivered within the residences or within homes. Subsidies granted to certain nursing homes could make substantial contributions towards gradually cutting expenses as well. Presently, covered are many inclusions that compose ultimate fees to lower overall charges fully calculated were the need to arise.
Categories of Nursing
For deciding the form of nursing residence which could eventually suit old-age patients, one must seek to examine their nursing demands. You could locate different geriatric nursing, which could be categorized as inpatient nursing, nursing care within the home, and homebound nursing.
Nursing residences are considered inpatient treatment, that is geared towards patients that are incapacitated, cannot personally execute self-care, hygiene and can only receive care within the home. For patients just needing merely short-term assistance, find available respite nursing that charges about $100 to $150 each day. Patients ailed with stages of late-stage or advanced illness or need higher-order hospice nursing could find inpatient geriatric nursing care. The second option counts as the least affordable of all choices, amounting to estimates of $7,000 per month, while certain nursing accepts partial payment through Medisave.
Examples of Nursing: Average Costs
Temporary Day Care S$100-S150/day
Care Services at Home S$80-S$220/day
Intensive Inpatient Care S$7,000/month
Home Nursing Care
Certain seniors could need daycare nursing rather than residing in a nursing residence owing to mobility limitations. You may find many different types of nursing care offered, according to varied demands, with nursing care, hospice treatment treating many needing physiotherapies, homebound care for help with daily care, or residential geriatric nursing. Such help typically costs from $80 to $220.
Existing Public Subsidies
The public service offers distinct tiers of subsidies for distinct income categories stated as follows. Still, please take note that it applies to Singapore Citizens and Permanent Residents for eligibility for bursaries.
Household Per Capita Monthly Income Subsidy Rate (%) | Singapore Citizens | Permanent Residents |
| $0 – $700 | 75% | 50% |
| $701 – $1,100 | 60% | 40% |
| $1,101 – $1,600 | 50% | 30% |
| $1,601 – $1,800 | 40% | 20% |
| $1,801 – $ 2,600 | 20% | 10% |
| $2,601 and above | 0% | 0% |
More subsidies given by the government have been put forward – the Eldershield and the Medishield. The Eldershield began operations in 2002 geared for goals of delivering cost-competitive insurance protection for senior Singaporeans that need extended nursing with funds made available through Medisave. Premiums are deducted yearly, with greater age limits reached, increased premium charges you should submit officially. The minimum qualifying age of Eldershield is 40, adding the yearly premium of $174.96 or $217.76 for men and women distinctly, billable until age 65. Hence this indicates that if men join the Eldershield scheme at age 40, bills amount to $174.96 each year until he reaches 65.
Mainly one main problem that afflicts Eldershield. Sadly, a senior with the age excess of 85 (seniors that reached at minimum 71 upon which Eldershield began work) excludes inclusion, criteria for the developed Eldershield program. Thus, the above indicates that the family must shoulder complete cumulative charges for total nursing residence charges, covering merely the ILTC bursaries reported within the above list.
Further, find generally 2 main types of nursing homes – private or those that come within Voluntary Welfare Organisation (VWO). Though many independent nursing residences do not qualify in the Ministry of Health’s flexible subsidy program, available are certified independent nursing residences that may be counted in the general flexible subsidy program in MOH. VWO Nursing residences could likewise be divided. Certain let residents that qualify for means-testing demands to receive financial aid, while most self-funded cases could meet demands for financial and social aid to residents that may not have enough, adequate reserve income.
Nursing homes Price range (SGD) / month
VWO Nursing Residences for MOH Bursary
Grace Lodge Many of the nursing residences within the class could amount to rough price estimates of $700 – 1,600 upon bursary. The total sum of subsidy relies on the available income exam.
All Saints Home (some branches)
- Jamiyah Nursing Home
- Lion’s Home for the Elders
- Ren Ci Nursing Home
Assisi Hospice $8,850 (before subsidy)
Kwong Wai Shiu Hospital $1,460 – $2,289 (before subsidy)
St. Andrew’s Nursing Home $1,300 – $2,300 (before subsidy)
NTUC Health Nursing Home $2,000 – $3,500 (before subsidy)
Apex Harmony Lodge $3,150 – $3,400 (before subsidy)
VWO Nursing Homes not under MOH Subsidy
All Saints Home (certain branches) $1,400 – $2,800
Private Nursing Homes under MOH Subsidy
- Econ Medicare Centre And Nursing Home (certain branches) $1,200 – $4,500 (before subsidy)
- Orange Valley Nursing Home (certain branches) $1,200 – $4,500 (before subsidy)
Private Nursing Homes not under MOH Subsidy
- Econ Medicare Centre And Nursing Home (certain branches) $1,200 – $4,500
- Orange Valley Nursing Home (certain branches) $1,200 – $4,500
Minimum requirements to get a nursing home subsidy?
For receiving a subsidy for any nursing home, you need initially qualify as Singapore Citizen or a Permanent Resident. You should additionally qualify for income exam rules and be covered for assistance within a MOH-funded nursing home.
The means test is based on the following factors:
- Gross income of the person who needs care and his/her direct family
- Totally number of family members living under the same household
- The annual value of the place of residence
There are different levels of subsidies for different income groups. The table below shows the subsidies for patients in a nursing home/hospice.
Household Per Capita Monthly Income Subsidy Rate (%) | Singapore Citizens | Permanent Residents |
| $700 and below | 75% | 50% |
| $701 to $1,100 | 60% | 40% |
| $1,101 to $1,800 | 50% | 30% |
| $1,801 to $2,600 | 40% | 20% |
| $2,601 to $3,100 | 20% | 10% |
| $3,101 and above |
Typical Costs for Elder Care Services in Singapore:
NTUC Health Nursing Home, ECON Nursing Home, and Orange Valley.
On average they cost $1,200 to $3,500/month.
St. Bernadette Lifestyle Village is high-end, residents live independently, to participate in outings, activities, and games while having easy access to medical care via the 24-hour medical concierge. It costs $3,650/month.
A live-in helper generally costs $600 to $850/month before subsidies and grants. A part-time caregiver costs $20 to $25/hour.
FAQs:
How much is the Elder Care Services in Singapore?
- NTUC Health Nursing Home: $1,200 to $3,500/month
- St. Bernadette Lifestyle Village: $3,650/month
- Live-in helper: $600 to $850/month before subsidies and grants
Median Costs of Nursing Homes in Singapore, 2021
Singapore currently ages rapidly. Singapore is now ranked #82 in global research analyzing national highest median years, demonstrating a climb from 29.8 in 1990 to 39.3 in 2014. What this implies in terms of healthcare is that the elderly population is growing rapidly at rates that put national resources under heavy stress.
Nursing Homes help to ease the burdens of the greying population; however, most Singaporeans are not aware of the full costs of engaging such services at length. Trending generally, nursing home costs in Singapore range between $1,200 to $3,500 monthly, based on distinct forms of shelter, nursing, or if the nursing is delivered at nursing shelters or in residences.
Subsidies granted for individual nursing homes potentially factor in substantially to reduce bills as well. Below, reviewed are multiple components that factor into final bills, to facilitate readers with weighing between budgets, costs, nursing options.
Local Nursing Care Options
In deciding on suitable nursing care that might prove good fits for the elderly, one must closely examine, consider all their individual needs. There are various types of elder care locally, these may be grouped under inpatient care, home nursing care, or daycare.
Nursing homes are considered inpatient nursing, which may suit elderly patients that lack capacities to look after themselves independently or lack full care capacities in residential surroundings. Catering to families needing just temporary care, Respite Care options, which costs $100 to $150 per day, are options.
Patients that suffer from advanced-stage cancer, diseases, or terminal illnesses, or who need advanced level nursing aid, could choose inpatient hospice home care. Hospice care remains the costliest option generally considered, priced at about $7,000 per month in bills, whereas certain hospices allow access to Medi-Save payments.
Nursing Home Costs/Charges
| Type of Care | Average Cost |
| Temporary Day Care | S$100-S150/day |
| Care Services at Home | S$80-S$220/day |
| Intensive Inpatient Care | S$7,000/month |
Home Nursing Care Options
Certain elderly patients need daycare rather than being kept in nursing homes because they have difficulty moving. There are many options of nursing care available, based upon individual needs, like medical care, home therapy for patients needing rehabilitation, home care for assistance with mundane living, or residential nursing assistance. Such care often costs from $80 to $220.
Government Subsidies Available
The Singapore government offers varied degrees of subsidies to different income groups as reflected below. But one must take note that only Singapore Citizens or Permanent Residents are eligible for such subsidies.
Government Elder-Care Subsidies/Grants
| Household Per Capita Monthly Income | Subsidy Rate | |
| Singapore Citizens | Permanent Residents | |
| $0 – $700 | 75% | 50% |
| $701 – $1,100 | 60% | 40% |
| $1,101 – $1,600 | 50% | 30% |
| $1,601 – $1,800 | 40% | 20% |
| $1,801 – $ 2,600 | 20% | 10% |
| $2,601 and above | 0% | 0% |
Further subsidies from the government are also on hand – Elder-Shield or Medi-Shield subsidy grants. Elder-Shield subsidies initially began in 2002, seeking generally to grant more accessible insurance coverage to mature Singaporeans that need long-term care, payments also are taken via Medi-Save.
Premiums are annually paid, and as you grow older, the premiums become higher in cost. Starting access age for Elder-Shield is 40, holding the yearly premium of $174.96 or $217.76 for males or females, accordingly, billed to 65 years. These imply that in case males enter the Elder-Shield plan from 40 years, they then pay $174.96 per annum up to 65 years.
There remain some nagging issues with Elder-Shield. Sadly, elders aged 85 years or more (the elders that were of age 71 upon Elder-Shield grants were initiated) are not eligible for Elder-Shield grant subsidies.
Such implies that these families need to assume full charges for their nursing home bills, granted access to just ILTC subsidies indicated from the above statistics.
Further, 2 distinct types of nursing homes are available– private, or others that fall under Voluntary Welfare Organization (VWO).
Though many private nursing homes do not qualify for the Ministry of Health’s portable subsidy grants, options include accredited private nursing homes that may legally qualify for the portable subsidy grant from MOH.
VWO Nursing homes are grouped together accordingly. Several let patients that satisfy standard means-test criteria access further financial aid, while distinct self-funded homes may offer financial or social aid to patients that lack the necessary means, cash reserves.
VWO Nursing Homes/Hospices
| If you need respite care on weekdays: | ||||
| You may approach the following centers for respite care on weekdays: | ||||
| Area | Participating Day Care Centre | |||
| Ang Mo Kio | AWWA Rehab Day Care Centre | |||
| Ang Mo Kio | AWWA Dementia Day Care Centre (For Dementia Clients only) | |||
| Ayer Rajah | St Luke’s Eldercare (Ayer Rajah) | |||
| Beach Road | St Andrew’s Senior Care (Joy Connect) | |||
| Bedok | NTUC Health Silver Circle (Feng-Shan) | |||
| Boon Lay | NTUC Health Silver Circle (Boon Lay) | |||
| Bukit Batok | St Luke’s Eldercare (Bukit Batok) | |||
| Clementi | St Luke’s Eldercare (Clementi) | |||
| Clementi | Jamiyah Senior Care Centre | |||
| Choa Chu Kang | St Luke’s Eldercare (Keat Hong) | |||
| Chinatown | Yong En Care Centre | |||
| Ghim Moh | Active Global Active Aging Hub @ Ghim Moh Edge* | |||
| Hougang | St Luke’s Eldercare (Golden Years) | |||
| Jurong West | NTUC Health Silver Circle (Jurong West) | |||
| Marine Parade | St Luke’s Eldercare (Marine Parade) | |||
| Punggol | St Luke’s Eldercare (Sumang) | |||
| Queenstown | St Andrew’s Senior Care (Queenstown) | |||
| Telok Blangah | Active Global Active Ageing Hub (Telok Blangah)* | |||
| Toa Payoh | NTUC Health Silver Circle (Toa Payoh) | |||
| West Coast | Jamiyah Senior Care Centre* | |||
| Woodlands | Vanguard Senior Care Centre (Woodlands) | |||
| Yishun | Sree Narayana Mission Senior Care Centre (Yishun) | |||
Ren Ci Elder-Care Costs
| Cost Reference | ||||
| Singapore Citizen | Permanent Resident | Resident Foreigner/Non-resident | ||
| Chronic Sick Unit* | $1,860- $4,560 | $2,460- $4,560 | $8,700 | |
KWSH Elder-Care Costs
| Fees after subsidies from the government and KWSH (with effect from 1 Jan 2021) | |||||
| Senior Care Centre Rehabilitation Services (per session) | $10.60 to $91.00 | ||||
| Senior Care Centre Day Care Services (per session) | $8.80 to $73.00 | ||||
| Centre-based Nursing (per session) | $5.00 to $25.00 | ||||
| Transport Charge (per round trip) | $1.60 to $10.00 | ||||
| All Day Care Services include lunch and 2 tea breaks. | |||||
| A refundable deposit of S$200 is required for all rehabilitation services. | |||||
Government Elder-Care Grants/Subsidy Packages
| Community Health Assist Scheme (CHAS), Pioneer Generation Package (PGP), And Merdeka Generation Package (MGP) Help Offset Healthcare costs | ||||
| CHAS Subsidies | Merdeka Generation | Pioneer Generation | ||
| Common Illnesses | Up to $23.50 subsidy per visit | Up to $28.50 subsidy per visit | ||
| Simple Selected Chronic Conditions | Up to $85 subsidy per visit, capped at $340 per year | Up to $90 subsidy per visit, capped at $360 per year | ||
| Complex Selected Chronic Conditions | Up to $130 subsidy per visit, capped at $520 per year | Up to $135 subsidy per visit, capped at $540 per year | ||
| Selected Dental Services | Up to $16 to $261.50 subsidy per procedure (dependent on the procedure) | Up to $21 to $266.50 subsidy per procedure (dependent on the procedure) | ||
| Recommended Health Screening under Screen for Life | A fixed fee of $2 with Screen for Life invitation letter | Free with Screen for Life invitation letter | ||
Over the coming 15 years, 20% of Singapore’s population are hitting age 65 years or higher. These figures remain alarming upon one contextualizing this at large: Only 2 citizens grouped under the working-age class (aged 20-64) will be supporting every elderly citizen.
Singapore remains close, relative to Japan as 1 of the most rapidly aging populations found in Asia. Holding low fertility rates with older marriages, Singapore now confronts issues of a dwindling workforce, with a shrinking economy.
Considering the rise in the population of elderly to 900,000 from 2030, healthcare, or extended costs will likely soon escalate accordingly.
General questions of whether Singapore’s 3M (Medi-Shield, Medi-Save, and Medi-Fund) healthcare system remains sufficient to resolve the issue of the silver tsunami must be considered.
Aside from 3M resolutions for nursing, have many considered bills for long-term care (LTC) following patients’ discharge from the hospital?
LTC may apply to many with chronic conditions which have left them seriously disabled, leading them, unfortunately, to lack capacities to undertake 3 out of 6 mundane daily living tasks, functions that include daily bathing, dressing, hygiene, shifting, mobility, or feeding.
Elder-Shield subsidy grants were planned to deliver financial aid for extended nursing care that may potentially offer relief cash pay-outs of $300 or $400 every month over an interval of 5 to 6 years.
Concerns remain about whether these sums are sufficient. Consider these factors:
Inpatient care:
Community Hospital
One might get discharged from hospitals, but this does not imply one has recovered completely. One may require further inpatient care, inclusive of rehabilitation or therapy, daycare, or the need for caregivers to help with daily tasks. Estimated costs amount to about $8,000 – $9,000 per month. On hand are government subsidies from $1,800 to $7,000 per month available for application in general.
Nursing Home
These apply to patients that cannot engage in self-care within residential contexts or require substantial nursing care. These cost about $1,200 – $3,500 per month. One may apply for available government subsidies or Medi-Fund restricted to special cases.
Respite
Many that need temporary care may apply for respite care costing about $100-$150 per day.
Inpatient hospice care
Patients that suffer from severe and deteriorative diseases might need further care from some professionally accredited nursing staff.
These cost about $7,000 per month, Medi-Save payments claimable.
Day Centres:
Day rehabilitation center
Applicable to patients that require assistance to recover the full capacity to perform daily functions.
Cost Estimates: $700-$1,000
Dementia daycare center
Cost Estimates: $700-$850
Hospice daycare center
Cancer-stricken patients or suffering terminal illnesses. Cost Estimates: $700-$850
Nursing Care Services at home:
Home medical service:
Covering patients suffering mobility problems, residential nursing care are feasible options, costing about $130-$200, for every trip
Home nursing:
May suit bedridden elders. Cost Estimates: $80 per trip
Home therapy:
Cost Estimates: $100-$150 per trip
Home Assistance:
Patients that live independently, not able to leave residences may require nursing care that costs about $100-$150 per trip
Hospice medical/nursing home care:
May suit cancer patients. Cost Estimates: $150-$220 per trip
Costs of informal residential nursing
Reading from research by NUS, 80% of informal nursing for elderly patients were extended by family members. Elderly patients that lack means for self-care financially could require financial help from close kin. Such draining care exerts a heavy strain on caregivers, with many of these having to balance care and work, obtain some extended leave approval, or miss out on career advancements.
This may then alter the family dynamics of the caregivers owing to having reduced time to tend to families, which may vex relations between all family members, kin.
Elder-Care: Ways to submit payments
In goodwill, the Singapore government treasures the Pioneer Generation and provides many subsidy grants to financially ease the heavy burdens of covering elder-care bills.
Many options are on hand:
Medi-Save: Medi-Save may get tapped to foot medical bills cumulatively incurred at authorized hospices, hospitals, rehabilitation day centers.
Medi-Fund Silver: Functions as social security and may get accessed for emergency needs for elders that cannot pay medical bills. These are extended to cover all hospice-based intermediate or long-term care (ILTC) services.
Elder-Shield: Cash pay-outs of $300-$400 per month for easing daily financial burdens
Personal Savings: One might need to draw from personal savings in case long-term care bills exceed medical subsidies one legally can claim
Foreign Domestic Worker (FDW) Grant & Levy: Some monthly subsidies of $120 supplied to families that engage some foreign maids, helpers
Senior Mobility and Enabling Fund (SMF): Grants for medical aids, transport, or daily needs
Enhancement for Active Seniors (EASE): Residential renovation for improving safety, or comfort of living at home
Pioneer Generation Disability Assistance Scheme: Pioneer-DAS offers $1,200 per year to assist pioneers with cumulative medical bills
Interim Disability Assistance Program for the Elderly (IDAPE): Delivers $150 or $250 per month, extending to a maximum 72 months limit, for those that do not qualify for Elder-Shield because of age or pre-existing ailments
Grants covering Intermediate and Long-Term Care (ILTC): Qualifying patients may apply for subsidies via means-testing, based upon the Per Capita Monthly Household Income criteria
Elder-Care costs in Singapore: Specific Income Requirements
General costs of elder care vary with household care arrangements. Before grants, Nursing Hospices or Elder-Care homes cost from $1,200 to $3,500 per month, daycare therapy might cost from $900 to $1,500 per month, while home nursing may vary bet0ween $20 to $25 per hour.
Nursing Home Costs
| Nursing homes | Price range (SGD) / month |
| VWO Nursing Homes under MOH Subsidy | |
| Grace Lodge | $700 – $2,418 (after subsidy) |
| All Saints Home (certain branches) | $700 – $2,418 (after subsidy) |
| Jamiyah Nursing Home | $700 – $2,418 (after subsidy) |
| Lion’s Home for the Elders | $700 – $2,418 (after subsidy) |
| Ren Ci Nursing Home | $700 – $2,418 (after subsidy) |
| Assisi Hospice | $700 – $2,418 (after subsidy) |
| Kwong Wai Shiu Hospital | $700 – $2,418 (after subsidy) |
| St. Andrew’s Nursing Home | $1,300 – $2,300 (before subsidy) |
| NTUC Health Nursing Home | $2,000 – $3,500 (before subsidy) |
| Apex Harmony Lodge | $3,150 – $3,400 (before subsidy) |
| VWO Nursing Homes not under MOH Subsidy | |
| All Saints Home (certain branches) | $1,400 – $2,800 |
| Private Nursing Homes under MOH Subsidy | |
| Econ Medicare Centre And Nursing Home (certain branches) | $1,200 – $4,500 (before subsidy) |
| Orange Valley Nursing Home (certain branches) | $1,200 – $4,500 (before subsidy) |
| Private Nursing Homes not under MOH Subsidy | |
| Econ Medicare Centre And Nursing Home (certain branches) | $1,200 – $4,500 |
| Orange Valley Nursing Home (certain branches) | $1,200 – $4,500 |
Government Subsidies For Nursing Homes
| The table below shows the subsidies for patients in a nursing home/hospice. | |||
| Household Per Capita Monthly Income | Subsidy Rate (%) | ||
| Singapore Citizens | Permanent Residents | ||
| $800 and below | 75 | 50 | |
| $801 to $1,200 | 60 | 40 | |
| $1,201 to $2,000 | 50 | 30 | |
| $2,001 to $2,800 | 40 | 20 | |
| $2,801 to $3,300 | 20 | 10 | |
| $3,301 and above | 0 | 0 | |
There are an estimated 70 nursing homes based in Singapore. Several of these provide little more than beds or basic care. These are major causes for nursing homes receiving a poor public image.
However, several nursing homes do provide some better holistic care regimens, conducting activities that stimulate both body and mind, which include NTUC Health Nursing Home, ECON Nursing Home, Orange Valley. Average bills may cost $1,200 to $3,500/month.
To consider luxury style nursing home options, the St. Bernadette Lifestyle Village for residents having independent lifestyles and options for outdoor trips, games, or activity, even with direct access to nursing care through 24-hour medical concierge attendance. These cost a prime $3,650/month.
In MOH-run government nursing homes or Medi-fund authorized private homes, one may lower full expenses with government grants for nursing care.
Costs: Anticipate bills of about $1,200 to $3,500/month, before grants.
Daily Tasks that Require Nursing Assistance
| In fact, one in two Singaporeans is at risk of severe disability at the age of 65, and this is defined as the inability to do at least three of the following six activities of daily living: | ||||||
| Washing | The ability to wash in the bath or shower (including getting into and out of the bath or shower) or wash by other means. | |||||
| Dressing | The ability to put on, take off, secure, and unfasten all garments and, as appropriate, any braces, artificial limbs, or other surgical or medical appliances. | |||||
| Feeding | The ability to feed oneself food after it has been prepared and made available. | |||||
| Toileting | The ability to use the lavatory or manage bowel and bladder function using protective undergarments or surgical appliances if appropriate. | |||||
| Walking or Moving Around | The ability to move indoors from room to room on level surfaces. | |||||
| Transferring | The ability to move from a bed to an upright chair or wheelchair | |||||
Elder-Care Government Grants/Policy Packages
| Depending on when a policyholder joined Elder-Shield and whether they upgraded their cover to Basic Elder-Shield 400, policyholders will receive the following benefits from Elder-Shield once they are assessed to be severely disabled: | |||
| Elder-Shield Policy | Monthly Benefit | Pay-out Period | |
| Basic Elder-Shield 300 | $300 | Up to 60 months | |
| (If you joined before 30 September 2007) | (5 years) | ||
| Basic Elder-Shield 400 | $400 | Up to 72 months | |
| (If you joined on or after 30 September 2007, or upgraded to Elder-Shield 400) | (6 years) | ||
Government Subsidies for Subsidized Wards in Community Hospitals
| Subsidy Framework | |||
| Government subsidies provided are based on the six-tier subsidy framework depending on the type of ILTC service required. This is shown in Tables 1 to 3. | |||
| Table 1: Subsidies for Subsidized Wards in Community Hospitals | |||
| Household Per Capita | Subsidy Rate* | ||
| Monthly Income | Singapore Citizens | Permanent Residents | |
| $800 and below | 75% | 50% | |
| $801 – $1,200 | 60% | 40% | |
| $1,201 – $2,000 | 50% | 30% | |
| $2,001 – $2,800 | 45% | 25% | |
| $2,801 – $3,300 | 40% | 20% | |
| $3,301 and above | 20% | 10% | |
*These apply to Chronic Sick Hospitals, Inpatient Hospices, VWO Nursing Homes, Private Nursing Homes on Subsidy Scheme, Ex Mentally Ill Rehabilitation Homes, Ex Mentally Ill Sheltered Homes.
Government Subsidies for Residential Services (excluding Community Hospitals)
| Subsidies for Home and Community-Based Services (Non-Residential Services) | |||
| Per Capita Monthly Household Income | Subsidy Rate | ||
| Singapore Citizens | Permanent Residents | ||
| $800 and below | 80% | 55% | |
| $801 – $1,200 | 75% | 50% | |
| $1,201 – $1,900 | 60% | 40% | |
| $1,901 – $2,000 | 50% | 30% | |
| $2,001 – $2,800 | 30% | 15% | |
| $2,801 and above | 0% | 0% | |
*These include Eldercare Centers (such as Day Rehabilitation Centers, Dementia Day Care Centres, Social Day Care Centers, Senior Care Centers), Ex-mentally ill Day Rehabilitation, or home-based nursing care like Hospice Home Medical, Hospice Home Nursing, Home Medical, and Home Nursing, Home Help or Senior Home Care.
Government Subsidies for Home Nursing Care
| Subsidies for Home and Community-Based Services (Non-Residential Services) | |||
| Per Capita Monthly Household Income | Subsidy Rate | ||
| Singapore Citizens | Permanent Residents | ||
| $800 and below | 80% | 55% | |
| $801 – $1,200 | 75% | 50% | |
| $1,201 – $1,900 | 60% | 40% | |
| $1,901 – $2,000 | 50% | 30% | |
| $2,001 – $2,800 | 30% | 15% | |
| $2,801 and above | 0% | 0% | |
*These include Eldercare Centers (inclusive of Day Rehabilitation Centers, Dementia Day Care Centers, Social Day Care Centers, Senior Care Centers), Ex-mentally ill Day Rehabilitation, and home-based services such as Hospice Home Medical, Hospice Home Nursing, Home Medical or Home Nursing, Home Help or Senior Home Care.
Government Subsidies for Dialysis Care
| Monthly Subsidies for Community Haemodialysis & Peritoneal Dialysis* | ||||
| Community Haemodialysis Subsidies per month | Peritoneal Dialysis Subsidies per month | |||
| Household Per Capita | ||||
| Monthly Income | Singapore Citizens | Permanent Residents | Singapore Citizens | Permanent Residents |
| $800 and below | $1,230 | $983 | $1,280 | $1,033 |
| $801 – $1,200 | $862 | $689 | $912 | $739 |
| $1,201 – $1,900 | $616 | $493 | $666 | $543 |
| $1,901 – $2,000 | $505 | $405 | $555 | $455 |
| $2,001 – $2,800 | $357 | $284 | $407 | $334 |
| $2,801 and above | $0 | $0 | $0 | $0 |
*Means-testing determines eligibility for Community Health Assist Scheme (CHAS), Senior’s Mobility, Enabling Fund (SMF).
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