Top Debt Consolidation Plan Providers in Singapore (Updated 2024)

Top Debt Consolidation Plan Providers in Singapore

At its core, the DCP consolidates various high-interest unsecured debts—ranging from credit card balances to personal loans—into a single loan with a more manageable interest rate and a fixed monthly repayment plan. This strategic financial maneuver is facilitated by either banks or accredited moneylenders and is designed to ease the burden of individuals facing formidable debt levels across multiple creditors.

Recognizing the right moment to embrace a DCP is crucial. If you find yourself juggling several high-interest debts, resulting in a mounting financial strain and constant reminders of overdue payments, it’s time to consider consolidation. Specifically, if your total unsecured debt exceeds twelve times your monthly income, a DCP offers a structured path towards financial relief, excluding secured loans like mortgages and car loans from its purview.

Eligibility for a DCP is distinct and straightforward. Singaporean citizens or permanent residents aged 18 and above, earning between $20,000 and $120,000 annually, or possessing net assets under $2 million, may apply. Moreover, the aggregate of your unsecured debt across all institutions should surpass twelve times your monthly earnings to qualify. Unsure about your eligibility? A consultation with your banking institution can provide clarity and tailor a loan tenure that aligns with your financial landscape.

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Advantages of Embracing a Debt Consolidation Plan

  • Simplified Financial Management
    Merging multiple debt payments into a single monthly installment not only simplifies your financial oversight but also aids in meticulous planning and reduces the likelihood of missed payments.
  • Reduced Interest Rates
    The DCP’s essence lies in its ability to mitigate the compounding effect of high credit card interest rates, offering a more favorable interest landscape that can significantly lower the overall financial burden.
  • Enforced Financial Discipline
    Structured repayment schedules under a DCP instill financial discipline, encouraging a more organized approach to debt repayment and potentially shortening the overall debt clearance timeline.
  • Enhanced Credit Standing
    Timely consolidation and repayment of debts through a DCP can have a positive impact on your credit score, paving the way for future financial opportunities free from the shadow of past debts.

While the benefits are clear, it’s important to acknowledge the potential downsides. Premature repayment might attract penalties, and additional fees could elevate the overall cost. Furthermore, the ease of a single payment might not address underlying issues of financial discipline for some, risking a relapse into debt.

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As we navigate through the financial challenges and opportunities in Singapore, the Debt Consolidation Plan emerges as a critical tool for those aiming to break free from the cycle of unsecured debt. With a detailed understanding of its workings, eligibility criteria, and weighing its pros against the cons, individuals can make informed decisions towards achieving financial freedom in 2024.

Top debt consolidation plan providers in Singapore

Here are some of the top banks and licensed moneylenders offering debt consolidation plans in Singapore:

HSBC Top Debt Consolidation Plan Providers in Singapore

Plan Provider

HSBC

About Established in 1877, HSBC’s journey in Singapore began as it opened its first branch, quickly becoming integral to the city-state’s burgeoning trade sectors. Today, it stands as a pivotal figure in the financial domain, connecting diverse clientele to a plethora of banking and financial solutions, anchored by a rich heritage and a forward-thinking approach.
  • Foundation and Growth: Commencing operations over a century ago, HSBC has been a cornerstone of Singapore’s financial development, embodying resilience and innovation throughout its history.
  • Comprehensive Financial Solutions: Offering an expansive range of services from retail banking to wealth management, and commercial to private banking, HSBC caters to the multifaceted needs of its customers.
  • Commitment to Sustainability and Innovation: Recognized for its sustainable finance initiatives and as a cradle for digital innovation within the financial sector, HSBC continues to lead with values that resonate with contemporary global and local challenges.
Speciality
  • Diverse Banking Services: HSBC provides a broad spectrum of financial services, including but not limited to retail banking, wealth management, and commercial banking, tailored to meet the needs of multinational corporations, local enterprises, and individual customers.
  • Innovation in Financial Technology: Pioneering in technological advancements, HSBC introduced the city’s first computerized accounting system and automatic cash dispenser, enhancing customer experience and transaction efficiency.
  • Sustainability and Community Engagement: Demonstrating leadership in sustainable finance, HSBC is actively involved in community projects and initiatives that promote environmental stewardship and social responsibility.
Website https://www.hsbc.com.sg/
Address Check for locations here
Telephone 6472 2669
Operating Hours Check website for operating hours
Review 1 “HSBC’s comprehensive approach to banking, coupled with their unwavering support, has significantly simplified managing my finances. Their commitment to innovation and customer service excellence truly stands out.”
Review 2 “The depth of HSBC’s financial services, from personal banking to investment solutions, has provided me with the resources needed to navigate my financial journey with confidence.”
Review 3 “I have been particularly impressed by HSBC’s dedication to sustainability and community engagement. It’s reassuring to bank with an institution that prioritizes not just financial success but also positive impacts on society and the environment.”

 


POSB Top Debt Consolidation Plan Providers in Singapore

Plan Provider

POSB

About POSB, a subsidiary of DBS Bank, stands as the oldest bank in Singapore, with its inception dating back to 1877. Originally established as the Post Office Savings Bank, it has grown to serve a wide range of consumer banking needs, maintaining a legacy of accessible and low-cost banking services for Singaporeans.
  • Historical Foundation: Since its establishment in 1877, POSB has been a pillar in Singapore’s banking and financial landscape, evolving from a savings institution to a full-fledged consumer bank.
  • Integration with DBS Bank: The strategic acquisition by DBS Bank in 1998 has expanded POSB’s reach and services, further cementing its position in the market while continuing to prioritize affordability and accessibility for all Singaporeans.
  • Commitment to Accessibility: POSB maintains an extensive network of branches and ATMs across Singapore, ensuring banking services are accessible to customers everywhere, particularly in suburban neighborhoods.
  • Innovative Banking Solutions: Embracing technological advancements, POSB offers a suite of digital banking services, making everyday banking convenient and efficient for its customers.
  • Community Focus: True to its roots, POSB remains dedicated to serving the community, offering specialized services and programs that cater to the needs of children, students, and National Servicemen.
Speciality
  • Consumer Banking Excellence: POSB excels in providing a comprehensive suite of consumer banking services, from savings and current accounts to loans and credit cards, tailored to meet the needs of individuals and families.
  • Digital Banking Leadership: With a strong emphasis on digital innovation, POSB offers cutting-edge online and mobile banking services, enabling customers to manage their finances effortlessly.
  • Sustainable and Inclusive Finance: Demonstrating a commitment to sustainability, POSB offers green financial products and initiatives that encourage responsible banking among its customers.
Website https://www.posb.com.sg/personal/default.page
Address Check for locations here
Telephone   6878 6887
Operating Hours Check website for operating hours
Review 1 “POSB’s digital banking platform is incredibly user-friendly, making my daily banking transactions a breeze.”
Review 2 “I’ve always turned to POSB for my financial needs, appreciating their commitment to providing accessible banking solutions for everyone.”
Review 3 “Through its green initiatives, POSB has shown its dedication to sustainability, making me proud to be a customer of a bank that cares about the future.”

 


Standard Chartered Top Debt Consolidation Plan Providers in Singapore

Plan Provider

Standard Chartered Bank

About Standard Chartered Bank Singapore, part of an international banking group with over 160 years of history, is deeply entrenched in the fabric of Singapore’s financial services sector. Since opening its first branch in 1859, the bank has evolved into a pivotal force in the country’s banking landscape, embodying its commitment through the brand promise, “here for good.”
  • Long-Standing Presence: With a rich history that dates back to 1859, Standard Chartered has been a cornerstone in Singapore’s banking history, demonstrating an unwavering commitment to the country.
  • Global Leadership, Local Impact: As a hub for the bank’s global leadership and technological operations, Singapore plays a critical role in Standard Chartered’s worldwide strategy, especially with SC Ventures, fostering innovation.
  • A Testament to Stability: Standard Chartered Bank (Singapore) Limited stands as one of the world’s most highly-rated banks, reflecting its robustness and reliability.
  • Pioneering Digital Banking: The launch of Trust Bank Singapore in partnership with FairPrice Group marks a significant milestone, rapidly capturing a substantial market share with innovative digital banking solutions.
  • Comprehensive Financial Services: Catering to a broad spectrum of needs, from personal banking to corporate and institutional banking, Standard Chartered offers an extensive suite of services supported by a strategic network of branches and ATMs.
Speciality
  • Personalized Wealth Management: Custom wealth management services designed to optimize the financial growth and wealth preservation of individuals and families.
  • Corporate and Institutional Banking: Specialized services that support the complex needs of businesses, from SMEs to large corporations, enabling them to thrive in competitive markets.
  • Digital Innovation: Leading the charge in digital banking with Trust Bank Singapore, offering user-friendly, technologically advanced banking solutions that redefine customer experiences.
  • Sustainable Finance: Commitment to sustainability with initiatives and products aimed at promoting environmental stewardship and social responsibility.
Pricing Contact for quotation
Website https://www.sc.com/sg/
Address Check for locations here
Telephone 6747 7000
Operating Hours Check website for operating hours
Review 1 “I’ve experienced unparalleled service with Standard Chartered’s wealth management team, guiding me through tailored solutions that have significantly enhanced my portfolio’s performance.”
Review 2 “Trust Bank’s digital platform has completely transformed how I interact with my bank, offering convenience and innovative features that make banking a pleasure.”
Review 3 “Standard Chartered’s commitment to sustainable finance resonates with my values, offering me opportunities to invest in a way that contributes positively to the world.”

 


Citi Top Debt Consolidation Plan Providers in Singapore

Plan Provider

Citibank

About For over a century, Citibank Singapore has stood as a pillar in the financial sector, beginning its journey in 1902 as the first American bank in the thriving port of Singapore. With a dedication to excellence and innovation, Citibank has transformed the banking landscape in Singapore, continuously introducing cutting-edge services to meet the evolving needs of its customers.
  • Pioneering Spirit: From transforming Singapore’s banking sector in the 1980s to launching the first ATMs, Citibank has been at the forefront of banking innovation.
  • Global Consumer Banking: Since 1982, Citibank has connected customers globally through its electronic banking network, emphasizing the importance of accessibility and convenience.
  • Wealth Management Redefined: The establishment of the Citi Wealth Hub in 2020 demonstrates Citibank’s commitment to offering superior wealth management services tailored to modern needs.
  • Digital Excellence: Recognized for its digital banking advancements, Citibank has been awarded titles such as Digital Bank of the Year and Best Retail Online Banking Experience in Singapore.
  • Customer-Centric Approach: Awards for Best Customer Experience underline Citibank’s focus on providing exceptional service, driven by the needs and goals of its customers.
Speciality
  • Digital Banking Solutions: Citibank is a leader in digital banking, offering a seamless and efficient online and mobile banking experience for everyday transactions and wealth management.
  • Innovative Wealth Management: The Citi Wealth Hub exemplifies Citibank’s approach to wealth management, offering personalized financial solutions and expert advice to help customers achieve their financial goals.
  • Comprehensive Consumer Banking: From credit cards and loans to savings and investment products, Citibank provides a wide range of services designed to meet the diverse needs of its customers.
  • Global Connectivity: Leveraging its international network, Citibank offers unparalleled global banking services, making it easier for customers to manage their finances around the world.
Website https://www.citibank.com.sg/portal/bluehome/index.htm
Address Check for locations here
Telephone 6397 4888
Operating Hours Check website for operating hours
Review 1 “Citibank’s digital banking platform has made managing my finances effortless, providing real-time access to my accounts and transactions.”
Review 2 “The wealth management services at Citibank have helped me redefine my financial goals and put me on the path to achieving them.”
Review 3 “Thanks to Citibank’s attentive customer service, I feel valued and supported, knowing that my banking needs are always a priority.”

 


Bank of China Top Debt Consolidation Plan Providers in Singapore

Plan Provider

Bank of China

About Bank of China stands as a monumental institution in the global banking sector, with a rich history dating back to its inception in 1912. It prides itself as the most globalized and integrated bank in China, serving customers across 62 countries and regions, including significant presences in both mainland China and overseas markets such as Hong Kong and Macau.
  • Historic Roots: Originating as China’s first national bank, it has played a crucial role in the country’s economic development and integration into the global financial system.
  • Global Expansion: With institutions in numerous countries, it serves as a bridge for international commerce and personal banking, illustrating its commitment to global connectivity.
  • Innovation Leader: Bank of China has been at the forefront of banking innovation, issuing the country’s first credit card and pioneering the introduction of ATMs and electronic banking in China.
  • Commitment to Society: The bank actively engages in corporate social responsibilities, promoting cultural exchanges and supporting community investment, reflecting its dedication to societal well-being.
  • Award-Winning Services: Recognition as the “Best Technology and Innovation Financial Services Bank” underscores its leadership in delivering high-quality, efficient banking services.
Speciality
  • Comprehensive Financial Services: Offers a wide array of products, including corporate finance, personal finance, bank cards, and financial market services, catering to diverse customer needs.
  • Pioneering Digital Banking: Continues to lead with cutting-edge digital banking solutions, enhancing customer experiences and accessibility to banking services worldwide.
  • Wealth Management Expertise: Specializes in personalized wealth management services, helping customers to achieve their financial objectives through expert guidance and innovative products.
  • Cross-Border Banking Excellence: With a unique position in international markets, it facilitates global banking needs, supporting both individual and corporate clients with cross-border transactions and investments.
Website https://www.bankofchina.com/
Address Check for locations here
Telephone 1800 338 5335
Operating Hours Check website for operating hours
Review 1 “The bank’s digital banking platform has revolutionized the way I manage my finances, offering convenience and security at my fingertips.”
Review 2 “Through its wealth management services, I’ve gained insightful strategies tailored to my financial goals, supported by a team of dedicated professionals.”
Review 3 “Bank of China’s commitment to customer service excellence is evident in every interaction, providing me with the confidence and trust in their banking solutions.”
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Maybank 2u Top Debt Consolidation Plan Providers in Singapore

Plan Provider

Maybank

About Maybank Singapore, a pivotal part of Maybank Group, has been a cornerstone in the financial landscape of Southeast Asia since its establishment at South Bridge Road in 1960. As Southeast Asia’s fourth-largest bank by assets, Maybank Singapore has developed a comprehensive network, offering a wide array of financial services to individuals, businesses, and corporations, underpinned by a commitment to excellence and a deep understanding of the unique needs of its diverse clientele.
  • Robust Heritage: From a single branch in 1960 to a major financial institution, Maybank Singapore’s growth mirrors the dynamic progress of the region itself.
  • Extensive Service Range: Catering to every financial need, from consumer banking to investment banking, and from insurance to asset management, emphasizing Maybank’s role as a full-service bank.
  • Global and Local Presence: A strategic network of 18 banking branches and additional ATMs across Singapore, coupled with access to the atm5 shared ATM network, ensures comprehensive coverage for all customers.
  • Systemically Important Bank: Recognized as a domestic systemically important bank (D-SIB) in 2015, reflecting its critical role in Singapore’s banking ecosystem.
  • Award-Winning: A testament to its service excellence and innovation, Maybank has received numerous accolades, highlighting its industry-leading position.
Speciality
  • Personalized Banking Solutions: From personal banking to privilege and premier wealth management, Maybank Singapore offers tailored services that cater to the varied needs of its customers.
  • Innovative Digital Banking: Embracing digital innovation, Maybank provides convenient and secure online and mobile banking experiences, ensuring customers can manage their finances effortlessly.
  • Comprehensive Corporate and SME Banking: Supporting businesses with a spectrum of services including loans/financing, trade financing, deposits, and global markets to foster growth and expansion.
  • Wealth Management and Investment: Expertise in wealth management and investment solutions, helping clients to navigate market complexities and achieve their financial objectives.
  • Dedicated Islamic Banking Services: Offering a suite of Islamic banking products that comply with Shariah principles, catering to the needs of Muslim customers and those seeking ethical banking options.
Website https://www.maybank2u.com.sg/en/personal/index.page?
Address Check for locations here
Telephone
1800 629 2265
Operating Hours Check website for operating hours
Review 1 “I’ve always found Maybank’s staff to be incredibly helpful and their digital banking app to be user-friendly, making my banking experience seamless.”
Review 2 “The wealth management advice I’ve received from Maybank has been invaluable, helping me to grow my investments wisely.”
Review 3 “Maybank’s extensive ATM network makes it convenient to access my funds, and their customer service is always prompt in addressing my queries.”

 


HL Bank Top Debt Consolidation Plan Providers in Singapore

Plan Provider

HL Bank Singapore

About HL Bank Singapore, a branch of Hong Leong Bank Berhad, extends its robust financial services portfolio across Malaysia, Singapore, Hong Kong, Vietnam, Cambodia, and China. Emphasizing technology and financial capability development, HL Bank caters to business, retail, and high-net-worth individuals through diverse financial services including Business & Corporate Banking, Personal Financial Services, Private Wealth Management, and Global Markets.
  • Integrated Financial Solutions: HL Bank Singapore excels in offering comprehensive services tailored to meet the corporate and personal banking needs of its clients, ensuring a seamless banking experience.
  • Commitment to Technology and Innovation: The Bank’s focus on leveraging technology underlines its efforts to provide efficient and advanced banking solutions, enhancing customer service and operational excellence.
  • A Focus on People: Recognizing employees as central to success, HL Bank is committed to fostering a conducive work environment that supports professional and personal growth.
  • Recognition for Fair Employment Practices: In 2018, HL Bank was acknowledged by TAFEP’s Human Capital Partnership Programme for its progressive employment practices and investment in human capital.
  • Regional Presence and Expertise: With its extensive network and regional expertise, HL Bank is well-equipped to navigate the complexities of the ASEAN financial landscape, offering valuable insights and opportunities to its clients.
Speciality
  • Business & Corporate Banking: Specializing in tailor-made solutions for businesses of all sizes, HL Bank facilitates corporate growth with services ranging from loans and financing to trade solutions.
  • Personal Financial Services: Offering a wide array of personal banking services including savings accounts, loans, and credit facilities designed to meet the unique needs of individual customers.
  • Private Wealth Management: Dedicated to high-net-worth individuals, providing personalized wealth management strategies, investment opportunities, and exclusive banking services.
  • Global Markets Expertise: With a keen understanding of market dynamics, HL Bank offers strategic insights and financial products to navigate and capitalize on global investment opportunities.
Website https://www.hlbank.com.sg/en/personal-banking/home.html
Address 7 Wallich St, #B1 – 25 and #B1- 26, Singapore 078884
Telephone 6349 8330
Operating Hours Weekdays 9AM – 4PM
Closed on weekends
Review 1 “HL Bank’s approach to personal banking has transformed my financial planning experience, offering tailored solutions that meet my unique needs.”
Review 2 “Their corporate banking services have been instrumental in the growth and expansion of my business, providing the support needed at every step.”
Review 3 “HL Bank’s wealth management team has offered me insightful investment advice, helping me to secure and grow my financial assets effectively.”

 


UOB Top Debt Consolidation Plan Providers in Singapore

Plan Provider

UOB

About UOB stands distinguished as a globally recognized bank, rated ‘Aa1’ by Moody’s and ‘AA-‘ by S&P Global and Fitch Ratings. With its inception in Singapore, UOB has expanded its presence to 19 countries, reflecting its significant role in the Asia Pacific, Europe, and North America. Through a network of 500 branches and offices, UOB serves a wide customer base, offering comprehensive banking services with a focus on the Asia region.
  • Global Recognition: UOB’s high credit ratings underscore its stability, security, and strength as a banking institution.
  • Asian Footprint: A vast network across 19 countries, particularly strong in Asia, facilitates unparalleled service and connectivity for clients.
  • Core Values: Honour, enterprise, unity, and commitment form the cornerstone of UOB’s operations, driving its success and customer service excellence.
  • Innovative Banking Solutions: Emphasizing personalization, connectivity, and sustainability, UOB is dedicated to providing tailored banking experiences and fostering regional growth.
  • Heritage and Modernity: UOB’s branding combines rich Asian heritage with a modern outlook, symbolizing its progressive approach and commitment to the region’s future.
Speciality
  • Personalized Banking Services: UOB crafts customized solutions for individual and corporate clients, leveraging data and insights to meet unique financial needs.
  • ASEAN Connectivity: The bank’s one-bank approach and extensive network offer unmatched opportunities and connections within ASEAN and beyond.
  • Sustainable Practices: UOB is at the forefront of sustainable banking, contributing significantly to the socio-economic and environmental development of the ASEAN region.
  • Digital and Innovation Leadership: With a focus on digital banking solutions, UOB remains committed to innovation, providing secure and convenient access to banking services.
Website https://www.uob.com.sg/personal/index.page
Address Check for locations here
Telephone 6715 5690
Operating Hours Weekdays 9AM – 6PM
Review 1 “UOB’s personalized banking services have completely catered to my unique financial requirements, providing peace of mind and stability.”
Review 2 “The connectivity offered by UOB has opened new doors for my business in ASEAN, showcasing the bank’s vast network and understanding of regional markets.”
Review 3 “UOB’s commitment to sustainability resonates with me, highlighting their dedication not just to financial growth but to making a positive impact on society and the environment.”

 


OCBC Top Debt Consolidation Plan Providers in Singapore

Plan Provider

OCBC

About OCBC Group, recognized for its comprehensive banking services, has been a steadfast partner to individuals and businesses across ASEAN and Greater China. As a leading financial institution, OCBC is dedicated to driving growth and facilitating the aspirations of its clients through innovative banking solutions and a commitment to excellence.
  • Extensive Regional Presence: OCBC’s influence spans across ASEAN and Greater China, offering tailored financial solutions that cater to diverse needs.
  • Social Upliftment Initiatives: The Families100 programme exemplifies OCBC’s dedication to societal enhancement, providing pivotal support to lower-income families.
  • Commitment to Net Zero: With ambitious targets for decarbonization across key sectors, OCBC leads the charge towards a sustainable future.
  • Innovative Financial Services: From personal banking to large corporates, OCBC delivers a spectrum of services designed for maximum efficacy and customer satisfaction.
  • Dedicated Volunteerism: Over 200 OCBC staff volunteer to make a tangible difference in the lives of those within the Families100 programme, underscoring the bank’s community-centric approach.
Speciality
  • Comprehensive Banking Solutions: Catering to both individual and business clients with services ranging from personal banking to wealth management and large corporate banking.
  • Sustainability Leadership: Pioneering in sustainable banking practices, OCBC commits to net zero financed emissions by 2050, setting new standards in eco-friendly banking.
  • Innovative Digital Platforms: OCBC’s digital banking services simplify financial transactions, ensuring accessibility and security for all users.
  • Tailored Wealth Management: Through OCBC’s Premier Banking and Bank of Singapore, clients receive bespoke wealth management advice and solutions.
Website https://www.ocbc.com/group/gateway?
Address Check for locations here
Telephone 6363 3333
Operating Hours Check website for operating hours
Review 1 “OCBC has been instrumental in helping me achieve my financial goals with their personalized banking services.”
Review 2 “Their commitment to sustainability and the net zero initiative makes me proud to be an OCBC customer, knowing my banking contributes to a greener planet.”
Review 3 “OCBC’s business banking solutions have provided my company with the robust support needed to navigate complex markets effectively.”

 


CIMB Top Debt Consolidation Plan Providers in Singapore

Plan Provider

CIMB

About CIMB stands as a leading financial institution offering a broad spectrum of financial products and services across ASEAN. Known for its commitment to delivering value and innovation to its customers, CIMB provides comprehensive banking solutions ranging from savings and investments to loans and digital banking services, ensuring a holistic banking experience.
  • Competitive Financial Products: Offers high interest/profit rates on savings accounts and attractive returns on fixed deposits, enhancing customers’ saving potential.
  • Innovative Banking Solutions: Provides digital banking services and easy online account management, emphasizing convenience and efficiency.
  • Rewarding Credit Card Offers: Features promotions such as free Samsonite Gritt Spinners and cashback credit cards with significant welcome gifts, promoting a rewarding banking experience.
  • Exclusive Loan Deals: Personal loan options come with competitive interest rates and cashback offers, tailored to meet diverse financial needs.
  • Cross-Border Financial Flexibility: Specializes in instant funds transfer with guaranteed best exchange rates for SGD to MYR and IDR, facilitating seamless regional transactions.
Speciality
  • Savings and Current Accounts: High-interest savings and current accounts designed to maximize your financial growth.
  • Credit Card Rewards and Promotions: A selection of credit cards offering exceptional benefits, including cashback and no annual fees, paired with attractive welcome offers.
  • Personal Loan Solutions: Tailored personal loan offerings with low interest rates and cashback incentives to power your dreams.
  • Digital Banking Excellence: State-of-the-art digital banking services providing easy access to banking operations and account management anytime, anywhere.
  • Competitive Exchange Rates: Guaranteed best exchange rates for SGD to MYR and IDR transfers, ensuring value and convenience in cross-border transactions.
Pricing Contact for quotation
Website https://www.cimb.com.sg/en/personal/home.html
Address Check for locations here
Telephone 6333 7777
Operating Hours Check website for operating hours
Review 1 “I’ve enjoyed substantial savings from the high interest rates offered on my CIMB savings account.”
Review 2 “The CIMB credit card rewards program has been extremely beneficial for me, offering significant cashback on my purchases.”
Review 3 “Applying for a personal loan with CIMB was a smooth process, complemented by their low interest rates and generous cashback offer.”
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American Express Top Debt Consolidation Plan Providers in Singapore

Plan Provider

American Express

About Since its inception in 1850, American Express has dedicated itself to enriching the lives of its customers, offering a broad array of financial products and services tailored to meet their evolving needs. Known for its commitment to excellence and innovation, American Express continues to be a pivotal force in financial services, championing customer satisfaction, corporate sustainability, and community support.
  • Long-standing Heritage: Over 170 years of financial services excellence, providing consistent support and innovation to customers worldwide.
  • Global Travel Authority: Recognized for revealing top travel trends and insights, American Express plays a key role in shaping the future of travel.
  • Rewards and Experiences: Offers unique and customized experiences through partnerships, such as the POINT.ME collaboration, enhancing the value of Membership Rewards®.
  • Sustainability and Responsibility: Engages in meaningful corporate sustainability efforts and community support, reflecting its commitment to making a positive impact.
  • Investor Confidence: A transparent approach to investor relations, underpinned by detailed financial filings, governance information, and ESG strategy execution.
Speciality
  • Innovative Payment Solutions: Credit cards and business credit solutions designed to offer both security and rewards, meeting diverse consumer and corporate needs.
  • Membership Rewards Program: A robust rewards program that allows customers to earn and spend points on a wide array of products, travel, and experiences.
  • Global Travel Insights: Provides valuable travel trends and spending data, empowering customers with information to make informed travel decisions.
  • Corporate Sustainability Initiatives: Engages in significant efforts to support sustainable business practices and community development.
Website https://www.americanexpress.com/en-sg/
Address Check for locations here
Telephone 1800 299 1997
Operating Hours Check website for operating hours
Review 1 “American Express has not just been a credit card for me; it’s a gateway to unique experiences and rewards that genuinely enhance my lifestyle.”
Review 2 “The Membership Rewards program has been incredibly rewarding, allowing me to leverage my spending into meaningful rewards and travel experiences.”
Review 3 “American Express’s focus on sustainability and community initiatives makes me proud to be a cardmember, knowing I’m part of a larger, positive impact on society.”

 


OC Credit Top Debt Consolidation Plan Providers in Singapore

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Plan Provider

Orange Credit

About Orange Credit PTE LTD, established in June 2011, operates as a distinguished Licensed Moneylender in Singapore, holding registration number 201025574G under the Registry of Moneylenders. Renowned for providing professional, ethical, and trustworthy loan assistance, Orange Credit has committed itself to ease various financial burdens, aiming to lead the licensed moneylending industry through unparalleled customer service and lasting customer relationships.
  • Professional Loan Assistance: Specializes in offering ethical and professional financial solutions to ease customers’ financial woes.
  • Transparent Procedures: Ensures a transparent and hassle-free loan application process with almost instant approval, highlighting a commitment to efficiency and clarity.
  • Customer-Centric Services: Focuses on customers’ needs, offering quick, easy, and flexible repayment options to address financial difficulties effectively.
  • No Hidden Fees: Clients benefit from clear documentation and the absence of hidden charges, reinforcing Orange Credit’s integrity and reliability.
  • Dedicated Support: A team of friendly and professional loan officers is always ready to provide personalized assistance, ensuring customers feel supported every step of the way.
Speciality
  • Fast and Hassle-Free Loan Approvals: Streamlined loan application processes that prioritize speed and minimal bureaucracy.
  • Ethical Money Lending: Adherence to ethical practices in all transactions, ensuring customers’ interests are safeguarded.
  • Flexible Repayment Plans: Customized loan repayment plans that accommodate individual financial situations, providing relief without added stress.
  • Transparent and Clear Documentation: Clarity in all paperwork and transactions, eliminating the worry of unexpected fees or conditions.
Website https://orangecredit.com.sg/
Address 810 Geylang Rd, #01-91 City Plaza, Singapore 409286
Telephone 6748 2320
Operating Hours Weekdays 11AM – 8PM
Saturdays 11AM – 3PM
Closed on Sundays
Review 1 “The process was very fast, smooth and efficient. Staff was very experienced and friendly in explaining the details, honest and helping to understand my situation. Would highly recommend to others!”
Review 2 “Great service and detailed explanation. Grace are very nice to explain all the detail. Quick process. Interest and admin fee pretty high (same for all lender), but a good place for emergency need.”
Review 3 “Lim Jia Sin attended to me and she’s very nice and made everything comfortable and smooth. She explained everything clearly too.”

 


TCC Top Debt Consolidation Plan Providers in Singapore

Plan Provider

TCC Consolidation Loan

About TCC Credit Co-operative Limited stands out as a not-for-profit financial institution that prioritizes the financial well-being of its members and their families. Founded with a family-oriented ethos, TCC offers a safe haven for savings and access to loans at competitive interest rates, making financial stability accessible to all its members.
  • Member-Focused Services: Dedicated to serving its members with savings, investments, and loans that feature attractive interest rates.
  • Family-Oriented Approach: Recognized for its caring and considerate staff, TCC treats its members like family, offering personalized and flexible financial solutions.
  • Visionary Goals: Aims to be the first-choice credit co-operative by delivering innovative, fair, and family-oriented financial services of the highest quality and value.
  • Core Values: Embodies values of care, convenience, fairness, flexibility, honesty, and reliability, ensuring a responsible and responsive relationship with its members.
  • Community-Centric Mission: Commits to providing the best financial and related services to its members and their families, guided by co-operative values.
Speciality
  • Competitive Loan Solutions: Offers loans at affordable interest rates, catering to various needs of its members for financial aid.
  • Savings and Investment Plans: Provides lucrative rates on savings and investments, encouraging members to grow their funds securely.
  • Personalized Financial Guidance: Members receive tailored financial advice and support, ensuring their needs and well-being are prioritized.
  • Innovative Financial Products: Continuously introduces new and fair financial services to meet the evolving needs of its members and their families.
Website https://www.tcc.org.sg/
Address 95 Killiney Road, Singapore 239537
Telephone 6319 3700
Operating Hours Weekdays 8.45AM – 6PM
Saturdays 9AM – 1PM
Closed on Sundays
Review 1 “Joining TCC has been a game-changer for my financial health. Their loan rates are unbeatable, and the process was straightforward and respectful.”
Review 2 “The warmth and personal attention at TCC made me feel like family. Their flexible approach to my financial situation provided the relief I needed.”
Review 3 “TCC’s savings plans have helped me secure my family’s future, offering peace of mind with their attractive interest rates and secure investment options.”

 


Lending Bee Top Debt Consolidation Plan Providers in Singapore

Plan Provider

Lending Bee

About Lending Bee Pte Ltd is a distinguished Licensed Money Lender in Singapore, acknowledged for its innovative approach in the moneylending industry since its inception. Awarded by the Singapore FinTech Association (SFA) for its breakthroughs, Lending Bee is committed to transforming and streamlining access to credit with a customer-centric and ethical approach, ensuring financial solutions are both fuss-free and beneficial to its clientele.
  • Pioneering in FinTech: Recognized for its FinTech advancements, Lending Bee integrates digital solutions to traditional lending, enhancing efficiency and accessibility.
  • Customer First Philosophy: Adopts a customer-centric approach, continually developing ethical and trustworthy financial services tailored to meet individual needs.
  • Affordable and Transparent: Ensures transparency in its operations, offering loans with clear terms and without hidden fees, prioritizing affordability and fairness.
  • Streamlined Borrowing Process: Revolutionizes the loan application process, making it quick, seamless, and easily accessible, especially in times of financial emergencies.
  • Data Protection and Privacy: Implements ethical and responsible measures to safeguard personal data, upholding the highest standards of privacy and security.
Speciality
  • Fuss-Free Loan Applications: Offers an easy-to-use online application form that simplifies the loan application process for instant financial relief.
  • Transparent Lending Practices: A commitment to fairness and clarity in all loan agreements, with no hidden charges or acceptance fees.
  • Innovative Financial Products: Continuously innovates to provide updated and best financial solutions, aiming to be the top money lender in Singapore.
  • Digital Loan Management: Enables customers to check their loan status online anytime, ensuring convenience and peace of mind.
Website https://www.lendingbee.com.sg/
Address Check for locations here
Telephone 6219 1611
Operating Hours Weekdays and Saturdays 11AM – 8PM
Sundays 10AM – 7PM
Review 1 “Mr Derek provided very excellent service enabling me to get the ideal amount without having to pay a hefty sum every month through an ideal installment plan. Good service, excellent attitude. will definitely come back again.”
Review 2 “It’s a very fast n reliable place for emergency help that u need. Derek was the one attending to me. He was very detailed n very helpful n explain all possible way that is best to help me in my situation. A very polite n knowledgeable person. A heartfelt thank u to Mr. DEREK. Strongly recommended to anyone who needs help . Thank u”
Review 3 “Was served by Derek Chua during my visit to their company at far east plaza. He was nice & friendly but yet professional with all the detail given. No feeling of stress and pressure at all. Great advisor. Definitely recommending. Okay”

 


KST Credit Top Debt Consolidation Plan Providers in Singapore

Plan Provider

KST Credit

About KST Credit, nestled in the vibrant heart of Orchard Road, Singapore, operates as a Licensed MoneyLender, offering a comprehensive suite of financial services. With a team of industry veterans and credit experts, KST Credit excels in providing fast, efficient loan approvals and quality financial advice, fostering responsible borrowing within the framework of guidelines established by the Ministry of Law.
  • Industry Expertise: Leverages the knowledge and experience of seasoned professionals to navigate the financial landscape.
  • Swift Service: Guarantees loan approvals within 30 minutes and cash availability within an hour, emphasizing efficiency.
  • Comprehensive Financial Solutions: Offers personal, business, and lifestyle loans at competitive rates to a wide demographic, including Singaporeans, permanent residents, and foreign expats.
  • Responsible Lending Practices: Advocates for responsible borrowing, providing clear guidance on income and borrowing limits aligned with regulatory standards.
Speciality
  • Personal Loans: Tailored solutions for personal financial needs, ensuring quick access to funds for emergencies or personal expenditures.
  • Business Financing: Supports local SMEs and startups with business loans aimed at enhancing working capital and facilitating growth.
  • Lifestyle Loans: Offers specialized loans designed to finance lifestyle choices and personal desires, from vacations to tech gadgets.
  • Debt Consolidation: Provides debt consolidation plans to help individuals manage and streamline their financial obligations more effectively.
Website https://www.kstcredit.sg/
Address 220 Orchard Rd. Midpoint Orchard #01-01, Singapore 238852
Telephone 6255 5225
Operating Hours Weekdays 10.30AM – 7.30PM
Weekends 10.30AM – 4PM
Review 1 “Very good service. Service staff is very professional and polite. The whole process takes less than 15 mins. Thumbs up.”
Review 2 “Highly recommended, Very fast and efficient process. Can see the staffs at KST credit giving their best to serve the customers right!!!”
Review 3 “Visited this afternoon and was served by Mr Sam. Awesome. Service excellent. Reached and left within 10 minutes. Did some checks and verification even before you are there so that you don’t have to spend additional time waiting. Keep it up bro! Thanks a lots.”

 


Editor’s Note:

While every precaution has been made to ensure the accuracy and fairness of this listing, we acknowledge that they may be inaccuracies. Therefore, we urge you to contact the service provider above for the correct information and/or contact us with the correct information.

If you are a service provider and wish to be featured in this listing (MediaOne reviews are read by hundreds of thousands of Singaporeans), please contact us at enquiry@mm.com.sg. There is no charge! Please allow us up to 3 working days to review before adjusting the information or including your entry.

About the Author

Tom Koh

Tom is the CEO and Principal Consultant of MediaOne, a leading digital marketing agency. He has consulted for MNCs like Canon, Maybank, Capitaland, SingTel, ST Engineering, WWF, Cambridge University, as well as Government organisations like Enterprise Singapore, Ministry of Law, National Galleries, NTUC, e2i, SingHealth. His articles are published and referenced in CNA, Straits Times, MoneyFM, Financial Times, Yahoo! Finance, Hubspot, Zendesk, CIO Advisor.

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